Author: 00c12f

Hello! I had an accident on the highway on the last weekend. I drove in with my car (Opel Astra H – Kombi) someone in the back. My front man had completed a full braking, because the traffic in front of him staggered and I could not avoid in time. I have to blame for the accident. Another person, who also could not avoid, drove in the back. The right side of the vehicle front is completely deformed or broken. The rear flap is closed and partly damaged. Now I have reported the accident to my insurance (ADAC-Autoversicherung), they also immediately commissioned an expert. In his report he has determined that the repair costs of my car amount to approx. 10.100 €. The replacement value of the car amounts to 8,950 €. So this is an economic total damage. The expert has at the same time put the car into a residual value evil at the same time In order to determine the residual value. This amount is according to the last bid 3,240 €. I am fully cascade insured (SB 300 Euro) and if it is relevant: The car was financed with a loan. Now my questions: 1. Can the insurance or the evaluator put the car into a residual value exchange, for the purpose of determining the residual value, and do I have to accept the price achieved there? I could also sell it myself, right? 2. Am I correctly in the assumption that I now have the Di fferenz between WBW and RW, i.e. 8,950 € MINUS 3,240 € = approx. 5.710 € will be paid out by the insurance company? If no, which calculation basis is applied here or with what amount can I expect? The insurance company has not been very interested in information (also because the accident is very young). I also drove for almost 25 years accident-free and had this first accident now. That’s why I don’t really know the matter of car insurance. I would therefore be very pleased if I could get some suggestions or answers from you… Greeting, musti

Hello all, I have a little problem… It’s about the following situation: I and a Peugeot 207 wanted to turn right in front of me, where of course the pedestrians have to be taken care of first because they get green light at the same time. So we get green driving off (step speed), the driver of the Peugeot brakes because there were of course pedestrians. I want to also brake but slip stupidly off the pedal and shoot her at a small speed rough f. Have then looked at the damage at the next parking lot… with me the front headlight is broken, is no longer bad… with it (though through the glass fragments which were still on the headlight) were a few deep notches and scratches on the black shock rod which the Peugeot has there. It was the black cover as it can be seen at this:http://upload.wikimedia.org/…/…%BCrer_Tendance_Neyshablau_Heck.JPG As this looks you can separate the thing. park sensor didn’t have any because obviously the place is intended for it, but she meant it didn’t. She wants to have this repaired now at a free workshop at her in the village. But well he will probably also order the part from Peugeot and install it. What do you think the cost will be with the installation ? Many thanks in advance.

Good evening dear community, I’ve been thinking about how much my insurance will cost me for weeks… I’m about to get my high school diploma and still in my driving lessons, but I think it’s important to know how much I have to pay later. My parents both don’t have a driver’s license and so I can’t get into the insurance with them either, so I think I have to get in at 230%. Now I don’t have any dreams about the big Audi or BMW, but Do you have advice for me how to do this with a 400€ job to pay my insurance? The money for the car would not really be a problem, the contributions for the insurance are the ones that scare me. Car up to max 600€ would still go I would be grateful for any help. with kind regards Shance

Hello together. I have a little problem with my car, and the corresponding insurance. It’s like this: My car insurance (partial kasko) was completed by my girlfriend’s grandpa (because of the amount of insurance contributions), I was only registered as a driver, and therefore didn’t have to sign anything. Now the monthly insurance fee was always debited from my mother-in-law’s account (or we should say better be debited). After a while, a letter comes from the insurance company, which could not be debited from my mother-in-law’s account, and therefore my car is behind. Now, my girlfriend’s grandpa wants to ask me to the cash register, and how did he say: “Get the money in another way” almost ads me. If I think about it that way, he can’t do it at all, because I didn’t sign anything with the insurance company or ? I wanted his A nzeige come before, and show my mother-in-law. Can I be somehow prosecuted there? Liene Greetings masterriemi1702