Hello, in the above-mentioned matter I was ordered to have caused parking damage (with allegedly 2 witnesses). My insurance company had regulated the damage of the allegedly injured person without consulting me (310,-€). To have committed an accident against the allegation, I sued and the proceedings were terminated for minority. In the account of my corruption I have now determined that my damage freedom class from SF7 to SF3 has been reduced I have been asked about my insurance and I have been informed that I can only avoid the downgrading in which I should pay the benefits paid (310,-€) to my insurance. My questions: Why does my insurance not simply recover the wrongly paid amount from the allegedly injured person ? Why do I have to pay the 310,-€ to my insurance to avoid a downgrading ? Wiso should I pay for something that did not happen ? Is the Rüc kgradation justified even though I have not caused any damage ? For me this smells very strongly after ripping off my insurance demands almost from me that I should pay for the resulting damages although they had no legal basis for paying the amount to the opponent ! Maybe someone here knows about traffic,- and insurance right or can help me with this matter … Thank you already for your answers …