Category: Auto-Finanzierung Forum

Hello, I ordered a new car on the 13th of April. At that time everything was also good financially and had no concerns. Now the car of my partner has a motor damage and had to urgently procure another car for them. Now I stand there to say without a buffer and a financing I really do not want. The vehicle is not yet built and there was also no information from the manufacturer as the stand is. Today I sent an e-mail to the car dealership. Now my question: Can I just get out of the contract, because this is not a sales contract, but only the order. What about the 15% payment of damages? Suppose the car is delivered (delivery period according to the car dealership 4 months to possibly one year), but I don’t buy it and don’t sign the sales contract. Is this possible? Everything came differently now as planned and a Neuwagenka If the vehicle is not even built, it shouldn’t be a big thing, right? Or can the dealer insist that the car is bought now and I have to take care of it from where I get the money? Would be nice if you could help, because I’m going through so slowly…

Hello, In the next few months the purchase of a car is due. So far I bought all cars used and if necessary classically financed. Now I play with the idea to buy a slightly more expensive car with little mileage. Of course, these are a little more expensive, which makes classical financing difficult. High rates + long runtime. I already know that it will tempt me to change in 3 years. So the car should/must not pass into my possession but I pay a In order to get an idea of where you end up there in terms of rates, I asked for a Mondeo with 30,000 kilometers for 1990€. What the dealer sent me there, I found anything else than attractive. At 2 years of duration and 15,000 KM a year, he calculated a residual value of 900€. Accordingly, I liked only the use. So a selection financing jumped into my eye, also called Vario, closing rates or balloon financing, with a certificated return right at the end of the term. I should pay the 11000€ loss in the 2 years, plus interest. This means that the rate is over 500€. For fun, I have configured a new car with Variofinancing on MeinAuto.de. Then I pay just 320€ per month. Then why should I take a used one? Who determines the residual value of the used one? The dealer himself? In other words, I could get better conditions from another dealer? Or does Ford Bank do that?

Hello together! I’m new here, but I’ve already read a few articles on the topic. However, it’s about the following: I took over my mother’s car in December last year for health reasons, which has been financed since January 2019. I now pay it monthly (purchase price: 20000€, installments: 243€) from (balloon financing with 700€ final rate) and would like to actually have another vehicle. According to Renault, the current purchase price is about 8200€, welc My question is now: does someone have such experience and could tell me if they could change cars with these values at all? And if it would be a complete mess financially? I don’t want to have to pay an enormous amount of money. I would like to thank you very much for your help! (Please write nicely, I only need constructive help, thank you!) I already have this in the wrong forum. posted, but doesn’t know how to delete posts again.

12000 Euro Car Financing feasible? Am 39 years old Single earner with wife and 2 children Total Net 2643 Rent Fixed electricity Car insurance estimated after financing full cash 75 euro or less Mobile contract Kitchen Financing 110 euro (1 year to go) Esen/drink 500 euro Drugstore 80 euro Tanking 75 euro Dog 50 euro Cigarettes 80 euro Other 350 Euro if what is going on, clothes…… stay 446 Euro What can I afford?

Hello, as the title already says I wanted to ask you if you have some tips for me for car financing. So first of all some data. The car is to become a new Skoda Kamiq which will cost me about 27000. I currently have about 13000 available for the deposit but until the financing starts this will be definitely 20000 or 22000. Now my actual questions: How much would you pay? Which type of financing would be the best? Where should I look for the car loan? best look around so that I get low interest rates? (At the dealer was expected exemplary with 3.49% that I find quite a lot) Thanks already for your help.

Hello dear motor talk community, have the following question for you regarding my Mercedes Plus3 financing or in general about the target financing: Have a merceds worth 28.550 EUR with a down payment of about 7,500 EUR. The duration of the target financing amounts to 4 years and expires at the end of August 2016. The final rate remains 11,420 EUR. If I pay the car, the vehicle belongs to me. Ixch can also finance the connection. So far everything is clear to me. But what passeir t actually, if I return the car? It has to be mentioned that I have made an additional agreement on the buy-back conditions. It says that the amount of the buy-back price is set at EUR 11,420 (= closing rate) . What does that mean specifically for me? 1. Does the car go back to dealers and I get nothing? 2. Since one can assume that the car is worth more than the final rate, I get from the dealer the difference wipe the actual value and the a 3. Does this mean that I am paid the above-mentioned closing rate by the dealer, provided that all conditions are fulfilled in the agreement on the repurchase terms? I would like to thank you in advance for your answers. Thank you! Up to this day, I have not received any answers from the Merceds-Benz bank or from my Merceds-Benz dealer/car dealer. Apart from a general, unspeakable e-mail, I have received nothing from the MB bank. d my MB dealer has left my emails unanswered so far. Therefore I ask Eurch for help here. Greeting from the Ruhr region (GE) to the motor talk community kozi11

Hello dear car friends, in a few months I will hand over my BMW 520D, but I will not take a new BMW with me, because I change to Mercedes. Now I want to carry out the return as cheaply as possible. It is a private leasing with mileage billing, as usual with BMW. In 36 months 60tkm were driven, as agreed in the leasing contract. So already no costs for more kilometers. But now I have a damage on the rear bumper, which is safe with the Rüc The BMW Leasing Agreement states that you have to have all the damage repaired at BMW. I already talked to my salesman. He said that this is not seen so closely. Nevertheless, he advised me not to do anything and to leave the car damaged. That’s the best thing. A friend of his paintmaker said that he could paint the bumper and a paint sealer could not recognize it. I have an offer of 400 € for the painting of the whole bumper. This paintr also said that BMW would probably charge a new bumper for the return (150€) Can that be? What are your experiences here? How would you proceed? Thank you for your answers.

Dear forum, now I would need your help because I make a mistake of my mind and I don’t want to regret it afterwards. 4 years ago I bought a new car with annual driving performance 15,000km. After the years I am now at 36.000km. But I changed the workplace in the meantime. So that I calculate as follows: 30km (13km one distance) per day round trip. * 5 days a week = 150km * 47 weeks = 7.144km The holiday of 5 weeks is deducted, therefore instead of 52 only 4 7 weeks. I don’t go great on holiday, because I prefer to fly it. Come from near Bremen, so Easter goes to Groningen, 1-3 festivals within a radius of 60km. Would you take 10,000km or more safely 12,500km?! Dear greetings and a sunny Ascension to Christ

Hello together, first of all thank you for the many informative posts here in the forum. Read for a few weeks and have taken a lot with me on most questions about leasing. Unfortunately, I find nothing suitable about the search function (although I thought that there is in any case). If I have only not seen it, I am happy about every hint! Just with the thought of Vehiculum a vehicle commercially (or more precisely f My specific questions about this: – Does anyone have experience with the 1-click insurance offered directly by Vehiculum? After what I have been able to find out so far, that sounds ok for me. Liability, full and partial cassock, CAP, SB 500/500 €, breakdown service abroad – How did you perceive the communication / the process with Vehiculum? Everything good? – Vehiculum acts as an intermediary between leasing partner and interested party. that led to problems with you (e.g. with service, return or similar)? Thank you for every information! A great Sunday you

Sorry, I didn’t know exactly where the topic fits. If it is wrong here please postpone. Our current leasing runs until May 2024 (Cupra Leon ST Hybrid). Actually no reason to panic right now. But the delivery times are already in the range 9-14 months. In some places you can also read from people who have been waiting for their car for 18 months. Now the question arises to me how I should proceed. It should be a leasing again. Probably a BEV. We are heading towards Hyundai ioniq5, Kia EV6, or Skoda Enyaq. But these are only initial considerations. Could also become a hybrid again. Now the question arises to me when I order the most meaningfully. Currently there are no real bargains. But who knows, maybe the prices also go further up. Then it would be time to order the consideration now. But can I do this now, if I need the car only in the middle of 2024? Of course, nobody knows how the promotion for BE V. But that’s probably the same in the middle of 23. What do you think the market is developing? Rather upwards or calms down again?