Phaeton Insurance

Hello guys (or should one or the other girl have got lost here? 😉 Where do you assure your Phaeton? VAG wants VK with 300€ SB and a Sf of 20 (30%!) smooth 130€ per month! Tariff calculators on the web completely fail their service with vehicle values over 75,000€. Also a new experience. has the friendly to mention at the Phaeton sale somehow. Are all afraid of an expensive casco damage. So, there are tips on insurance with a good price-performance ratio?