Author: 00c12f

Moin together. My father has always insured his car with the HUK and stated 12000 km of driving power at the time of the application. The last one was a rempler and due to the damage signs we also had to indicate the KM stand and it came out that we had exceeded the annual driving power of 12000 km far. On average 28000 km came out. My father used to drive more than today. If today still 10000 km come together this is already a lot. We have now received an additional supplement on the change in driving performance. They have chosen Class 4 (20 – 30000 km). This results in an additional contribution of 100 € per year. Are we still able to get away with this? If we were to reduce the driving performance again next year as they are currently also we would have paid only 100 Euro more. Or should we contradict the supplement on the grounds that the multi-speed services corresponded to the first years and since then only few r than 12000 km a year? Could the insurance still ask for a contribution?

Hello together.. I have mentioned a problem with an insurance, A few weeks ago someone drove me into the car, ( in my truck ) debt question is settled, opponent is to blame. BUT, my truck has a repair cost invoice from my expert 13000€ residual value is 6300.€ But since my car is in the 130 % regulation, I can have it repaired. That is not the subject.. Only the insurance paid me only the residual value. What I do not agree with… I have to have the car repaired. What I also had done (no workshop) is by a friend of the body builder. Now the insurance company has sent an expert, from which his report has come out that my car has not been professionally repaired… I DO NOT have used all new parts. My question, before I go to the lawyer.. Can I have an expert report on their costs?? Do I have to use new parts?? Or have I used the car. Least cards to get the rest of the insurance??? are still about 700€ How, what should I do?? I thank you for every tip VG Mario

Hoi, I had a wild accident without wild contact. I braked on the animals, a few decimeters in front of the car jumped away the WIld pig, and since it was a curve + wet + leaves I slipped into the guardrail. With about 10km/h. harm: www.more4pc.de/argh.JPG so: Now it is doubtful whether the insurance pays. Expert was there today, and thought it would be a financial total damage.What now? Let’s say residual value of the car (before the accident): 1500€ Repeating costs: 2000€ Car value now: 100 Do I get the 1500€ and can I keep the car? Do I get the 1500€ and have to give it? Do I get the 2000€ and can I keep the car? Or do I get the difference between old and new value? (500€) Since the car was previously driven by a pensioner and has no repaired damage + a top engine, it is worth pers. more than the residual value. Would then rather take the 500€ and fix that somehow. mfg röwe

Hello together, due to various online insurance calculations, a fundamental question now arises with me: Under what conditions does the damage-free discount of our car liability change, if soon our 18-year-old son is added as an additional driver????1.Case Suppose I already have a car liability with e.g.SF2 (85%): If our son is accepted as an additional driver nothing changes at the SFR 85% and the liability fee increases vergleic hrsig moderate from 315.-EUR to 479.-EUR:2.Case The Fzg. is insured as a second car with SF2 (85%).If our son is accepted as an additional driver at the same time, then the liability climbs to SF1/2 (140%) and thus from 315.-EUR to 789.-EUR!!! Must the second car contract first exist a certain time, so that this SFR change does not take place to 140%?3.Case The Fzg. is insured for the first time with SF2 (85%) on my wife. If at the same time our son as an additional driver If I have been admitted, then the liability climbs to SF1/2 (140%) and thus from 374.- EUR to 936.- EUR!!! Does the contract have to pass on my wife for a certain time, so that this SFR amendment does not take place to 140%? Obviously it is also the case that the SFR percentages do not correlate with the EUROs actually to be paid and many other factors play a role. I was surprised to hear the following: – if in my existing insurance the Filius as an additional factor – if I take out a new insurance policy (e.g. new second car or new contract on my wife) and add the Filius, then it will be really expensive! Am I completely on the wooden way with these online calculations??? Who can bring some light into the dark for me??? Thank you for your help Gerhard

Hi, have the following situation with me: am 25, FS made at 18, so anno ’99. our old and the current family coach(s) have always been insured over my father (zZ SF7). Now we want to get another car, so that I don’t fight with my dad for the only existing one, or he leaves the fingers of my “astrid” *g* I was in as a driver since 2000 in senen contracts and our cars were always on me (holder) from 2003 on. -> I dami t actually “worked” any SF class already? if yes, how do I keep this for the next insurance? or do they regulate this among themselves. is maybe already more than SF2 in it? or can I forget everything and prepare myself for an entrance with SF a little (and expensive)? then the insurance would come as a second car with our current insurer cheaper, wouldn’t it? mfG