Author: 00c12f

Hi you, I would like to ask you as experts about cars. And I would like to finance an e-car after the end of my lease in the autumn. I have not yet specialized on the model, however it should be a solid model of the lower to middle price class with a range of approx. 250-300km (e.g. Opel Corsa-E). A Tesla Model 3 Standard Range would be a dream, however, they currently have quite a delivery problem… a real question. There are felt to be endless possibilities over which one can run the financing: manufacturer bank, dealer, house bank, internet credit, etc. It is important to me that it runs uncomplicated, without a deposit and you do not need an indefinite work contract or the like (I don’t know if this is at all common with a car loan) A closing rate may be a pleasure, since so the rates become significantly cheaper, which is also my goal. I’m sorry that it might sound a little unprofessional, but these are my circumstances… Thank you in advance!

Hello, we would like to finance a new car. Is simply our dream car. We earn together about 2950€, both in permanent employment, one of them in the public service. We pay no rent, because we live in property and only pay the electricity of it and otherwise no additional costs. We can save about 1500€ each month, to life and for other things also about 1450€. We can count about 25.000€-26,000€, the car would then still be about 4 That would be about 700€ or more for 6 years (just a rough bill from me). Insurance costs will be covered, we would then have to take over only the rate, fuel and maintenance costs. Please do not comment on the amount or anything else, only your opinion whether we would get the credit approved or it is perhaps a too high sum and we would overestimate ourselves. Thank you.

Hello dear people! I have a job offer before which I would get a company car “Ford Mondeo”. The price of the car would be about 30.000€. The company applies the 1% regulation, so I would have to pay 300€ of my gross, which would of course be counted on my salary. The company car is also released for private use – fuel costs are paid completely! The job is a service technician place where I work from my place of residence to I would not drive to the company, but to the customers. Tax class 1. My question/s: – Due to the pendulum between my place of residence and the customer I usually do not drive to my employer, are these individual journeys taxed apart from the 1% regulation extra with the 0.03% regulation or are there then extra costs at me? (This would of course be with a mileage of about 50,000 in the Year very happy!) – Can I make a good estimate in advance of what I would get out in the end with a gross total earnings of 3000€ (acceptance value) at net? Bzw. whether it would be an advantage or disadvantage for me to use a company car? I am looking forward to your answers Thank you!

Hello dear community, despite the danger that my question is not particularly clever, I would like to ask you. The following facts: My employer offers a company car model where the travel book method is mandatory. I would like to determine for myself the worst case. I as an employer have to pay a usage fee of 300 € net for the leasing rate. If we now assume annual costs of 1000€ and I would like to drive 100% private like in the case with the Fah can I get away worse with the travel book than with the 1% method or do I pay a maximum of 1%? Should I pay a maximum of 1% for a 100 percent private use then the bill for a BLP of 50 000€ would look as follows: 1%* 50 000 * 12 months = 600€ – 3600 user fee= 240€ = No further effects (first place of business left out) Is this so far correct? Thank you in advance and best regards Nima

Hi? So far I have only read silently, but for some time I have been asking a question on the screen, I work as an employee with church background. I have come across it through research that there is a platform called WGKD and that can get discounts in the staff of charitable institutions. Has anyone ever used this and could say something about it? Thank you

Hello together, as a newcomer at Motor-Talk I need your help: My wife had an accident without fault. The rep-costs according to expert reports were 8,310,42 Euro net (gross 9.889,40 Euro, VAT-share 1.578,98 Euro) The replacement was estimated at 19,957,98 Euro net (23,750,00 Euro gross). The residual value for 9.991,60 Euro net (11,890,00 Euro gross) We did not have the vehicle repaired and charged according to expert report. 8 Euro transferred (replacement value 19,957,98 (net!!) plus residual value 11,890 Euro). The insurance writes that it has settled on a total damage basis. Is there a possibility to get the missing VAT of 1,578,98 Euro from the insurance still. P.S. We have bought a new car incl. registered VAT from the dealer (if this is important) Thank you for your help !!!