Category: Auto-Finanzierung Forum

  • what happens to the warranty with a guarantee insurance

    Hello, I want to buy a used car with 2 years full warranty and My question, what happens to the warranty if I want to make 2 years complete warranty. Is it then 1 year legal warranty and then the 2 years warranty or forfeits the 1 year warranty and I have only 2 years warranty without warranty?, then I would pay the first year for free because I would normally have warranty in case of damage anyway? And is the price of 790 E uro normal every year, it is a W212 with 2014 year of construction and 120,000 km?

  • New car financing at VW

    Hello together, after felt eternities we managed to order a new multivan. I am just taking a picture of the desired equipment, not to waddle completely blue-eyed to the VW dealer… But how does that work out? At BMW I have so far only acquired young used ones and financed there. If we agree on the price, is the loan applied for and checked directly? And only then does the car go into the flow of production (after months then really into the Pr oduction)? Or do I buy and afterwards the financing is done? May be a stupid question. But there are scenarios that can worry about a stupid situation, if it is ordered and then the financing is rejected shortly before extradition. Think the deposit is due only for extradition. But do not assume from a rejection with me, because we pay good income and a solid deposit. Thank you

  • Experience right of return, early sale/payment

    Dear community, I currently have a very well equipped Audi Q5 which is financed by the Audi Vario Credit. In September this financing runs out and I have to return the car with the certificated return right. In the course of this I would like to choose a new car. I have already been looking for contact to the car dealership, but at the moment you don’t get any emails back which makes me a bit angry, since I would like to know about the procedure. Do I just stand at the door on the day of the last installment? The dealer is 400 km away, so I can’t just drive by. Of course I’ll grab the phone next, but I just find an e-mail better, because I have everything black on white. Does anyone have any experience with how it is to sell the car privately before and then pay the final sum with it? I’m interested in an Audi Q8, makes it sense to cancel the contract beforehand? m other Audi dealers to offer my current financed car as payment, or is my current car completely uninteresting for the Audi dealers. Or do I get much less than the securitised right to buy back? Did someone have experiences there? I thank you in advance!

  • Financing request asked – Now another Frzg – Can 2. FA fail?

    Hello, since I can’t find detailed information about Google, I wanted to ask you if you can say something about the matter or have information about it. My girlfriend wants to buy a car and has decided to buy an A1 (1.4l). A binding purchase with financing for a used A1 was completed last week in a car dealership. Deposit has not yet been made. Now we have been told in a conversation with a friend engineer that an A1 for r long distance is completely unsuitable because the wear is faster than with a larger vehicle than A1. It is driven about 120 to 140 km per day. Therefore, we decided to buy an A3, in the same combination of the car dealership. The seller does not seem to have the necessary information about the financing process. Since now for the A1 a financing request for the amount of the selling price of the A1 minus down payment was made, we ask ourselves whether it (we The seller informed us that a new financing for the A3 has to be requested, that the existing financing for the A1 cannot be used. Is anyone of you in the picture whether on the one hand a new financing request has to be made and if yes, whether this can fail, because it is a further financing request?

  • Car rental Tanking at inspection Company cars

    Hello Have been having a company car for a year that will soon have to go to the workshop. Date has been decided and replacement car will be provided. I was told that the rental car is fully fuelled at pick-up and must be delivered fully fuelled at the time of delivery. Now my question I can use the existing fuel card from the company car or should I pay the invoices and submit them to the company. How is this handled with you?

  • EU import resale value

    Hello everyone, I bought Dec 20 a smart forfour that came as EU import (first registration in Poland). I am thinking about selling it again and leasing a power generator because I have too many concerns about loss of value. But that’s another topic. Does anyone have experience with selling an EU imporr vehicle? I know that I have to specify it when selling. However, are the cars worth less than vehicles that had their first registration in Germany and I have to sell the sales prices lower? Thank you in advance Please move to the right forum

  • Selling financed car at dealer’s

    Moin together, the following situation: I plan to buy a golf from the VW dealer and want to sell my Nissan Micra to the dealer. The Micra is currently still financed by the Nissan Bank (About Nissan dealer). Remaining value including pre-rendering is already determined. Now my question: Do I have to give the VW dealer the vehicle letter directly upon handing over, or does he only transfer the money to me as soon as he has the letter? I would need the money from the Micra to trigger the loan at the bank. And so to receive the letter. Does anyone know what is so common here? Thank you and greeting!

  • Company car financing – what closing rate

    All right, I’m going to get a Mercedes EQS (show car, run about 5T km) as a new business car (I’m an independent lawyer) for about 120,000 EUR gross and I’m currently cutting the financing with my financial advisor. I’m not going to run the financing through the Mercedes Bank because I get a high-rise interest rate from my financial advisor. The problem is that the 3-way financing is eliminated, i.e. I can’t get the car to a Intuitively, I would take half the purchase price, i.e. EUR 60T, because one assumes a useful life of 6 years and the car should halve in value after 3 years. However, I was advised to take a higher final rate (70T – 80T) because the vehicles are much more stable than the useful life assumes. However, I was advised to take a higher final rate (70T – 80T) because the vehicles are much more stable than the service life. This would have the advantage that I would have a much better liquidity each month. My question: how would you proceed when selecting the final rate, if you take into account that there is no guaranteed withdrawal from Mercedes? Has anyone had similar experiences? What else should I pay attention to? LG

  • Auto return after runtime – question about rims

    I have a question about leasing return and rims, but first the problem description: I have at least two places on all 4 rims with a notch or a scratch; all on the outer ring of the inside of the rim. All damages are about 1-2 cm long and I have no idea where they come from, because I never (knowably) got stuck somewhere and which occur at very different distances to each other and also on all 4. Is only at the last change Since there is a risk that my dealer could charge me for the complete set of rims when I return it, I think now of a rim repair. I am still just about to get offers but as I heard it is less than 150€ per rim not to do anything; in some cases it is even 250€ per rim. Should the repair cost me nearly as much as a completely new set of rims I would of course buy new ones. When I buy the new set, it comes from the fact that they are currently properly discounted by the manufacturer himself and that the dealer would most likely charge me the original price. Besides, I would have the old rims that I can sell cheaper. What do you think about this project? Would you do it like that?Now the real question: If I ordered the same original rims directly from the manufacturer and had them mounted on it and kept the damaged ones and sold cheaper I mean, tires may also have to be exchanged and they are not the same but equivalent. As I said, logic doesn’t have to be a problem, but what is it like in practice? Nowadays, everything can be and you really have to be careful. Thank you! EDIT: Just seen that there is a leasing forum above. If that’s what a moderator sees, it’s not a problem. t – like to move there!

  • Is funding worth it for me?

    Hi and meal together, I’ve been thinking for a few weeks about whether to finance a new car. At the moment I’m driving an Audi 80 B4 and recently had a very expensive repair of something over €2,000. Then the doubts began when the next one will break and so on. I need the car for my work journey and for the leisure time, shape and size I wouldn’t mind in principle, but of course I have preferences (i30N, Octavia RS, Leon Cupra ect.) Before the electric madness really starts, I would like to have driven something fancy, sporty again. I have almost 1900€ net out in the month, the only running costs that I have are housing allowance with my parents (300€), the car and leisure activities. As a very young person I have little to no idea of the matter and one is quickly laundered (from pages e.g. the bank) of course I do not want to act hastily and a few Meinu ngen to catch up. Is leasing worth more? If questions should still be open, then she likes to ask me mfG