Hello, at present I am dealing with the topic of discount savers. Many insurance companies today offer discount savers in which one can avoid that one is higher graded after a damage, but this discount saver refers only to the current insurance, i.e. you change the insurer automatically higher grade if in the insurance year a damage case had been with the previous insurer, so one is forced after a damage case at the present time But now comes a thing which some have already experienced, because because of 2 or three cases of damage, i.e. a damage in liability and two damage cases in the partial cascade, the insured person has been dismissed and he has to switch to another insurer, but he immediately ranks him higher because the discount saver has only been valid with the pre-insurer. My question knows if there are already court judgments on this subject,because for what did I pay the extra fee for a discount saver when I was forced to get higher at another company? MfG