Category: Auto-Finanzierung Forum

If we ask our Renault dealer, he reacts somewhat uncomprehensively. Therefore, I hope for some suggestions from your side: Situation: a Renault privately leased – runs another three-quarters year – then he goes back to the dealer. But now we are full of Renault – honestly – the muzzle, would like to stop the leasing immediately and instead take an Opel. Used by any dealer – however financed. Now the Renault dealer stubbornly imagines that we could use the vehicle. buy out (doesn’t go) He hitped, the Renault-Leasing-Bank insists on the fulfilment of the contract – or we could interrupt the contract and take another Renault for it (waheh!). Idea? Capital for interim financing definitely not available. LG Achim

Hello I am more or less facing a problem. I am currently driving a Micra, BJ 1997, 195000 km and slowly but surely no longer fit for driving. With my current employer I am on 1 June out of the probation period and come into an indefinite employment relationship. My job is all of Germany. The problem now is that I need a new car, but probably only for 36 months, because after 2-3 years in the job you “rise” and get a company car. So now go a new car doesn’t make much sense for 2-3 years. But if I were my favourite, because I have dealer warranty here and have 3 years rest before repairs, TÜV etc. (could have been). A used car would be in question, whereby I would of course like to have a “stupid” car and they all commute so between 15-20,000 euros. So also an amount that I would have to finance. On the other hand, I wouldn’t have to take a dienstragen right after the 3 years, but could then just w I would have a maximum of 8000 euros, but then my whole “cash money” would be gone. Finazing is actually no problem, because the mileage flat rate to my salary will be transferred on average 400-600 euros in addition every month. I’m looking for a good plan to buy a car without destroying unnecessary money (almost a contradiction in itself, I know 🙂 ) Maybe you still have good tips or ih r was in such a situation and can help me. Thank you very much!

hall together! I looked at a car today, which I would like to buy. during the visit I noticed, because the owner told me that this is a diploma car (he himself is the diploma).Now to my question: since this is indeed tax-free, was also when buying this car no legal VAT was paid in Austria (20%) if I buy this car now privately from him, then the 20% is due? I hope there is someone among you who can help me with this. also write about whether you come from Germany, Austria or anywhere else, because the laws are different from country to country. if someone also has personal experiences with such things, please answer! thank you for every helpful answer mfg bernd

Hello, I have one or several important questions for the professionals and wisers among you. First of all a few small details. I leased a Golf 5 to me in December 2004. Until now I paid my leasing rates finely acidierihc each month and of course in youthful zeal also changed a lot on the car (deep, rear painted, threshold, edition 30 lip, new headlights rear lights, in the interior center console lacquered) Something like that.On the engine, brakes nothing was changed. D I would also like to note that I have 3 bumps (passenger side, one under sill, one behind passenger door and a little size with scratches underneath, all passenger side, actually really good looks you only 2. The value of the bumps should be about 1000€ (had I asked for some time) At the end of the year the 48 month leasing contract expires. Rest rate is 500€ in November. The car no longer corresponds to the standard condition. I thought I could change it anyway. Buy anyway, now I would rather get a used GTI. Car: Golf V 1.4 with numerous modifications, but does not look kitschy. 50 000km run about by the end of the year. Pictures:Picture Picture 2 Picture 3 My questions: Is it possible to return the car to the car dealership and lease a new one there?! Should I rather pay the 500€ and then try to sell it at the Autoscout24 or other higher?! (According to Autoscout Wet from good 10 – 11 k, this is realistis ch?) Would like to have enough money left in the end to lease the GTI (which I will not change) ^^ Thank you very much Best regards Happy weekend Falco

Hello Together I have to buy a Golf 7 Highline with 122hp, because I decided to do so after the test drive with BMW 1er, Merzedes A and Audi A3. Now I was offered a 3-way financing with the after long discussion now looks like this. Purchase price after 3000€ Decree: purchase price 24.99€ deposit 10,000€ Purchase price to be financed: 14.99€ Financing at 1.9% Rate 200€ over 48 months Rest rate after 48 months 6.100€ since car sellers basically slit ears sin d, am I now unsure whether the financing is as optimal and PREALLY like you evaluate the risk with it? Since I quickly put something in my head and that also like to put through what is not always so optimal I would like to know from “outsiders”, so you know what you think about it? So get into the keys, I am happy about any feedback that makes me decide for it or against it. Mfg Benni

Hello, I appreciate your intention to buy my Mercedes-Benz A 140. The car works and is in perfect condition. I never had any problems with the engine. The price is 2000 EURO. We live in the northern part of Denmark (DK), in a beautiful lakeside town called Frederikshavn, North Jutland region. We had a nice place to stay during our summer and winter holidays in Augsburg. That’s why the car has German plates and German registration still. I h abe bought it from Germany and I am the first owner. The reason for the sale now is that we are a nice couple of pensioners (I am 63 and my beloved wife is 61 years old), and we love to spend our time traveling with the world by plane, so a car is no longer useful for us. We also sold our holiday home in Germany and bought a farm here in Denmark. If you agree and you want to have a meeting to the car to see and make a test drive, then we are ready to make a trip to Germany and meet you personally. I am sure that we can find a beautiful city in Germany to arrange an appointment, a region acceptable to us and for you at the same time. Please tell us where you live. We have the belief that this can be a good business! With kind regards, Gitschel Stefan

moin moin I have a financing question that I can certainly answer well here. it is of course about buying new cars with financing. there are from certain manufacturers always special offers, zb in februar at seat the 0% financing. this zb also applies if I buy a vehicle online (eg my car or similar) ?! because on their side it says that the partner of the dealer of the vehicle manufacturer is. I’m not talking about import vehicles but this special online price discounts for normal German vehicles with collection from factory (zb wolfsburg). For example: golf 7, bought online with 15% discount (fictitious value). vw offers 1.9% financing. do I get this 1.9% also from the vehicle from the internet? because the car is bought at the end at the dealer’s place (so statement online). would I get the 0% (e.g. seat advertising februar) even if I buy online (if the vehicle is advertised with it) ?! until what purchase price do I get for example with low-interest variants if I am 25 0€ monthly would like to be capped?! (no payment, with residual debt, 4 years) I am clear that I pay 48×250 = 1200€. with residual value 1000€ I would be at 22000€ at 0% financing. the problem is that my chosen vehicle is more likely to be 25-28000 (including discount internet). have vehicles after 4 years basically only 10000 residual value?! comes to me low if I can return a basic equipment vehicle(16000€) without extras after 4 years still for 850€ to the dealer…

Hello, dear forum, I signed a leasing agreement with Audi a week ago (private leasing with mileage, no residual value) but now I’m not sure anymore and would like to wait or cancel the contract, since it’s only a week back there has to be something like a 14-day return right, after all we live in Germany. I would be happy if you had tips for me, since the dealer thinks it’s no longer possible! MfG

Hello forum, I hope you can give me information on my specific case, as I have found nothing on the fast at google. The following situation: My uncle from Russia wants me to buy a car for him in Germany from a dealer. This will then be shipped by ferry to Finland or St. Petersburg and he will drive it privately in Russia. He would also like to get the VAT back. How would that happen if I bought the car for him and then it would go to him in D We had a similar case with an X5. But he bought it in Germany directly in his name and then without any problems got the VAT from the car dealership after the transfer on the ferry. This time, however, it is the case that I will buy the car for him. I am a German citizen, but I also have a Russian passport, f Thank you in advance!

Hi people, good advice is expensive, that’s why I told her. Here are competent people at motortalk who can certainly help you or give you tips. My sister wants to buy a CLK convertible. She has chosen the following modelCLK 200 compressor convertible Price 16990 € She wants to drive the car for 2 years only. The final rate should reflect the residual value of the car so that you get out of the matter + – 0. Question What do you think of the car? I told her to many kilometers ! Vehicle is 3 hand ! No command system !!! And only a 1 year used car warranty which is perhaps not even worth your name. I find the car in itself too expensive ! I say it because you want to sell the car after 2 years and then everything is to be considered when buying, I hope you understand what I mean. 2. Question: The following financing offer cash payment price: € 16.990,- Deposit: € 5.097,- Net loan amount: € 11.893,- Duration: 36 months. Monthly rate: € 178.57 Final rate: € 7.305.70 Effect. Annual rate: 6.49% Fixed interest rate p.a.: 6.30% Gross loan amount: € 11.893,- Processing fees: € 0,- Bank: Mercedes-Benz Bank AG, Siemensstraße 7, 70469 Stuttgart If you sell the vehicle again after 3 years, or even after 2 years? Do you still get the final rate? What keeps her from the interest rates. Goal: Your goal is to drive the vehicle for 2 years maximum 3 years and get out of the face with 0 A down payment away, interest off! I find the loss of value will be gigantic. Greetings