Hello all, I had already insured 2 times a car over my mother as second car with the Huk Coburg. But until now it was always too short so that the % did not go down yet. So is still on 140% since I now get a Golf IV TDI 90ps bj 99 welhcer properly what costs in the insurance I want to ask you how I can insure this as cheaply and cleverly as possible. What can you recommend to me? I call you again a few things about me My mother has insured her car with the Huk all-inclusive (Golf 4 bj 2003) on 45%. I am independent if I should specify this however with the insurance I do not know.. or if it plays a role at all. I live by the way in Hamburg. I would be really interested now if something can be done so that I can insure the car as cheaply as possible or maybe get my percentages off Many thanks already Edit: I am 20 years old, my driver’s license was almost 2 years old. My mother was working as an official at the Postbank but went into early retirement.