Author: 00c12f

Hello, I’m not quite sure if this is the right forum, but I didn’t find a more suitable category. I missed a standing car (Polo III (Type 6N)) last weekend while parking backwards. He was standing behind me on the left and I then put my left part of the rear bumper in two small abrasions into the bumper of the polo. I have only some very fine scratches, but they can be polished out (Alfa Romeo 147). So wait for the driver, who was a young woman with about 20 years of age. I gave her my contact details and she said that she would drive to the workshop and then report to her. At the beginning of this week the father then contacted the driver and said that he had a KVA over 800EUR, because apart from the two known paint damage would also be a dent in the car and also in the side part some paint damage. In addition he would insist on a rental car. In my opinion, however, I could not have touched the side part. He listed his complete rights to me during the telephone call and wanted to urge me to pay immediately. At my request to be able to look at the accident damage again, he did not enter and otherwise he did not take up his negotiating permission, he seems to know his rights very well and to take advantage of them for his financial advantage. The fact that he doesn’t give me the opportunity to look at the damage makes me sloppy, whether the other alleged damages can be from me at all. The only possibility would probably be an expert opinion, but that I would probably have to pay myself… Whether this pays off for the ill-predictable chances of success is unclear to me Do you have any tips for me or do you advise me to just pay and let it be good… I hope someone can help me if Yes, thank you very much.

Hello I have the following problem I got on 31.01.09 a back right into the car culprit question was no problem and I also got quite quickly from the opposing insurance a write that the damage is taken over in the ramen of your entry obligation so I’m dekra to make an opinion what then arrived the day before yesterday as duplicate also with me and today I get from the dekra a 2nd report in which stands “wie mit Herrn … vom VVD(gegenderische Versicherung) am 17 .02.09 discussed by phone replaces this opinion the opinion with the nr: … from 13.02.09 since in this an incorrect calculation was included so I compared the opinions with each other the damage is still equal: main damage area the vehicle was damaged in the rear area right damage description the rear thruster is scraped on the right side and moved upwards the right rear side part is inserted in the area in front of the closing light but now it is obviously a cheaper solution opinion 1 (in case of wage calculation) bumper h replace (decomposed) side wall r replaces includes: seat bench side panels side windows bumper rear light and sky off/installation does not include: fuel tank disassembly/installation and now the abbreviated version in the 2nd opinion time supplement to a main position bumper h replace (decommissioned) back light fixture r/e install page wall repair additional changes in the 2nd opinion sin still that the costs for the page wall (because of repair) fall away the paint works are cheaper and where before a value improvement of 250 euro stands see nothing anymore and now I should not get any more amount x but rather quite exactly the half of total x what do you think about it all goes with right things and I have to have stood with the repair or can be on e in the exchange

Hello people, have a little question about how to change. So current situation: my mother is a holder and I am an insurance holder. the car is registered in circle a by my mother. now I want to switch to another insurance, which is significantly cheaper if I am a holder and an insurance holder. so I have to register it to the circle in which I live so circle b! where do I have to go now and what do I have to report everything. P.S. the car should if possible always be ready to drive so it wants to log off somewhere completely so that I can drive for the first time even net… hope you understand me… number plates I must therefore also make mandatory, since other circle (b)?!!! thank you for your help

Good morning. My situation is as follows: I was a driver of a Corsa B until a week ago, who ran as a second car over my mother insured with the XXX insurance (I am 23 had SF 6 there). Meanwhile I bought a new one (3 years old Golf V). To my expert at the XXX insurance, with him clarified that I could take SF5 (have had a driver’s license for 5 years) for the “new one”. So far so good. But when I heard the premium, I was almost bad. I then made a comparison yesterday and came across much cheaper direct insurers. My question now is: Can I change the insurance now within the withdrawal period (my professional doesn’t expect me to leave it) with the SF 5 taken over? (don’t have an insurance certificate yet)The change and revocation is possible within 2 weeks, nevertheless I am not sure about the SF. I am very grateful for helpful answers. I’ve already tried the search only specifically I haven’t found this case yet. Greetings

Hello together, maybe you can enlighten me. I took out a motorcycle insurance on 25.08.2015. Liability 96.50 Euro Teilkasko 79.80 Euro = 176.30 Euro per year. For the period from 25.08.2015 to 01.01.2016 an amount of 61.71 Euro was debited. This is the first amount I cannot understand! Now I moved three days later and the amounts have adapted accordingly Now it costs liability 83.90 Euro Teilkastko 34.30 Euro = 118.20 E uro in the year Now 15.02 Euro have been refunded to me with the following invoice contribution from 28.09 to 01.01 costs now 30.53 Euro return contribution from 28.09 to 01.01 45.55 Euro ================================================================= Results 15.02 Euro Insurance is the Bavarian. Can you help me understand that? I do not know how to get the best of the first amount. Then I would have cost the three days in the old residence over 15 Euro. In my opinion the first contribution is wrong Do you calculate this per day or per month? Are 30 days per month? My bill would be as follows from 25.08 to 01.01 -> 3*30 + 6 days = 96 days 28.08 to 01.01 -> 3*30 + 3 days = 93 days old post 96/360*176,30 = 47,01 Euro new post 93/360*118,20 = 30,54 Euro return fee 93/360*176,30 = 45,54 Eruo I’ll see what, or have they charged me too much at the first time. Thanks and greeting Johannes

Good day, my wife has recently driven someone in a large parking lot while parking backwards into the passenger side when you were on the road straight out (about 5-10 kmh) (result between fenders behind the rim and passenger door). Now the accident opponent wants out on partial debt, the police told us that it is clearly his fault. What do you think about it (police didn’t want to come because it was still seen on the spot by the accident opponent. Refund)? I have uploaded a damage draft. mfg

Hello, I just had a little accident. And I wanted to park in a supermarket parking lot from the parking space backwards to the right. I was already about 3/4 outside when I noticed a car from the left. I braked of course and at the moment I came to the stand (that could have been only a few centimeters) it already popped. Balance: On my car fortunately only the rear left corner is scratched, on the other vehicle are scratches from the front left to the rim The fender is literally flaked. We then brought the police, which took everything and meant, alone because of the fact that I drove backwards, I would be to blame (special duty of care). But can you really say this so flatly ? Who parks backwards is automatically to blame ? 100% ? I am interested in this now especially from an insurance technical point of view ! The expected 30 € fines are not important to me At the time of the accident, the parking lot was icy and very smooth (was also taken up by the police), which is why I drove very slowly and stopped 1-2 times in between to look around. A quick drive and “shoot” out of the parking space was not possible at all. At the last look I saw that another car was parked on the left of me. My accident opponent later said that he had waited behind and had him parked. After that he was only but since I was almost outside and he was driving on the opposite track, he must have seen me and could have evaded, brake or honked me? My guess is that he could not do anything anymore because of the smoothness and slipped into me. Although my neutrality is probably disturbed, but from the traces of the accident he drove against me and scratched me for about 1 meter. Am I going to drive further and could not do anything more… still 100% guilty ? Wasn’t there even a 50:50 rule in such accidents in private parking spaces ? My insurance is unfortunately only reachable on Monday and my blood pressure is rising again…

Hello, it is about an accident without fault, in which a repair report was made by an expert. The amounts listed there are communicated to the opposing insurance and taken as the basis for calculation. Today there is the letter of the same insurance, where among other things the wage costs for painting work with reference to a comparison workshop were reduced by more than 100 €. Likewise, the wage costs for bodywork and mechanical work with the same In the search I have found posts, where (at least in relation to the hourly rates) this is presented as wrong. Is that actually the same (was older contributions)? If yes, would a reimbursement have to be made here by the corresponding insurance? Are there legal judgments to which one can rely and which of the opposing insurance clearly and clearly point out my legitimate concern (possibly even without involvement of a lawyer)? Thank you and greeting Martin