Category: Auto-Finanzierung Forum

Hello dear community, I have an exciting question. I would like to tax my vehicle using the travel book method. I have bought a travel book for this. As far as everything is clear and simple. Now the following: I am self-employed, in my commercial license is address(business office) A my residence is located in another city and has address B. Business I always drive directly from my apartment B to mostly different places C. The travel book has 3 columns (business, private) So I never put anything in the column (housing/work) because I don’t have a daily working week. My tax advisor told me to just re-register my business to place B then the topic would be done. But I would like to leave my business at place A. So is there the possibility to leave my business address on place A without tax disadvantages? If I always leave the column (housing/work) in the travel book empty, that would be financially favorable, all in all gs could then ask the tax office why I even have the business on place A if I’m never there. I hope you could somehow follow this construct. I hope for a few stimulating hints … P.s the tax office should not accept the travel book, you would tax my vehicle at a flat rate with the 1% regulation. In this case, set the path between place A and B, simple distance times 0.03% of the list price. That would be fatal . Although I never this distance I don’t know how the journey book method is designed with respect to journeys between A and B. Flat-rate actually doesn’t work or ? You realize, I have problems Thanks anyway for what enlightening …

Hello, I need the help of the community in order to become clearer in my project. I need a new car at the end of this year, my old one I have already sold. It is now to become a Golf 7 or a Seat Leon. As a purchase price about 16,000€ with the desired equipment and kilometers due. I do not have the necessary small money at present and would like to finance 6,000€. The purchase of a new car should not dissolve my complete reserves and should I have already looked at the Internet and have come across various offers. I am not interested in balloon financing or 3-way financing. I would like to cancel a loan over 600€ and then over 24 months a month. However, I have not yet decided on the “Finale” car. I am afraid that the good offer is already out of print until then I have the car loan f for this vehicle. Now to my actual question. Does the car (e.g. ING-DIBA) have to be already known about the vehicle, km and price, or can an estimate be entered here? Or should I prefer to take a loan without an end-use? I would like to have the money at home and can then react directly to a good offer and buy the car. How would you handle it? Thank you!

On the subject of negotiating prices: The media coverage gives the impression that the prices of all goods and services can be negotiated freely. First of all, lower the broadcasting fees and the price of your daily newspaper. Because these are the media that you encourage as a builder to negotiate prices. For example, in the corner bar you can eat a schnitzel that might cost twice in a good restaurant. There’s hardly anything in this world that can’t make anyone a less bad one and sell something cheaper, and the people who are only guided by the price will be the just prey of such machinations. It’s unwise to pay too much, but it’s even worse to pay too little. If you pay too much, you lose some money. That’s all. If you pay too little, you sometimes lose everything, since the object you buy is the object you buy. The law of the economy forbids you to get a lot of value for little money. If you take the lowest offer, you have to count for the risk you take, and if you do, you have enough money to pay for something better.

Hello together, I have a relatively big concern, hope that you can help me further: The following case is available: From August I will start an apprenticeship. Net is available to me about 600€. In addition I go with min. 350€ into the training period, due to a rising savings contract. I think that I will drive about 16-18 tkm per year. Now my question is, is it worth a little petroler? Or does it consume too much fuel?! A diesel is probably difficult i I think that gas car is a right option, but what do you propose with my financial resources? Taking up credit at the house bank? Or financing at the car bank? Or even leasing? I hope that you can help me further, VOrschlägen what you would do in my place. Sincerely, I would like to thank you.

Hello, I have a GSXR 600 BJ 97 for which a dealer would pay me 3000 Euro if I bought a motorcycle from him. I probably want to buy a Kawasaki ZX10R BJ06. I earn 400/450/500 as an apprentice. The training starts in August. In addition, I have an income of 192 Euro secondary earnings, at a company where I am already employed for 1 year. Live with the parents and have no fixed expenses. What do I have for credit possibilities?

The vehicle was compiled as follows at Intercar-24.de: Seat Leon FR TDI 170 PS Total price: 22.788.00 € PRIVACY CUSTOMS: This vehicle is a German new vehicle from the dealer with a short-term registration of 6 months. The vehicle is immediately in their possession and can be registered after 6 months to their residence. Of course, you can order this vehicle at top conditions without a short-term registration. a this vehicle offer is a German new vehicle from the contract trade without registration or holding time ! Is there any hook on it ???

Hello, I would like to ask you for your assessments or even experience on the following matter: Since this week I know that I am not allowed to drive a car because of a serious eye disease. Never again. I bought a new car only in August or financed it through the Volkswagen bank. Duration 4 years, monthly rate and at the end the three known options (return, trigger or continue to finance). At this time I also did not have the touch With the loan agreement I have concluded a “credit protection letter”. However, this only starts if one has become incapacitated due to an illness – and then only for the duration of 12 months. However, I am not incapacitated yet, thank God. From your point of view, it makes sense to look for a conversation with the VW Bank and/or the dealer in order to discuss an extraordinary restitution. alternatively, I can of course try to transfer the existing financing contract to another person. But it is certainly not so easy to find someone. Maybe someone has already heard of such a case or had their own experience (whereof of course I do not wish anyone to get sick !!!) … ?! Thank you in advance and best regards Udo

Hello , I’m a trainee outside the probation period. I raised such a sum around 2500-300€. My income is about 570€ net + extra earnings (Schiri) 150 a month. My brother meant that he would like to be a guarantor for me if I didn’t get a loan. He is a German citizen but lives and works in Switzerland. His earnings are about 4500 francs net. I live 30 km away from Zurich on the Swiss border, would the bank accept such a thing? Greeting

Hello to all of you I have now spent about 30min in the SUFU but found nothing also entered everything possible if there is a thread please write in. I ordered a new Passat CC and received it in August. I did this via the scrapping premium. The car was financed with the VW environmental premium plus with 2.9%. The financing runs on 4 years I want to pay off it of course earlier Where I have bought offers the sellers said you can n after 6 months completely pay off or also make partial payments. Where the car bought from the seller who does not work there anymore. In case of a demand for the redemption in the car dealership they told me the interest will not be charged at a partial redemption and I should invest the money where differently there hba more of it. But this was confirmed to me then by several sellers that it goes with the partial redemption. Since now in February 6 months I wanted to pay in immediately 500€ It would be really great if someone could help me and of course thanks in advance! Greetings Robert edit: Have you ever heard that there is a processing fee at the VW Bank as well? Is it possible for me to pay a fee for the payment of a fee for the payment of a fee?

Hello together ,I know this fits here not quite so pure but found nothing more suitable. So I am currently driving a relatively new car (09).I am now going to school again and there is the insurance clearly too high, therefore I want to buy a used car. Now the used car dealer offers a payment. can I perceive the if the value of my car (new 13000€) the value of the car that interests me significantly exceeds (approx.:2000Euro)? Help !!! MFG