What to do about frozen slices?

I am used to the luxury of a garage or better said, I don’t want to scratch my discs every morning. The little evil is the cold fingers and the extra time I have to plan on. The much bigger evil is this blind flight despite scratching and the many small scratches in the disk, which you can only really notice when you are driving against the sun. So towards the sun, against it will be difficult. The far more pleasant method would certainly be a heater. But at the moment I am not so liquid that I can afford to do so. Then there are still various miracle remedies that you can make before or after ironing on the disk. However, all tests on the TV said that this possibility to become master of the problem is rather suboptimal. A slide / cover plan about the car is also crap. They can freeze and moreover I still don’t know where to go with the stiff frozen thing. So I’m looking for big-hearted or state-of-the-art advice with you. It can also put something in the middle of it.