Inspection of used cars makes sense?

Dear forum members, a few months ago I bought a 10-year-old Yaris with 100,000 KM on the hump. Now the next inspection is coming soon. After some cost estimates I almost fell off the chair. Therefore my question: Is an inspection really necessary? I get oil change at my free workshop for 30 Euro (+ about 25 for the oil brought with me). I change spark plugs, air filter, interior filter according to the specified manufacturer interval itself. As well as other predetermined maintenance work, the brake fluid change could be carried out individually in a workshop. Furthermore, I always have the rather favorable winter or spring checks (usually around 15 euros) carried out with my cars during the tyre change. Here, the braking system, chassis, liquids, battery, lighting and V-belts are checked. Also, every two years the main examination is added. Are there really still such in-depth and meaningful visual checks, which would justify the high financial costs for such an old car in proportion? I would be very pleased about experiences and hints. Thank you very much!