My uncle bought a Mercedes Vito, which is however registered as a truck. In order to “save” your SF-Class we wanted to leave the vehicle on you now. The representative of the HUK-Coburg with us suburb now said that you can allow the truck on you, but your damage-free discount of the car range would expire if she would allow a car on her at some point again. I have in the Internet read that this is not the case because you can take over the SF-Class, but the percentages in the different vehicle classes are different. In my understanding this is not to your disadvantage, because the class represents only different percentages. So for example class 10 cars -> 45% and for truck class 10 ->60%. I understand that right or is it a disadvantage to allow a truck on itself. For answers I would be grateful, since tomorrow we will be able to I’d like to leave the car.