Category: Auto-Finanzierung Forum

Hello, My boss wants to offer me a service car. I am currently on the inside service, but work in 3 months 4 days in the outside service and 1 day in the company. The following offer of my boss. Service car costs about 30teuro. I would do without 300 euro salary increase. I get the service car. My salary is also not luxuriant. Speak 300euo grosso away + 1% rule control( since he does not want a travel book) as well as the car buys my boss The rides to the workplace( 35km einfac h) The problem is that during the holiday period I do not have to drive in the outside service and therefore tax the work journeys. In a 4tägogen external service activity no change in salary is made, is it not?

Hello , I have a question and I need a new or newer car because I will soon have to drive a little further to school for my training. My current car bj 97 is more bad than right and it would have to be invested a lot of money to get everything back. That’s why I thought Vllt to a loan of about 500€ from the bank has someone experience here ? The problem is my training is now still 2 years and my earnings are about 500€ monthly and yes I know as Azu bi it’s always hard to get a loan but I’d like to hear your opinion on it. Thank you

Hello everybody, In the last few days the idea has come up in the company that I could get a little flicker as a working student. Now the question is how does that count?Current situation: I am currently for 16 hours in the company and have on average 800€ per month as a payoff. In between it can become more or more times less. Employment contract 3 days are provided in the company. Privately I drive a Mazda 3 of the monthly at fuel costs approx. 200€ t incl. private trips of course. The possible plan I should get an annual car e.g. where the list price is about 10,000 – 15,000€. The easy way is so about 32km. Now the question is how does this affect me? Is that worth it at all for me. I know here there is a 1% rule and I have to pay tax etc. Does anyone have experience with it here? Unfortunately I can estimate this zero and also my employer was not confronted with the situation so far. k for your answers Greetings

Hello everyone.. I have an important question for you… With my leasing vehicle an accident (total damage) was made… debt question is still clarified.. but I am fully insured.. so even if I were to blame the damage would be taken over. Now to the actual question. Leasing bank made contract dissolution and now demands with reminder that I pay the rest amount for the car.. but I have not yet received insurance money. What should I do? The next sch ride from audiobank is enforcement notice.. but I can’t pay it as long as insurance does not pay..

Hello together, a friend of mine gets a new company car (Monteur) and would like to use it for a bit also privately. Because of the very commercial character of the vehicle (Mercedes Vito with extension for tools) the 1% regulation of course does not come into question. However, it is also previously unclear how exactly the journey book method is calculated. There are countless computers and information on this on the net, but there are information needed, which are not known before od BLP: 32.750€Distance to the company: 30km (However, this route is driven as good as never, since it starts every day directly from home to the respective – changing – place of operation).Does this still have to be taken into account?Running maintenance costs: ??? Since he has to go to other places of operation every day, sometimes near, sometimes far, the maintenance costs change continuously. e Vitos (so far always VW bus), so there are no past values to this model.Share of private trips: he does not know this before. This can be only 50km p.M. or 200km. What value do you put on this? Thank you for your help!

Hello, I would like to pay for my old car and finance a new car. However, my old car has a problem that after a short time (mostly on the highway) it starts to hammer and jerk. Strongly noticeable at the accelerator and strongly audible from the engine room / chassis (difficult to locate) I was already twice at a workshop and there was nothing found!. As there is thus no obvious damage here and not even a workshop is damaged. I don’t want to go into the fat cup because of fraudulently concealed deficiency or something like that :/ Many greetings

Hello, And this is about the topic VarioCredit , and the question now is whether one can give the vehicle after the running time ” and the sales where one has completed the financing the closing rate…. ” Does then the final rate as a new deposit for the newly selected car apply? The running time would then be 48 or 36 (incl. km connection Audi/VW ). Thanks in advance

Hello together, did any of you follow the news regarding the right of withdrawal of the financing with customers of the VW Bank and its subsidiaries? Today in the daily newspaper it was stated that customers of the listed banks could return their financing and get the deposit refunded. From this can be deducted only a usage fee depending on the mileage. At Stiftung Warentest I found a sample letter, with which I my financing, the s owieso this month expires to revoke. I sent the letter directly to the post office today and sent it as a registered letter with a return receipt. The text read: “Hereby I revoke the declaration of will directed to the conclusion of the credit agreement with the No. _____. I am entitled to do so despite the past time since the conclusion of the contract because you did not inform me about the contract and my right of revocation according to the legal requirements. I expect that you will inform me Within two weeks of receipt of this letter, I will confirm with you the revocation and the withdrawal of the contract and the financed purchase contract. If the confirmation remains or if you refuse the revocation, I will take legal steps without further notice.I am now curious about the AUDI Bank’s reaction. 14 days they have time to do so. Otherwise I will have it checked by a lawyer. http://www.automobilwoche.de/…send-faulty-creditvertr aege A try is worth it, after all, it is about a good 35,000€ Vllt someone has already written to the bank, would be grateful for any feedback. Best regards Frank

Hello all, I have the following problem: I was driven into my new G31 (540xi full equipment) without fault! The vehicle was from December 2017 and only ran a few thousand kilometers. The damage is about 18 T€ plus impairment. So now I should drive over 2 years with a repaired accident car through the area (leasing). The impairment is received by the leasing company, my leasing rate does not change! I see driving with an accident car as a reduction also for the lessee and would now like to know: A) Can I insist on a vehicle exchange or negotiate? B) Can I alternatively demand a part of the depreciation as a credit for the leasing rate? B) As we know that the large petrol company currently has delivery bottlenecks, I would probably have to drive through the area with a new order for 6-8 months either with the accident car or with a lower value car rental. Thank you for your experience and tips.

Hello guys, my question is almost a bit unpleasant to me and I’ve already gone so much after that but I just can’t find the answer to my question. I hope you can help me? Briefly to my situation. I’ve been self-employed for 2 years and my 20-year-old Omega has died. Has simply done its services. Now I’m probably the classic financing or leasing case, because I need my money to increase my company and invest further. I would like to finance or lease a cheap small car (I don’t need the car for representative purposes or the like). For this I played a bit around in the Sixt configurator and the following understanding question: e.g. Citroen C1, list price 11.740€ (just for all gross) With 10% deposit, 24months and 15tsd Km/year a Finaz.rate of 110€ As far as so good. Now what I don’t understand: 24*110€= 2640€ + 1.174€ from the deposit = 3.814€ which I almost paid to the bank until expiry Now I read only what of “the borrower can take over the Fzg at the end of the term to residual value or –EINFACH BACKED–” The Fzg has a residual value according to Sixt of 5.440€. My invoice looks like this: Debt to Bank 11.74€ after 24 months – 3.814 = 7.926€ Remaining debt to Bank If I give the Fzg “back” I return to the bank a current value of 5.440€ (residual value, assuming there are no additional costs) Is in my view I owe the bank Then there are 7,926-5,440=2,486€ of which I don’t read anything about it anywhere?!? If I’m wrong, I just have to give the car back? Sixt has a final payment (with the details in the configurator). But that’s only 350€ in this case. What do they mean at all? If one calculates these, one lies in the sum of the costs if one leases the Fzg. If my ignorance excuses, maybe I also make a mistake of thinking. until now I was in the happy position n Is this type of financing really a Sixt-characteristic? Call this Vario-Financing. Or is this model also available at the dealer on site? Thank you very much!!