Author: 00c12f

Hello, I would like to ask you for your assessments or even experience on the following matter: Since this week I know that I am not allowed to drive a car because of a serious eye disease. Never again. I bought a new car only in August or financed it through the Volkswagen bank. Duration 4 years, monthly rate and at the end the three known options (return, trigger or continue to finance). At this time I also did not have the touch With the loan agreement I have concluded a “credit protection letter”. However, this only starts if one has become incapacitated due to an illness – and then only for the duration of 12 months. However, I am not incapacitated yet, thank God. From your point of view, it makes sense to look for a conversation with the VW Bank and/or the dealer in order to discuss an extraordinary restitution. alternatively, I can of course try to transfer the existing financing contract to another person. But it is certainly not so easy to find someone. Maybe someone has already heard of such a case or had their own experience (whereof of course I do not wish anyone to get sick !!!) … ?! Thank you in advance and best regards Udo

Hello , I’m a trainee outside the probation period. I raised such a sum around 2500-300€. My income is about 570€ net + extra earnings (Schiri) 150 a month. My brother meant that he would like to be a guarantor for me if I didn’t get a loan. He is a German citizen but lives and works in Switzerland. His earnings are about 4500 francs net. I live 30 km away from Zurich on the Swiss border, would the bank accept such a thing? Greeting

Hello to all of you I have now spent about 30min in the SUFU but found nothing also entered everything possible if there is a thread please write in. I ordered a new Passat CC and received it in August. I did this via the scrapping premium. The car was financed with the VW environmental premium plus with 2.9%. The financing runs on 4 years I want to pay off it of course earlier Where I have bought offers the sellers said you can n after 6 months completely pay off or also make partial payments. Where the car bought from the seller who does not work there anymore. In case of a demand for the redemption in the car dealership they told me the interest will not be charged at a partial redemption and I should invest the money where differently there hba more of it. But this was confirmed to me then by several sellers that it goes with the partial redemption. Since now in February 6 months I wanted to pay in immediately 500€ It would be really great if someone could help me and of course thanks in advance! Greetings Robert edit: Have you ever heard that there is a processing fee at the VW Bank as well? Is it possible for me to pay a fee for the payment of a fee for the payment of a fee?

Hello together ,I know this fits here not quite so pure but found nothing more suitable. So I am currently driving a relatively new car (09).I am now going to school again and there is the insurance clearly too high, therefore I want to buy a used car. Now the used car dealer offers a payment. can I perceive the if the value of my car (new 13000€) the value of the car that interests me significantly exceeds (approx.:2000Euro)? Help !!! MFG

Hello dear people! I’m quite a newcomer in the field of car financing, but in the near future (April/May 2010) I intend to finance a “new” car, more precisely a used Golf V R32. I don’t want to discuss the car in itself, I think it’s nice and the new R in the 6 is just not a 6-cylinder anymore… Well, my actual questions: I definitely only want to buy from the VW dealer or contractor, because A I have at my last VW, which I with a BMW dealer bought, bad experiences with warranty made, and B I consider this to be the safer method regarding damages etc. (explains me if this is a misconception). Well, since I want to buy from the VW dealer I also thought it useful to finance it via the VW bank. Is that the right way, is there “packs” quasi with discounted insurance or something like that? Or is it actually smarter to talk to the house bank or someone else? Should I speak for the VW dealer? Bank decide (but also applies to other car banks), how does that work? Let’s say that the purchase price is 23,000€, then I finance the purchase price or can you say 25,000€ to buy the missing winter tyres or something like that from the difference? With a normal bank that would be piepegal, because you specify the loan amount, or are car financings at the bank different? Suppose I look now on the Internet over the VW-GW-Börse and see, in the Batz i-Land is someone who agrees to me: can I go there, then say yo that’s it and then pick it up in Hanover from my dealer? Simplifies admission etc., let alone the question of money, otherwise I would have to drive twice to Batzi-Land. Any question would be whether there are certain guidelines that are decisive for financing. Rich salary certificates, or must one prove that one has a fixed employment relationship (I own, but I am interested in this )? S eehhhhr many questions, I’m sorry too, but I know that I’m sure some can help here. Thank you in advance! Greetings, Thibaut

Hello dear forum user, short to me: I am 18 years old and student in the 2nd semester. I now have my driver’s license for more than a year and slowly it is not enough for me to get the car of the parents only from time to time on the weekend. I need by public transport about 1h to university, my friend also lives 1h away from me, so that I spend about 3h on “slim” days in buses and trains. I have for some time also about cheaper alternatives to Car thought, but scooters are simply too dangerous and too weather-dependent. So now I am about to inform myself about cars to be financed as cheaply as possible. Especially often during my researches Ford KA, Fort Fiesta and VW Polo were recommended, however, I am also open for alternatives! The car should not be older than 3 years, preferably a year or new car would be my favorite. I do not want a 10 year old car, where I constantly need to reparate My parents and grandparents said that they would pay me a car, but that they could not afford the running costs (sprit, insurance, taxes). (I have to say that my parents own 2 cars and now the 3rd one in the family would come to it. ) So that means that the purchase costs would fall away for me. I also thought to have the car insured by my parents. With the high percentages I can still be At the moment I get 250€ a month and have savings of approx. 800€ with which I would pay all the running costs. My question is whether I would manage to finance the car over my entire study period (which will be about 4-5 years).

Sorry that I’m talking about the scrapping premium again, but unfortunately I didn’t find any information about it in the other topics and at BAFA or I just read it over. So it’s about that I bought a car a few months ago and there were a few difficulties now that don’t really belong here. Then I got counseled by a lawyer and he said that there could be a change. So that my dealer would get the car back. and I have the money minus a few euros for the kilometers travelled etc. Therefore I now ask myself how it is handled with the scrapping premium which has already been paid to me. Does this change then, so to speak, be considered a buyback or is simply handled as if the contract had never existed and therefore I had no right to the premium and which is demanded again? And what does this look like if then I would give my dealer a chance after all and take another new one? Actually, the time has already expired, but I can’t help it if there are shortcomings. Yes, I know that it’s actually meant for financing here and yes, I know that it’s not a legal advisory forum and that real legal advice is prohibited, too. But I just hope that someone here knows about it and can tell me how it works out. I also didn’t find a section where it would fit in better.