Category: Auto-Finanzierung Forum

Hello everybody, I would like to buy a used Audi A3 (via the Audi Bank Finance) –> I wanted to ask if you are asked if you have an indefinite or a fixed-term contract of employment? Or is usually only asked about the 2-3 last payrolls? What is the self-certification at Audi asked? -z4n3

Hello, I hope that I ended up here in the right sub-forum – at least I didn’t find any more suitable one. I’ve had a rental car from Sixt (VW Polo; White) for 1 1/2 years. Some time ago I found out that almost the complete paint is covered with small rust spots. After having an appointment with the car dealer today (because of another thing), I briefly addressed this topic. A qualified employee has the problem directly also one day. l looked at and said that an extended polish with special knets and cleaners is enough, which would cost about 250 €. Do you have experience with such a thing? Can you do this without agreement with the lessee – I mean it is only a polish – or do you have to clarify something like that? Unfortunately, I didn’t find much in the terms and conditions (at least there is nothing on the subject of polish) – and the support always takes so long for answers and maybe jema has and of you already experienced similar. Greetings

Hi, I went back to BMW today to get an offer for a 2 he GrandTourer. The first offer is for a 218i in the Sport Line version with a few extras. Discount here would be 16% and a purchase price of 36.000€ The second offer is for a 220i in the Sport Line version same extras. Discount here would be 18% and a purchase price of 38.000€ For which of both I should choose, I don’t know yet. I would finance a third of the purchase price (Hausbank 2.4 % ) The seller thought the leasing might be more attractive because, for example, there would be no maintenance costs for me during the leasing period. What do the experts say about the offers or recommendation to lease the car?

I hope you can help me. I bought a used car a month ago for 1000€ I already know that you won’t get anything special for 1000€. Unfortunately I had to tighten that would be screwed around the car a lot at the instrument unit missing all screws. Yesterday I lost oil from the hydraulics and also saw that you tried to seal it with sealing compound. For my eyes very dangerous because it is for servo steering and chassis and brake. On the purchase contract st eht: With this the buyer orders the following used motor vehicle after any warranty for defects in property, unless he has taken over a guarantee for the quality of the item, on the sideways and, if available, on the conditions of business which are included in the annex, or in the sales room.The exclusive liability for defects in property does not apply to the mediation of a sale in the exercise of his business activity to a consumer. Does the sale result in a reduction of the limitation period for property and legal defects to one year. My question is I have a right to do what? Or what do I have to do? Hope you can help me.

Good evening guys, after the best Autoforum of Germany advised me so super about the purchase of my Golf VIers 4 years ago, there are now some decisions on which I can use your advice: In June of this year the final rate of 6,800€ is due. The first conceivable option for me is to pay 3,800€ in one stroke and to stutter the remaining 3,000€ in 2 years (with a total of 250€ interest). I would also have to look for a new insurance (full cascade is still the most useful, right?) and the maintenance package will expire in June. The 2nd option is to hand over the golf to the friendly and exchange it for a Golf VII… he would offer me for the Golf 8.500€ configured as follows: Trendline 59kW Gasoline RCD 310 4 doors incl. mechanical Kurbler All-year tire Climatronic light and sight package Smoker version due to cigarette lighter spare wheel winter package MFA+ a total of 41,000km on the clock has been involved in an accident (an old BMW is in my parking car with 30km/h, damage approx. 6.000€) I am unfortunately very unreliable, because on the one hand my golf is still driving impeccable, but on the other hand I would appreciate the advantages of automatic and a new car of course and the effort (insurance, maintenance etc.) + possible age-related diseases of my VIer would like to avoid. I would be very interested, thank you very much!

Hello dear forum, I have a question. And I would like to lease a car for about 12 months. But unfortunately, due to a few stupidities of then no clean Schufa and no regulated income. However, it is not that I am quite poor. The car I would like to lease should be a used car and cost the rate approx. 1000-1300€. Is it possible if I pay the complete leasing rates for a year in advance that I get the lease approved I mean the Schufa and the proof of income are also mostly used to make sure that I can pay the installments, so the leasing bank doesn’t have to worry about it at all and has even greater security because everything is already paid in advance. So is more like renting for a little longer time. I can’t buy the car in a bar, I can’t afford it. Would only like to know if that’s possible from you. At the moment I’m driving a BMW E60 Thanks

Good afternoon! My wife and I are planning to buy a new car, i.e. from a used car. In some advertisements one reads the following: Quotation: According to §25a UStG. no sales/VAT can be shown. Quotation end What does this mean in concrete terms? Do you have to add VAT to the stated purchase price? We are private persons but will perhaps buy via the company of a relative (with direct resale to us), since some offers no only traders are withheld. Please no answer to tax office German Thanks for your help

Good afternoon. I have a question regarding a loan in the training. Briefly to me, I am 21 years old and am in an education as a media technologist at the Rheinpfalz-Zeitung. My probation time at the training AND from the driver’s license is already around. My first year of training ends soon, and I would like to finally drive a vehicle with which I am satisfied after I have sold my previous vehicle so that I could buy something robust to buy every day cheap to the Well, I drive less than 10,000 km a year as I alternately spend three weeks in work lessons. This allows me to buy something nice. I am single, live with my parents in the house until the end of my training and have no pre-credits or running credits. I can spend the full training salary freely because I work as an assistant for about thirty hours a month. Up to now, 350€ have accumulated. My training salary is 470€ net, in addition my parents get the child allowance of around 190€. I think I will not get a loan so easily, and even if then maybe 3000€ at most. Now I wonder if my parents can hold on as guarantors? This worked wonderfully with my sister and my brother who also financed their cars at 23 and 25. But what has changed until then is that my father retires from next month, and my mother is currently unable to work due to an artificial joint (an only 1200€ every month that come into the household). As much as I know my father also earns 1200€ in pension and he also works on 400€ based also after the pension. But now the real question, how much can the amount be awarded. How is this calculated? I would like 500€ so that my budget with the saved amounts to around 850€. That would be the “naja” version. In the best case I would like 800€ thus about 11500€ available. Sounds utopian for my income. ? I would let the whole MAXIMAL run for 24 months, in no case longer. Monthly would be optimal to pay the 300-350€, then I still have enough money for fuel and insurance. Disco visits, drinking I don’t go anyway, from that I live quite abstinence. Vehicle should be a CLK 500 2004 or CLK 55 AMG 2003-04. Ask for advice, MFG.

Good morning together! I drive a company car on my small individual company. I leased it and will now replace it prematurely. I already have a buyer who buys the car from me. However, since I drive the car as a company car, I also have to sell it as a company and therefore definitely grant 1 year liability for material defects. If I sell the car now from the company to me as a private person, in order to sell it from private to the new buyer, I can Is there something not legal here? It is clear to the buyer that he will buy the car directly from me. Only my tax advisor has pointed this out to me. Thank you for a short feedback!!

Good day together! I’m new here and I thought I’d just get an opinion from you before my project becomes more concrete. Briefly to me: in the middle of 20, full-time workers with just under €2000 net per month (thanks to changing shifts). I’ve been driving a Opel Astra H, which I got as 2 years old used for €13.000 at that time. Now this (petrol) has 191,000km down and always accompanied me over 170,000 km without a gun. Slowly, however, it’s time to look around for something new. I still paid for this car in cash, but I don’t want to do that anymore. What I plan to do now: I would like to finance a car, and I would like to buy a young used car again. Ideally, I would be either an Audi A3 (avant) or a Golf GTI. As a target, the monthly rate should be plusminus 200€, since I want to refuel the car and insure it is only important to me: no deposit and no final rate! Ideally, I imagine that, I pay for the car a few years and then give it back again to get a new one on similar terms. Almost like a kind of permanent rent. Is that possible? MfG Dennis