Category: Auto-Finanzierung Forum

Good day, I own an A-Class in the 3+ financing. However, a few months ago I had a self-inflicted accident due to Aquaplaning. I had this damage repaired directly via my insurance company. There was no evaluator regarding impairment. Will I get problems with it? Finally, it is now an accident car.

Hey, short pre-information: I think about getting an E46 330 Coupe after my training (from 1.7) take-over offer is already available and I will stay safely in the company. I would then be at about 220€ net per month. Do not have any rental costs or anything else, fixed costs per month are currently at about 100€ In the training I drove an E46 325i, however this had a motor damage due to own fault, because with my training salary I have some Reper now I think about my dream car “again”. Costs will be the good thing about 10 000€ I saved at the moment almost 2000€, the financing would be then ~8000€ Now my question: Since I currently have no car and walk a day to work I would like to have that already in July, urgently need a car, now I think about buying something cheap for the 2000€ and saving me the 800€ in a year or whether I can buy the 800€ in 1-1.5 How do you see that? Thank you

Hello together, we bought a Skoda Superb in mid-February and finance it through Santander Bank. In order to get a better interest rate, we have taken out two additional insurances (RSV Plus and Safe Plus). I then read here in the forum that it is possible to revoke the additional insurances and to retain the financing contract at the better terms. In the financing contract it is stated that the insurances can be terminated monthly and change depending on the The dealership then contacted me and put me under real stress. Now I have this e-mail: “Since you have withdrawn the hedges (purchase price protection + RSV) and the interest rate was linked to the financing products, the financing has been terminated. Accordingly, we have to complete a new financing. If you do not want to accept the offer, I ask you to purchase the purchase price (less interest) I feel right here and I would like to know from you whether someone has advice or has already been in this situation. Greetings and thanks in advance.

I bought a Golf 7 online a month ago from a VW dealer, my brother paid the deposit, the rest I then transferred a week before I picked up the car myself. Now the seller writes me an e-mail, he needs for the accounting a copy of my brother’s ID card because of any money laundering regulations. I have no problem with this, I see this as a stupid demand. How does money laundering within Germany by bank transfer? And where is it? t that one is obliged to prove himself to be a transferee afterwards?

Hello together, I’m addressing you with the following topic. Unfortunately I couldn’t find the answer, in my case appropriate, via the search function. If it was the same topic, please link me. In June 2024 the Plus 3 financing of my Mercedes X118 / CLA 200 Shootingbrake ends. At the time of purchase we were interested in a private leasing variant, but at the time it has a 0.0% financing action (these were still times) we have ourselves for this M The actual plan was to return the car to the dealer after the end of the financing and to switch to an E-Class T model, due to the size and since we are relatively satisfied at Daimler and the cars are just great. Now we all know the situation with the used car market and my first research found that there is almost nothing available on the market in our framework. My questions now ask as follows: 1) Switch to another Mar ke We are superior to accept a downgrade and e.g. to go back to Seat, where we originally came from – the Taracco is available in good equipment and in “sufficient” quantity on the market. Would that be as easy as you imagine? I go to the Seat dealer, pick out one of his cars, he buys my CLA from the MB bank and I drive with the Seat from the yard? 2) But stay at MB I bought my CLA in the NL Frankfurt at that time. of course, their goal is to sell their own cars on the farm. If I should still find the right car at MB, but with an MB dealer – this way becomes easier for me than with variant 1) because it just stays “in the family” or is that also a mistake of thinking? 3) Buying out a car – sell it yourself – finance new cars / leasen This solution would still exist and as I understood, with the current used car market not uninteresting at all?! I would have to compare the offers. However, it is about a relatively high final rate, which I would have to advance first, this option would probably fail. Otherwise, I am grateful for every tip, which could help my way to the new car and explain to me the topic with the financing or the change to the other brand/car bank.

Hello together, I would buy my first own car, which costs about 65K. I would make a max. 25K payment and make a financing. I am a source of car purchase and would like to know if a second financing is possible (according to BMW yes). How is your experience? Thanks for the answers.

Greetings, I play with the idea to buy a used BMW (M2) soon. My planned procedure is: pay 25,000, 15.000 over 36 months absolve + 10,000 closing rate. I would have the means to pay the purchase sum of 50,000 directly, but then I would have to attack ETFs and depots, which I do not want to dissolve. In order to remain liquid I therefore want to finance half, or the final rate results from the sale of my current car (1 BMW), private I would 12-14k at the moment, so probably around 10k at the dealer. My idea: to have 25,000 invested, with an expected return of 10% p.a. (ETFs). Then yields a return of 8275€ after 3 years, which is definitely higher than the interest rates to be paid. But the big question now is how the interest rates at BMW are currently shaped? Generally, 6.5% are estimated, which I already feel is very high. However, I am working in the ÖD (unscheduled) and have a very good SCHUFA score, which i.d. R has better conditions, but the question is whether BMW is interested in this and could be “acted” here. As I know BMW car dealerships, I guess the chance is rather bad. Does anyone have current experiences about this? Actually, I wanted to ask this question on relevant financial forums, but there is the common opinion that cars are only going “from A to B”, and actually every Renault Clio should drive for the maximum saving rate. A financing, however, in which one should the but I don’t think it’s a bad idea.

Hello, I’m thinking about buying a car from a well-known German manufacturer. I checked with us in the company that 20% + 1250€ net, as well as no transfer costs are caused there on my desired vehicle. I’m thinking about taking this vehicle to me of course. The question is, how exactly does the monetary advantage have an influence on it. I have to tax it. I’ve seen an example calculation: Quote: Example: An employee of an automobile manufacturer he The car has a list price of 40.000 € (total price at the place of delivery) – discount of 4 % 1,600 € = correct tax price 38,400 € – price paid by the AN 32,000 € (total discount 20% of 40.000 €) = monetary advantage 6,400 € ./. Discount exemption 1,080 € = taxable wage 5,320 € With this purchase the annual allowance of the employee would be consumed. If another car purchase in the same year would be equal I hope you can help me! Thank you very much. Thank you very much for your help and thank you so much for your help. I would like to thank you very much for your help and thank you very much for your help. I would like to thank you very much for your help. I would like to thank you very much.

We ordered two identical vehicles as a special model and also financed them. Since the model was already there I took the vehicle which was on the yard. My daughter wanted one in silver so she ordered it. After only 3weeks came hers and we quickly realized that it is a little different. Now she has allowed it and we had to find out that hers is already the Euro 5 version and a new model 2011. The manufacturer himself, however, still advertises with the old version. i asked the manufacturer, he told me that the engine variant I did not build any more!! Can I order a new one??? Here’s the information I found. I signed a purchase contract for a new car (contract) on 7.7 and registered on 22.7…. What do you mean??? Are special models equal to run-out models??? No new car as a material defect Due to the new car order, the seller owes a new vehicle. A new vehicle is available if it is up to According to the case law, the term “new vehicle” usually also includes the nature of the “factory novelty”. According to the most recent case law of the BGH (judgment of 15.10.2003, Az. VIII ZR 227/02, DAR 2004, 23, ADAJUR Doc. No. 56418), an unused vehicle is still “new to the factory, if and as long as the model of this vehicle is continued unchanged (no change of model), it is not a man due to longer service life. In the case of the change of model, it is necessary to focus on the unchanged production of the vehicle model (BGH judgment of 22.03.2000, Az. VIII ZR325/98, DAR 2000, 301 f, ADAJUR Doc. No. 38920, BGH judgment of 16.07.2003, Az. VIII ZR 243/02, DAR 2003, 510, ADAJUR Doc. No. 55129); the cessation of production of the previous mod ells is decisive as an objectively recognisable time point and not – as the court of first instance had decided – the delivery of the new model to the trade (BGH judgement of 16.07.2003,DAR 2000, 301). No new vehicle is a pre-model if an immobiliser and ABS are installed in a running model series and the pre-model does not yet have this equipment (OLG Zweibrücken NJW 981211).

Quotation: The first rate is due only after 89 days. They are of age. They are employees, working for at least 6 months with your current employer and not self-employed. They do not have a Citibank credit yet. They do not have a negative SCHUFA entry. Credit check reserved. Additional questions: A) Schufa self-certification costs unfortunately what – curiously however, I am already. I already get an entry, if a transfer has been placed (since the account was at the limit) ? B) Which brands/models are currently still “scattered” with good leasing prices? Thanks already for constructive contributions