Hello everybody, I got someone in the back a few weeks ago. Debt question has been settled. So off to the BMW dealer and a KV made; this amounted to about 1050 € net. I then sent the KV to the opposing insurance company (HUK Coburg), with the request for a transfer. The reply letter of the HUK came yesterday. You will only transfer me about 650 €, as this would be the local costs of the repair. iten. My question is now, how is it going if I have the damage repaired at BMW for 1050 €? Do I then get the missing 400 € + VAT credited afterwards? Or can I only repair the car at the mentioned workshop to not pay on it? Thank you in advance.