Category: Auto-Finanzierung Forum

Hello together, I am entitled to a company car above my employer. Leasing partner is alphabet and I have the choice between Audi, BMW and VW. I noticed that the monthly leasing rates (full service leasing) differ very much. Just for comparison (basic equipment without extras): Audi A4 2.0 s-tronic > 1000€ BMW 320D Touring Automatic: approx.600€ VW Passat 2.0 DSG Highline: > 1000€ What is the reason that BMW is so cheap and Audi/VW so extremely expensive? n Leasing conditions or the alphabet belongs to the BMW Group and offers better prices?

Hello together, Have a question about leasing. Company A is insolvent and the leasing contract is to be transferred from company A to company B. Both have the GmbH as legal form. The problem: Company A has done the business so far and company B has been inactive so far, but has a neutral balance sheet. The whole goes over the VW leasing company. The shareholder/GF of both companies is the same person. My question(s): What is the transfer in the way? Company B must have certain sales/revenues u What credit quality result can be expected from such an inactive company (B) and how will the Leasin company react to the transfer? Thank you for your help! Greetings, Thomas

Hello, read the most diverse articles about car control for an hour now, but I don’t get really smart about it or almost all of them refer to private use. I would get a car, it can only be used professionally (private journeys are forbidden) and there is a duty to book journeys. The company car is used practically only for trips between home and work place as well as for professional appointments etc., how is the Fa I understand correctly that the 1% regulation only applies if the vehicle is allowed to be used privately. Speak of the 1% regulation does not concern me, because only professional use. – Vehicle value approx.22,000 € – Simple distance housing work 60 KM – 20 working days/month The invoice is valid for me: 22,000 € x 0.03% x 60 KM = 396 €. So right? These 396 € are then counted on my gross salary, from the total gross income the tax is then paid. The tax deductions (approx. 33%) are calculated, the 396 € will be deducted from the gross salary, but the tax deductions will remain the same, so that the “higher” deductions will be deducted from the gross salary? Does the company car cost me about 130 € net? Refuelling and repairs will be paid by the company, a fuel card will also be included. Am I correct with this invoice and consideration? Would you be super grateful for an answer.

Hello, regarding the shortening of my contract from the 35d F25 because of the purchase of the G01, according to Freundlichem, I got an incredible number game of the BMW bank. I wanted to go fundamentally from 36 to 24 months and was prepared to bear the clear additional costs of the shorter leasing (additional costs of the 24th rate at once for 2 years). At the number games of the BMW bank I could put the current until the leasing end in the garage, because the expense compensation would have the full amount of the L And for that I would have given the fat guys 12 months before. LACHER!!! If the early reception of a very young X3 seems to be so unattractive, even though one wants to invest 80-85 tsd € for a vehicle at BMW again, the question inevitably arises whether one negotiates even harder when a car is leased near the end of the model in the future. Makes me a bit stunned, how the numbers turn back and forth. other experiences? LG

Hello together, I am a freelancer and am about to sell my company car. As a self-employed person I will be able to issue VAT with inquiries from dealers who export abroad. It seems that most of them are dealers who have a company in Germany but want to export abroad. Now some ask me if I can sell the car without the VAT (i.e. net) because the car goes abroad. I wanted to hear your opinion if this is a klever idea and if so, what I need as proof of everything (export certificate, etc.) Greetings and thanks

Hello, I have the opportunity to get a service car via my company. I would tax the car with the 1% regulation. Here are my rough basic data: Car List Price: 3000€ Distance to work: 61km Gross wage: 4000 (month) Personal tax rate: ~40% My company has submitted the following calculation: List Price: 30000 Distance: 61km GWV Total: 849€ Net load for AN: ~339,60 (849€ + 40%) Until here everything is clear and understandable to meMy company still calculates the following with pure: net leasing rate car: 300€ Insurance: 100€ Tank card: 5€ Tax: 19% Subtotal: 481,95 GET: 5,76 Car tax: 25 Leasing share AG (gross): 512,71 Net reduction due to salary conversion: 307,63 (512,71 * 60%)Total net load: 647,23 € (339,60 + 307,63) Why is the leasing share still included? Is this so common with company cars or only with me a special case? Would it be great if someone could enlighten me?

Good day, unfortunately I have the feeling that the articles that I read on the topic of company car purchase usually do not match the articles on the cost overview, maybe someone can help me here. In short an example:Buying a used car, no leasing!:BMW X4 Year of construction 2016 Km 80.000 Gross list price 57,000€ Current purchase price 32,000€ Petrol What would it cost the employee if he kept a travel book?Worker Max Mustermann: Route to AG 20 km Private use 50% Gross 2000€ Tax class 1 How much salary would Max have to give up per month? Does a travel book also pay for him if he drives more than 55% privately? So with the 1% regulation right (57,000€ x 1% = 570€ p. month, … -> about 50% tax deduction by AG = 285€ Money value advantage per month for Max)? Accordingly, he would have to give up on 285€ net? Would he be cheaper with the travel book on the way? If someone takes the time to answer, thank you!

Hello together, I am 24, earn 1500 € net and want to buy my 1st car. I would get in with the SF class 1/2. My plan was this: for about 3000-3500 € buy a used car, monthly I would have about 400 € for free perception (after deduction of rent, food, leisure and saving). Do you think that would be enough? As a reserve I would have about 1500 € if unexpected repairs were due. Which car would you recommend me? Had rather to a 1 BMW or VW Golf thought. Thank you!

Hello together, I was here so far silent reader and wanted to ask what you mean about my project. I play with the idea of buying a new (used) car at the beginning of next year. I have been watching the market for a long time and now I have found an offer that is pretty much in line with my ideas. Based on this I have calculated how I could design a financing next year: Purchase price: 28.500 € Sale/indemnity old vehicle eug: -6,000 € down payment from saved: -6,500 € remains a difference of 16.000 €. My idea is to finance this over 4 years, at a rate of approx. 350 €. After two years I would redeem the loan, because then a savings contract of approx. 8.000 € becomes due. I earn per month 2.840 € net, whereby already a VL saving of 100 € is deducted (above saving contract). In the last 24 months I could save on average 640 € per month, so the amount would theoretically be for the Kredi my questions are now: Thank you in advance.

Hello together, I have to put together the financing for my pre-ordered G Class by the end of 2022. My saleswoman could only tell me that Mercedes Bank likes to see low monthly rates. How should I choose the deposit and closing rate? Maybe there is someone here who has experience. Had thought as follows: down payment 35,000 closing rate 125,000 48-month financing of the remaining 40,000€ My credit rating is very good and our net household income is in the lower 6 st other debts or loans