Good evening I had an accident with my new 2300km YAMAHA YZF-R3. My insurance is Sportect, a subsidiary of Nuremberg. I’m probably guilty, I lost control over the motorcycle, but don’t remember at all. Strange is, I also drove about 30 in a 30’s zone. It was incomprehensible. Well. Anyway, the motorcycle is now in my garage. According to the expert/s total damage. I really don’t know how the expert comes to 850€ part costs t… I have created an invoice of almost 1200€ with the things I have now found to replace. The items are available on procaliber.com or on partzilla.com The insurance is at 1000€ excess, I am also a beginner. And 5200€ value without VAT. = 4400€ of which deduct the residual value and the excess, so stay 1800-1990€. That can’t be the case with a comprehensive insurance? In the appendix I have the report, together with all the pictures h I thought it would be good to remove all the parts that are damaged or have to be removed anyway. What could I do now? Thank you very much!