Category: Auto-Finanzierung Forum

Hello guys, I’m looking for a new car. I’m 18 years old and I’ve been in training for 5 months. On my 18th birthday I got a 318i E46 with which I was very satisfied, except for fuel consumption. Always reliable, always jumped on, performance was also ok for me. But just so the last days it was a bit weird, the oil light, the cooling water (so it says, I think) always lit up, even when we filled it up, lit up. the 2-3 days later again. In any case, I would prefer a diesel car now, but I came across the 320d. And there is the normal one and the one with Facelift, which of the two is better? The one with Facelift has 150 hp, but in the end the same consumption. I have calculated how much I will drive every year, that is to the 30,000 KM school -> 46 kilometers only to work-> 30 kilometers only The whole will then run out so that my father will give me the money. We were at such a dealer yesterday, there was such a CDI C200. My father was really tied up by that and almost bought it, I think I told him about the 15 times that I don’t like the car at all. Luckily we didn’t take it then. What would be important to me: Consumption That doesn’t flash every day a indicator light That doesn’t need much repair, so wear parts are not bad, but not like turbochargers I would like to stay with BMW, so no Audi and especially no Mercedes Do you think a 320d would fit me?

Hi, my dad is looking for a “small” SUV with four wheel. Should be a new/show car. Since he likes to drive the car for 8-10 years. Since he is not feeling too well at the moment, he does not know if and how long he can still work fully. Therefore, the plan was to finance the car first by a balloon fining. Thus, the monthly loads would be relatively low (and even in the worst case with the lower pension. And after 3 years he can then reorientiti If he recovers his health (which is very likely) he could continue to work full time and put aside money to pay off the final rate either the same cash or to pay so much that the rest would be paid off in 1-2 years. First of all, make me a logical impression. He wants to pay at least €8,000. Thus, in the worst case, the car should always be worth enough to pay off the loan. (Since his garage exit is uphill high around a Krve). He always has to clear the entire track so that he gets out. Since he barely manages the health any more, the purchase should not be in 1 year, but better still this winter) He does not have many wishes: SUV (because of slightly higher ground clearance) with all-wheel Xenon seat heating climate control PDC should not be 3.0 V6 at the rear My thoughts: Skoda Yeti MINI Countryman KIA Sportage (Evtl. already quite big?) Mitsubishi ASX (only as 2.2l diesel with all-wheel drive???) Tell me about the financing? Who has tips on the model selection? Thank you!

Hello, I’ve been a classic IT freelancer (no business registered, normal EÜR) for a few months and have been driving around with my old private golf (not in the company’s assets, 30 cents) so far. Can I now scrap my car as a private person and then enjoy the 2500 premium when buying a new car? Of course, I would like to use the new car commercially and get the VAT back by pre-registering sales tax as well as deduct the costs tax. Is that possible? Who knows what? Thank you!

Hi I just wanted to order the Jetta at fleet service only unfortunately I was just informed that due to the delivery time no environmental premium can be considered any more. What do you say about this mfg

Hello, I’m thinking about reordering from 1.6 to 1.4 l TSI. Well my question, I received the reservation confirmation from BAFA. Is the scrapping premium endangered by reordering an engine and you have to reapply the scrapping premium? The data of the engine are different when submitting the copy of the new vehicle certificate as when booking over the internet. It is as example no change of the radio that nowhere on the new vehicle my unobstructed delivery date is July 2009. Will this be postponed when a possible re-order is made? Who has some experience? Since I am new to the motor talk I hope that this topic was not already present somewhere. If I’m sorry, I’ll be glad to receive your answers.

Hello guys, I need your expert advice: Since May 2007 I have leased an A3 with the following conditions: duration 48 months, mileage leasing (20,000 km per year), deposit 20% of the gross list price (LP then 29,500 EUR, down payment thus 5,900 EUR), monthly leasing rate 216,00 EUR. Now it’s the case that I have a new job since spring, and thus I drive considerably more than is actually planned. Already now I have 71,000 km on it. Until the end of May 2011 it will be I have contacted my dealer and asked if I could terminate the lease early. I would then like to replace the car (have the money on a daily money account, and at the moment there is little interest anyway) and take over the A3 itself. I would have to pay at the moment around 17.900 EUR redemption. In addition, there is an advance compensation of 510 EUR (whether this is the Volkswagen Leasing or the dealer). My question to you: what would you do? I’m torn back and forth. On the one hand, the car would finally be mine, on the other hand, comparable A3’s at mobile.de are already traded for about 14.500 EUR at the moment. Wouldn’t it be more sensible to let the leasing continue to the end of the contract despite the multi-kilometres? Could it be that this comes to me at the end nevertheless cheaper, and that I at premature Überna hme actually would only be the stupid one, because I would possibly take over the residual value risk that the dealer would actually have to bear? What do you think?

Good day, I have a few questions about the car purchase as a trader. A large car dealer between Hamburg and Bremen sells relatively young used cars at quite acceptable prices. We are looking for an Audi A6 with approx. 100,000 km. Now I have repeatedly stumbled over the “purchase as a trader” in the last few years when searching for used cars, because I can save myself the VAT here and the vehicles are sold without “risk surcharge”. I ha However, it is reasonable to register a small business (ebay trade or similar) by selling it to a trader, to save about 2000-2500 Euro in the purchase with my price frame. It is quite clear to me that I do not guarantee this. Now it is possible, however, to secure such a vehicle with a used car insurance for about 250 Euro/year against repair costs. So I always have after my short calculation I consider the offers of the car dealership to be serious, as they also sell to private persons at an additional cost (+tax). – So if I register a small business and buy such a vehicle to use it privately, what do I have to take into account? – Do I have to prove that I also use the vehicle commercially and if so, how is this checked? – Can I simply specify a commercial use if my “company” does not make any sales? – Do I have to drive the vehicle? or does it have to be “registered” somehow? Thank you for the answers

Hello forum I know you can’t ask that so but I would be happy about tips. We bought a house a year ago, what we financed through a bank. We pay 800€ monthly to the bank, the property is rented. My wife and I now have to buy two used cars, since (you don’t believe it) both cars had to suffer irreparable damage within 10 days. I thought of a well-kept C-Class w203 for 15,000€ and another vehicle for around €9,000. With €800 deposit (total for both) and 36 months, the rates (at any bank) are around €230 (total for both). Total closing rate €12,500 Question: To what extent is it realistic that we get the loan from the car banks? My wife and I bring a monthly eta €4200 net to my home plus additional income. I don’t want to run blindly to the dealer, fill out all the requests and listen to “Oh, rejected”. d etc. I mean to have heard that many households finance a house and two cars, right? Buying all the cash is not possible for many. Would I be happy about your answers. Thank you and greetings

Hi, as well as I understand correctly, the new car must be registered within 6 months after the online reservation. My Skoda dealer gave me a non-binding delivery date for August. As I read more and more on the net that waiting times for Skoda Roomster are given until October, I wonder how to proceed now. Should I go to the dealer and ask if he gives me a right of withdrawal from the contract if I don’t get the car by the end of September or read Do I still have to buy the car if it is delivered in October and the premium should not be received? What rights do I have as a customer if the delivery does not take place at the time it is on the contract, even if it is non-binding? I signed the contract 9 days ago and financed it through Skodabank, so could still jump off! Thanks for the tips!

Hello, I would need your help to understand a situation. An extensive acquaintance told me that he (in Jan. d.J.) financed his vehicle 60% over a house bank of the car dealership for 24 months. The bank demanded a guarantee declaration of a guarantor, the conclusion of a installment insurance and-> a default insurance in case the guarantor should become insolvent. Burge is the non-working wife!!!!! At the former I became stubborn, at The latter was very noisy. I became stunned, since the person concerned is generally known as financially well equipped and the new car value was less than 90,000.- Euro. (i.e. nearly 60,000.- Eur. financed by the bank) and I know the legal situation with guarantors without own income. Hellhörig, since I know default insurances (e.g. debt default Vers.) only from the commercial sector so far. Now my questions: Is there any guarantee-insurance for private individuals, which can be applied to a private installment loan here: car financing? Is this three-fold credit protection in practice actually and more often? I already consider a installment insurance (in the event of an existing accident and risk LV) as superfluous as a crop. Anything else would make me very, very questioning. Thank you for your advice from the asphalt hopper