Hello, if you are currently financing a polo (I think 2.9%) you get an additional 2 years warranty and in the 1st year prison permit and comprehensive. Can someone who understands something about where the catch of this financing is, because you don’t get this with cash payment. Is it more useful to finance the car, even if you have the cash? The discount would be the same according to the dealer and that there is an advantage if you invest your cash for e.g. 3.5% is me also clear. So where does VW get the money back to say is the catch on the thing???