Hello together, have a short question to the insurance experts. Let’s take on a business trip with my private passenger car (about 500 km a distance) and get the usual 0.30 € per km paid by the travel cost account. So far so good. Now the question: If I do now with my car a self-inflicted accident, then my insurance percentages go up ? Background is that there is a fleet with us in the company, but I for a week with my pr ivat-PKW is supposed to go on business trip, because that is supposedly cheaper. If I do a self-indebted accident with the company-PKW, then I don’t care about my percentages, because the company pays the insurance. Does this mean that I have an additional risk by the ride with the private-PKW? How is this regulated? How do you do it? Thank you for the information ! Greeting Karle