Category: Auto-Finanzierung Forum

  • Car sales — unsavory callers?

    Hello dear MT community, I have posted my current car (Opel Astra-H Enjoy, 1.6 TP) at the usual car exchanges. Now on the first day several calls with offers came. These callers had a more or less strong accent. Also immediately came the price negotiation on the phone. A special caller from Poland made me without big negotiation a good price and he would pick up the vehicle Do. and Mi. should log off the car. Payment should be “cash” and i n €. Well, the whole thing is too fast for me and doesn’t seem serious. He’ll call again tomorrow if I’ve logged out the car. He said he needs to know that so that he can arrange the pick-up (it’s probably just Do. with other vehicles). He also said that I can bring the money to a bank and have it checked. Other special remark from him: “Can we write another (less) amount on the purchase contract?”, however, after my hesitation also directed s I’ll tell him tomorrow, however, that I didn’t log off the car and will still wait. He hasn’t got my address yet. I’m just afraid that there will be more such offers. Greetings, Sebastian

  • Financing at neg.Schufa?

    Hello first! My friend built an accident two months ago and his car was then completely broken and is directly on the scrap yard. So now we need a new car, of course, but can not pay it completely at once. He earns 2400,00 Euro net. But is neg in the creata in it, though already 2 years than done, but can you still finish a car? Shouldn’t be an expensive, a used car. Do you have any idea which car bank does that? Do you have experiences and can you give me advice? Thank you very much! Greetings Blacky

  • Is one legally obliged to sell a car with a purchase contract?

    Hello together, quick question: If you sell an old car for 200 or 300 euros to an export buyer, you are legally obliged to create a purchase contract, or can you simply exchange money for car + papers and is good? Please only secure information. If you have assumptions, you can write this, but not sell as a fact, but point out that it is only your own opinion / guess.

  • Reliable, fast used for about 30000 km/p.a. and +-15000€

    Hello, I play with the idea of buying a new/used car, but with the mass of models I have lost the overview in the meantime It should be reliable, fast (>150 hp) and priced within my budget – approx. 15000 €. I drive daily approx. 110 km mainly rural road and highway. To which brands/models would you tend? Greetings

  • Definite accident vehicle

    A motorcycle with a new price of € 6300 will fall from the stand and the compensation of all damages costs a total of € 1000. Is it an “accident”? Where is the limit?

  • Leasing over Sixt

    Moin. I just looked at different leasing pages on the net and I have to say that Sixt is by far the best, i.e. from the contests. For the Citroen C4 I want to pay the leases I pay 800 euros less deposit and 40 euros less monthly rate than with other leasing companies. Not to mention… Is there something lazy about it? Because this is going through all brands. For me only mileage leasing (private) is possible. In this respect I have a How is it, then, if you leave the car, count there only the kilometers, if the car is in itself in order or will every smaller defect like with the residual value leasing very expensive, so that you quickly have to pay several thousand euros again ? Greeting Jörg

  • Used car to commute 5 months

    Hi, I signed up here because I need help in terms of buying used cars, because I have absolutely no idea of cars, although I am a prospective engineer, and I have not had one yet. I need a car now because I do an internship, to which I have to commute about 120km (2x60km) daily. Rail connections are unfortunately unacceptable (>3h) and I don’t want to move for a 5-month internship either. So I would like to buy a car with which I can travel these routes to the Here are the thoughts I have made so far: 1) Price/Budget It should be cheap!! I am as mentioned student and have for the purchase no more than 2000€ available. Besides, I want a car that is cheap in the maintenance, so as little fuel as possible swallows and falls into a low type class. 2) Fuel Actually, for commuting mostly diesel are recommended, but since I only spend a few months, I think, In the price range up to 2000€ the range of diesel vehicles is relatively limited, therefore I had a petrol in mind. With E10 you can save some money, depending on how this develops. 3)Retailer/Private I thought about buying from a dealer, because as I said, I have little idea of cars and I would feel a bit more comfortable than with a private seller. In addition, I have a year warranty, which 4)Manufacturer/model With these conditions it is clear that only a small car is possible. Design doesn’t really matter, I’m not a car freak and don’t attach any importance to it as I said before. I don’t need a good motorization either, I really only have to be able to swim in the 120s traffic. With these considerations, I have the Renault Twingo or the Opel Corsa 1.2 in the first place. That’s where I found 2000€ models that have around 100,000 km down and still look good. What I have to say is that I have to tend to a twingo at the moment, as they usually make a fresher impression on comparable offers than the Opel. What do you think about it? And in which direction could you go with these specifications? Many greetings and many thanks for your help, Mr_Excellent

  • Vario Credit / Leasing contract ends

    Hey, I got a S3 from the dealer in the fall of 2009 via Vario Credit. At that time there was still a great insurance offer, if the car is financed by Vario Credit or by leasing. The contract ends now in November 2011. Overall a final rate of approx. 22,000 € is still open in November. Currently the car is traded at Autoscout, Mobile by the 30,000 €, at the Audi dealer in FFM S3 ́s stand even for 40,000 €!. At that time I also had enough money for the car Bar Unfortunately, I don’t have this anymore because of the one or the other life situation. I don’t want to keep the car anymore. Always think about whether I will return the car and then get back one or the other thousands at the end of the year. Say the difference between the open demand and the residual value of the car. If we take the remaining value at 30,000€, I would get 800€ back. My question. But what if I buy another Audi again via Vario Credit. Let’s assume that the new car has a car value of 60,000€. Will I then be charged for the remaining value of the car? So the 30,000€ and therefore only have an open demand of 30,000€ for the new car? Or are only the 800€ counted here and thus an open demand of 52,000€? MfG

  • Credit for trainees ?

    Hello, first of all to me: I am 22 years old and live together with my mother. So have manageable costs. Require salary + semi-orphan pension + have a condominium, which however is inhabited by my grandparents. So there are no costs there. Do you know a bank that allows me a loan despite training ? Understand that the banks want to be on the safe side, but I have a security ? It is not about hundreds of thousands of € … Would me over seriously meant Ant And please don’t let yourself fall into debt.. I experienced this with my father.. Company put in the sand for 1 million € and then exposed to suicide.. I can manage my money..

  • Used car market explodes – finance new car

    Good day, my Opel Astra G from 1998 slowly but surely gives up the spirit. I have been looking for a new car for a long time and wanted to hear your opinion. The used car prices are immensely high, actually I had an Audi A5 from approx. 2018 in mind or maybe also a 3 Series BMW same BJ. At least so the price and size class. Since I would not like to pay more than 300,00€ a month for the loan, because I also just drive a maximum of 4500km a year, am ic h me very unsure what to do now. As a beipsiel:https://suchen.mobile.de/…/details.html?… Let’s say I get the car with a deposit for 21,000€ and finance it for 5 years at 2,69% interest. (Is that realisich nowadays?) At a closing rate of 800€ I land at about 250€ a month, that would be fine for me. Would it even be worth considering buying an annual car, for example:https://suchen.mobile.de/…/details.html?… And the one below To finance the same conditions, let’s say 300€ a month but then just has a correspondingly large closing rate open? Would then have to be around 25,000€ the closing rate, but that will also be about worth the car or? Then I could see if I will continue to finance the closing rate or sell the car and land at +- 0. Your thoughts about this would interest me! Greeting Jebins