Author: 00c12f

Hello ! Since yesterday I am very thoughtful regarding the insurance of my new (used) Audi A1. Maybe someone can help me here… Last week I bought an Audi A1 “on financing” (36 monthly rates). Now I was at the VHV and the AXA this week. So both of them tell me to complete an all-inclusive (understand I also… Total damage from the car = purchase price of approx. 11.000,-€ are gone … so it was told me at least). The prices d he both insurances are not affordable for me! And now I wanted to ask what you think of it? No one in my area pays so much! So at the VHV I received an offer for the fully comprehensive : 102,- € /monthly. At the AXA, also comprehensive : 90,- € /monthly. (here my parents are insured with 2 cars and a house). I simply did not expect the contributions to be so high. Maybe some more info: – white – 22 years – still live with my parents – it is my first (own) car – have 4 years of driving license – Audi A1 TFSI 1.2, Built 16.11.2011 – Insurance set at 75% If I’m honest, I can do without the insurance advisors as if this was the worst thing I can do. I’m no longer a novice driver and in the 4 years I didn’t have an accident or anything else. You can’t call on it either, I know. Something can happen at any time. For a partial cascade with 150,- € SB requested. Here it would be 17,- € a month cheaper. Do you pay such contributions in your insurance? Never heard of this before. Can you recommend me an insurance? I am now also looking directly online. Maybe I am lucky. Thanks ahead!

Moin together, I was already broken into the car again, just picked up the car from VW, the new disc is in it, all so far ok. Unfortunately I also had to find out that through the glass splinters stonefall-like damages are in the paint. The “craters” are palpable, one by hand will polish away I do not work, the friendly one has said that now is classified as partial cascade damage because glass etc., I do not really care, my SB is i both cascotypes equal high. Now the question is: number the insurance so something? Can I do something myself? I have taken photos already (see appendix) and sent them to the insurance. The damage was at the rear, on both sides of the hat storage ropes were holes in the disc. Painting should of course be the last choice, but if it has to be, I would even agree with that. Of course the car has micro scratchers, but I take care of them by hand every summer.

Hello, today the subject happened to me. I have attached a few pictures, which represent the location of the incident exactly. I left the tank and wanted to turn right at the intersection (see pictures). At the corner of the intersection there is a stop sign (I have of course waited at the stop or sight line about 3 sec.). At the same time right pedestrians were allowed to cross the road (green man)… parallel to this was also a police officer at the corner (see picture). I didn’t see the traffic light on the corner, because there position was not usual, and turned right without danger or damage in front of the officer’s eyes. During that time the officer stopped me and shouted if I didn’t see that there is just red! After that he let me drive on. What do you think, I have to reckon with consequences here? I didn’t see this missing thing at all! PS: pictures are from maps and traffic warning sign of the traffic light in front of the stooschild when leaving the ta nke is not to be seen (for realtive position to the exit of the tank)!

Hello community! I have the following problem, I drove behind a truck in the direction of a roundabout, the truck driver is instead in the driveway to the roundabout, into the exit (speak to the oncoming traffic) and I instinctively followed him (seen by the construction no signs and thought we were on a “around road” past the roundabout and would switch to the road for in the roundabout. The truck driver then noticed his error when he had a vehicle I also braked and came to stand 2.50m behind him.He put in the reverse gear and set backwards (without seeing me, because I came to stand 2.50m behind the truck.The truck then pushed me back 5m with the underrun protection until he noticed me behind the trailer. As far as the accident happened. Now my question is, is it his fault, because he drove backwards without an instructor / safety post? Or do I have to pay a partial debt. On the one hand, we both went wrong and if I hadn’t followed him, nothing would have happened, on the other hand, of course, he can’t just drive backwards without convincing himself of a free danger area. In my view, it doesn’t matter if both of us were wrong, if both of us would have done the right thing with him. Thanks already in advance for the answers!

Hello, recently someone drove me into my parked car. The debt question is undisputed and an expert report has been prepared. -Repair costs (net) 3.500,00 EUR -Repair costs (gross) 4.165,00 EUR -Replacement value 12.000,00 EUR -Value reduction 500,00 EUR Today came the answer of the insurance of the accident causer. Repair costs (net) 3.500,00 EUR (-) Error memory read out (-) Vehicle transfer (-) painting in door (-) UPE spare parts surcharges (-) small parts _ _______________________________________________________________________ Payment EUR 3,000.00 No word is lost about the impairment. I should be entitled to this even in the case of fictitious accounting, or ? The vehicle is now just over 2 years young. What about all the other deletions? Justifications have been given, but don’t seem very conclusive to me.

Hello everyone, I had a classic driving accident yesterday with my B-Class 170 automatic/petrol (BJ 08/2007, approx. 90 tsd km). I was self-inflicted and drove into someone. I have comprehensive with 500 € excess. The expert of my insurance has already looked at the car and has prepared an expert report (but I have not received this yet). I could already see, however, that he set the replacement value of my B-Class at around 8900 € The damage or repair costs amount to about 9600 €, means an economic total damage. But I still have to pay off my car (financing purchase, it is still missing 4000 €). My question to you: What is worth doing in such a case? The insurance does not pay me the damage. What can I get out of the insurance? Does the classic invoice apply here: replacement value 8900 € – residual value? Unfortunately, I have not yet received the residual value. I would have expected now: 8900 € WWW – residual value (approximately thought) possibly from 3000 € = 5900 €. 5900 € – excess of 500 € = 5400 € I get from the insurance? Do I see that right? I could then still sell the car for 3000 € or more depending on who buys it again or? Thank you for your answers.

Moin! Quick question about leasing insurance. My father-in-law in-law can pick up his new Audi A5 convertible (almost – 2 years duration) from the dealer at the beginning of next week. Today we wanted to conclude an insurance with CAP cover (difference of new and current value of the vehicle is covered in case of total damage or theft). I came up with the following question, which I have not yet received from any of the three insurance companies where I called and which have received such a CAP What is the problem of accidents that lead to total damage? All customer hotlines agreed that the CAP coverage of their own insurance does not apply, since the accident was not caused by a self-indebted person. Different statements were made as to whether the opposing insurance only had the time value of the vehicle, or the “actual, economic damage” (i.e. in the worst case the Neuwe rt, which the lessor requires from the lessee), and whether it is necessary to claim the difference in the cause of the accident itself. Has one of you by chance already gained experience and can answer this question to me? Thanks for the post! Greetings