Category: Auto-Finanzierung Forum

Hello, plan a new purchase at a car. The manufacturer offers a so-called 3-way financing. For example, I would like to buy an AUto for ~13000€. Now I want to finance it. For this I have an example calculation: 2000€ deposit 650€ residual value after 3 years and over 36 months per 125€ (accepted without interest) Then after 3 years I have the possibility, either I pay the 650€ then the car belongs to me. Or I give back the car without buying a new one from it, or I give it to me. Now that I’m not sure. How does it work when I return the car and don’t buy anything? Can I “just put the car in the yard, give it keys and get ready” or do I still have any payments to pay for it? Service was made regularly after the task. Car didn’t have an accident. Can someone tell me something closer about it? Wouldn’t like to experience a surprise in 3 years. Greetings

Moin people, I’m about to make a decision to lease a car. Actually, I was only fixated on the passat, but now I’ve also kept an eye on the Skoda Superb and let me get some offers from the area. And I wanted to get some opinions from professionals again if these numbers are okey. Because I like the Skoda at the moment better of the price-performance ratio. I now have an offer for a commercial leasing, therefore all numbers in net. Vehicle price: 36.00 0 15,000km 36 months Monthly rate: 311€ Maintenance and wear repairs EUR 15.50 TyresClever winter by quantity EUR 16.57 Winter with steel rims 16,57 Tyre storage EUR 6,00 Emergency management EUR 0,00 Damage service EUR 0,00 Case protection EUR 51,07 ————————– monthly leasing rate incl. services EUR 400,14

Moin, I have a little question about financing with VW with AutoCredit. This month I changed my job and sold my old car, 3 weeks without a car were already too much and I would like to have a car again. Of course I am now in the probation period, 6 months, so I still have to endure these 6 months and use them for saving. The following information: I am 22 years young, so I need something sporty now, there is enough time to spend. ahl Income: 220€ Net is fixed + variable share (bin software developer) which you can also let out here Expenditures: fixed expenditures of 212,80€ + 49,99€ + 200€ = 462,79€, live at home on my own floor and pay 200€ (rent, electricity, food) for it So stay good 170€ in the month, they are already well invested until then, currently it looks like to invest after 1350€ in the month (something I need for myself) plus my current savings, I would be on a I don’t drive much, because the 12,500 km a year would fit. Now the question: Would an amount of 40,000 € for an annual car be feasible with a deposit of 10,000 € and 170€ mtl. available? The question now does not refer to whether I can pay this but rather to whether those at VW would play there or who would say that my coal is not enough for it, doesn’t know how VW ticks greetings

Hello to everyone, first compliment for this extensive great forum, so the following decision is due for me on Monday. I ordered an Audi Sportback S3, leasing vehicle under the following conditions: Vehicle value net: 41210.08 € Duration: 48 months Driving performance: 12500 km/year Leasing rate net: 564,00 €/month Leasing factor: 1.37 car arrived this week, but would like to lease an RS3 now, would also be feasible, as the car dealership would put the S3 in stock. , with the RS3 I would of course do without a lot of equipment, so I come on the following LP net:43247,90 € So now assume that the leasing rate should be only slightly higher under the same conditions as with the S3, however the friendly already on the telephone, jaa, neee.., So with the S3 we have other conditions, because it is a run-out model, but that does not count with the RS3. Just wanted to tell me that I got a particularly good offer with the S3 ! Now the following question to you: Is the leasing offer for the S3 really so great, and up to what leasing factor would you accept an RS3 ?? Greeting

Hello, you have helped me many times, therefore I turn to you again with the following situation. The following facts. I was allowed to configure and order an Audi together (LP approx. 35.50€). However, my employer is the owner and lessee of the vehicle. All other costs I bear: leasing rate (320€), tax, petrol, insurance (car is insured on me). Now my question: counts this constellation as a monetary advantage? So basically my AG leases over I have found only the following: http://www.krudewig-steuermedien.de/…/…leasingvertrag-abschli.html I do not want the FA to be at the door at some point or I generally get in trouble with my AG. The lease agreement has now only been negotiated orally, why ever…

Hello everyone, I have read through the forum a little bit here, especially on the topic of financing and I have come across many helpful hints and contributions that have considered points that I myself did not have so much on the screen. Because I am also faced with the decision, in which mobile underlay I want to “invest” in shortly, I would be happy if one or the other also has tips for me. To my situation: I have a safe job of me etw a 2700 net. After deduction of fixed and own maintenance costs remain in about 1000 (paid are then in addition to insurance, also the purchase of food, petrol, “pocket money” for the daily small things, etc.). I saved about 15T and search with these key figures a car. To the requirements: Since the tastes are very different, I do not want to do here a model search in the narrow sense. I am looking for a car that is suitable for the future with regard to family planning, so that it may be a “little bit more” (size) for which the 15T should not be sufficient. Because I want to buy my first “real” car, I am already interested in new models and do not dislike financing. However, I lack any feeling about what size I can look around. What is reasonable? What is feasible? That you usually get great cars for more money is unfortunately a not to be denied context… Looking forward to your ideas, tips and experiences.

Hello, I get a company car more or less of my choice and the selection still depends a little on my personal costs, how much a more expensive model makes itself felt for me monthly. Is this invoice correct: Purchase price: 18.500 € 1% = 185,-€ 12km Work path x 0.03% = 66,6€ Power 251,60 € monthly to tax, at 35% Tax rate 88,06 €. A comparable annual car for 13.000 € costs me then with the same invoice 58,38€ or is out of the same new value n? Are these my costs per month? If I return other private trips with which I get paid the fuel that are also paid for with it, right? Thank you for your help. Greetings, Mirco

Hi, let’s ask a question. Can you calculate where on the Internet, or is there a rule of thumb or anything else to calculate what I can afford ? So if I have so much equity and so much capital, and so much in the month can pay off ? So that I already know in which price frame I can move …. Thanks. Lg Michele

Hello together, I bought a car about 4 years ago via a 3 way financing. Now next month the final rate is out after which I then get my vehicle letter or the registration certificate Part II. Now my question is how long do you have to wait for it? In the letter of the bank it is noted that after arrival the final rate of the letter should be sent to me after 8 weeks. I find this for quite a long time and would like to know if anyone has any idea if this is so normal or if I have to set the bank a deadline within which I want to have the letter available. Thank you already for your help!

Hello, here’s what I ordered a kamiq for my wife via meinauto.de. I was told by telephone that I could withdraw from the purchase at the moment when the dealer informed me that the vehicle can be picked up on a certain date. In the meantime, due to the galloping prices in all areas, we are no longer sure that we can do everything without any problems. This is not about the monthly rate of 82€ and a deposit of 800€. We would sell the Peugeot 208 bj. 08.18. It is more about the time after the 4 years of leasing. Then the Kamiq has a residual value of 17000€. Of course, we can give it back. If I think so correctly, then the new cars prices are no longer in order. 110hp ambition with the package Business and Travel and even a smaller package bring it to 30,000€ 2019 I paid for a eu Tiguan with 130 hp and a very good equipment a little over 26000€. Seen in the table, it was about the average price for new cars. In 2011 it was 27000€, in 2022 already about the 42000€. That actually says everything. But no matter. Maybe one of you knows if I still have a chance to withdraw from the leasing contract. If not, then I was impressed by the phone. These were the famous blindfolds for a new car.