Hello, I had an accident again and unfortunately the cause of the accident is insured with the HUK. The damage should be 3-4 tsd. The question is how to deal with HUK. They say that I can do an expert report but they can not guarantee that they acknowledge it or pay it and as well as commission DEKRA. I had 2x HUK as an “opponent” and 2x went stupid. The first time someone damaged my wife’s car and I have an expert myself. agt. He has estimated the damage to 1770 €. HUK did not recognize it and commissioned DEKRA. DEKRA calculated 1745 €. I should then pay my expert himself. The second time someone drove me in the back. To avoid the stress I drove myself to DEKRA after agreement with HUK. In the end I had received 700 € instead of almost 1000 €, which a body operation assessed. I unfortunately had a lot to worry about and I accepted it so much. What can I do now? ? I want to get this club to pay the (fair) maximum for the damage. Do you have a Ratscglag for me? Thank you very much