Category: Auto-Finanzierung Forum

Good day to the forum, my question: I have to buy a Golf 7. 5,000 euros can I pay directly and the rest (in total the golf costs so far 18.500) I want to finance. I bought a Q3 last year and paid in cash (25,000 euros, I understandably did not have this option anymore) since the seller said he would have had more room for negotiation if we have financed. Now we want to finance and there is (which is a miracle) suddenly wi The data that go to the bank are also consistently positive I have an indefinite AV and my husband (guarantee) is a civil servant during his lifetime. Also and that’s what the bank is all about after deduction of all fixed costs (rent, insurance) is still 3,000 euros net available for free. If the financing at the bank is “through” you can get bad and say: okey the contracts are now signed on the table is still going on. he me? salutary elisa

Hello! I signed the purchase contract for a car yesterday. The seller is the managing director of a company to which the vehicle is registered. Thus the sale is also made via the company with invoice and certified VAT. The car was financed by the company and thus the papers are still with the bank, we have now agreed that he will write me an invoice (about the company), I will transfer the money (so that he can replace the financing and transfer the papers to me). My question: do you have a certain security to get the money back in case of doubt? If the vehicle has an accident before collection, it will be damaged etc. and the seller cannot refund the purchase price (as a result the vehicle has been replaced by the bank). As the sale of the vehicle will not be able to hold the vehicle back) and I will then pick up the vehicle as soon as he has received the documents from the bank. he receives the papers only after removal from the bank, we have not seen an alternative possibility there.

Moin first of all, I’ve been through my training for a year now and it’s time for a new car. I’m currently driving a Lupo who has brought me through the training faithfully now but slowly starts to become expensive because of all repairs. But since I don’t see any sense in repairing now one thing after another I have come up with the idea to finance a vehicle, or maybe to lease. I’m still relatively young at 22 years old, live with my fr As a result, the rental costs and other costs are always shared. So that you can first get an idea of my financial resources -> Net it is always around the 2000 Euro depending on the amount of money. Of this approximately 600 Euro fixed costs go off and about 250 Euro for private things (go fishing etc.) ergo stay 1150 Euro for the financing/leasing and of course for all the other costs that such a car makes times. I had the opportunity in the training relatively much To put money aside and now have reserves of approx. 11,000 euros which can be used for a deposit / LSZ My current and new is insured by my father (SF 10 and building property with the same insurance) so the insurance costs me almost nothing. Now we finally come to my requirements for the new one. 5 doors, air conditioning / automatic, seat heating, at least 100 HP, on-board computer, parking sensors and a keyless central cover would be cool. I prefer German stamps, but I would also like to be convinced of the opposite. Thank you very much for your suggestions.

Good evening people, after just under 2 years, exactly what happened, of course, is always the nightmare: Car today washed all the top off in front of the house Eben kankelts -> Neighbor when ranking (however she managed to do that) damaged: driver’s side front and rear door; in front strongly dented, several dents, rear door exactly at the transition direction seal also fist size pressed. Pictures I would like to first no post wagon Golf 6 1.4 tsi Comfortline, white ez 06/10 Finanzie rt at VW-Bank (balloon financing until 03/15) Now just taken pictures, everything is agreed. She also admits. no problem, tomorrow morning it goes to the insurance and then I go directly to VW (is right in front of the TÜr here) –> How does it go on now, had something similar before, but it was still an old junk cart of mine, where someone is pure –> How are the differences in the financing –> WIE looks at the depreciation -_> What do I have to do, besides dealing with your insurance? Do I have to call the VW Bank / inform/ make the workshop for me? Cars should of course be repaired properly, the impairment (must I apply for this extra?) goes anyway directly to the bank. lg

Hello guys, I need help, how high the leasing rates are currently with large customer status; especially from BMW, Audi and Mercedes. In my upcoming staff interview I will probably be offered a company car. I can order a service car for 450€ net pure leasing rate (i.e. without maintenance etc.). Duration is probably 48 months at 20,000km/year. In order to assess whether I can get an attractive car with it, I try to find out what you can do with Is there a kind of rule of thumb, like BLP 45.000€=450€ Leasing rate or something like that? Have my cars bought so far in cash and no leasing experience. In a first information sheet it was only said that one should point to the large customer status when creating the offer. However, there was no mention of the fact that one gets special discounts with certain brands/car houses or similar. Although it is probably difficult to get detailed information, it would already help me w You can say which direction it can go. Thank you and then a good slide! P.S. I’ve already researched a lot by search function, but somehow not found the right one. Should I have missed something, sorry!

Hello everybody, I’m about to make the decision “Company car or new private vehicle”. Brief information on why I make the decision so difficult: – I have a work path of about 70 km per way. – When using a private vehicle I get 50 cents per kilometer (for back and forth). – I have a car with a workmate who doesn’t have a company car, but also gets the 50 cents/km There is a car with a BLP of about 60,000 €. I have the opportunity to get a home office contract. In this case, only 1.0% taxation would occur. However, I am still regularly in the company. What if I would then drive with my work colleague? I would “stamp” myself when visiting the company and if I could be audited, it could be proven that I am/was often in the company. Nevertheless, I would not have been able to go by car. Is this a risk or something manageable for me? First of all, thank you for your support.

Hello everybody, is there any experience of the return of Plus3 financing here? A residual value is assumed, which sounds to me at first similar to leasing with residual value. What happens if the residual value is significantly lower when the return is due to political conditions? For own damages one will probably have to pay the lower value, as with leasing, I guess? And can one actually see or get the return log of the previous owner? Example: Scratches in the basement with first-owners. First-owner pays low value, damage is not repaired. What prevents MB from calculating this damage again as second-owner? Don’t even have to be intentional, but if this is not logged anywhere, would it happen like this or not? I would be happy about a few experiences, thank you.

Hello dear friends of the MOTOR-TALK, I have a question here. Hope you have a solution. I and my girlfriend and I financed a car 3 1/2 years ago. A Citroën ds3 Racing. Now we got offspring and the car has become too small for us with 2 children. The car has a residual debt of about 750€ at the bank. According to several dealers etc. it turned out that car is only about 5500-60€ worth. Since you can not give the car in payment because a overfinancing is not allowed, we are now facing the problem that we don’t know how to get rid of the car without taking up 2 financings. Does any of you have any idea what else to do?

Hello, I’m thinking about financing my new car by the following ways: Audi A5, 150 hp, diesel, factory service car from Audi and 13,000 km Price: 32,000 € mileage: 3 years and 15,000 km per year 1. Financing: Rate with inspection and also rate protection 360€ But almost 26,000 € Final rate 2. Leasing: Rate with inspection but without CAP for 400€ No closing rate I definitely want to return the car after 3 years to have no repair costs etc. What does in my F We all don’t know where the road currently leads with internal combustion engines. And the final rate, should I take the car or the value be clearly below it, should be further financed. I don’t want the residual value to be well below the final rate, and then I pay a lot of money on it. I don’t have a spent return value, according to the seller, the dealer doesn’t want to take the risk. What should I do? When leasing, the car doesn’t belong to me, but it doesn’t matter. At least I don’t have to worry about the market development and also about the residual value. Thank you.

Hello guys I would have a question about car purchase from dealers who only sell their cars to traders. I found a nice offer the car is built in 2003/11 and has only 80tkm(Mercedes ML 270 CDI) When I called and wanted to buy the car as a private customer they refused this however he said if I had someone who has a commercial license he could buy the car and sell it to me! My question now if my trader colleague the Is this legal? Are there any problems with the tax office? or something similar? Because I’m going to do something like that! Is it possible in general that my colleague who bought a business license bought it and then sold it to me in which I don’t have a guarantee? Would you be very grateful for helpful answers With freundli chen Greetings DerTurke