First of all, hello all together. I’m new here and first of all looking for an insurance tip. The situation is as follows. My father registered a Mitsubishi Carisma GDI as a first car and all family members are allowed to use it. The car runs on full and partial cassock, as well as liability at the Kravag. I myself will be in the summer 22, have meanwhile to the 50000km accident-free (Sani-Job) and would now like to buy me my own car to study from the B odensee to travel to Stuttgart. If I wanted to use my father’s SF, I would have to join my car as a second car in SF2, i.e. at about 110-150%. My question now is: Would it be possible to enter my car as my mother’s first car (with me as another driver) in order to handle the second car regulation? My parents are married, so I’m not quite sure. Would that be legal at all? he has been driving accident-free for over 30 years, but had never registered his own car. She has so far used the Mitsubishi and the previous cars with my father. (The whole technical expression-cluster also confuses me at the SuFu…) Would it be possible to get the insurance contracts of father and mother to the extent independent that the second car regulation falls away and my mother gets a good SF or is it then considered as a new applicant and gets back in at 100%? Vie Thanks for your answers edit: since I have had the driving licence since 2001: could I possibly get a little better than 0 if I just assure the car of myself with HPV?