Category: Auto-Finanzierung Forum

I bought a Golf 7 online a month ago from a VW dealer, my brother paid the deposit, the rest I then transferred a week before I picked up the car myself. Now the seller writes me an e-mail, he needs for the accounting a copy of my brother’s ID card because of any money laundering regulations. I have no problem with this, I see this as a stupid demand. How does money laundering within Germany by bank transfer? And where is it? t that one is obliged to prove himself to be a transferee afterwards?

Hello together, I’m addressing you with the following topic. Unfortunately I couldn’t find the answer, in my case appropriate, via the search function. If it was the same topic, please link me. In June 2024 the Plus 3 financing of my Mercedes X118 / CLA 200 Shootingbrake ends. At the time of purchase we were interested in a private leasing variant, but at the time it has a 0.0% financing action (these were still times) we have ourselves for this M The actual plan was to return the car to the dealer after the end of the financing and to switch to an E-Class T model, due to the size and since we are relatively satisfied at Daimler and the cars are just great. Now we all know the situation with the used car market and my first research found that there is almost nothing available on the market in our framework. My questions now ask as follows: 1) Switch to another Mar ke We are superior to accept a downgrade and e.g. to go back to Seat, where we originally came from – the Taracco is available in good equipment and in “sufficient” quantity on the market. Would that be as easy as you imagine? I go to the Seat dealer, pick out one of his cars, he buys my CLA from the MB bank and I drive with the Seat from the yard? 2) But stay at MB I bought my CLA in the NL Frankfurt at that time. of course, their goal is to sell their own cars on the farm. If I should still find the right car at MB, but with an MB dealer – this way becomes easier for me than with variant 1) because it just stays “in the family” or is that also a mistake of thinking? 3) Buying out a car – sell it yourself – finance new cars / leasen This solution would still exist and as I understood, with the current used car market not uninteresting at all?! I would have to compare the offers. However, it is about a relatively high final rate, which I would have to advance first, this option would probably fail. Otherwise, I am grateful for every tip, which could help my way to the new car and explain to me the topic with the financing or the change to the other brand/car bank.

Hello together, I would buy my first own car, which costs about 65K. I would make a max. 25K payment and make a financing. I am a source of car purchase and would like to know if a second financing is possible (according to BMW yes). How is your experience? Thanks for the answers.

Greetings, I play with the idea to buy a used BMW (M2) soon. My planned procedure is: pay 25,000, 15.000 over 36 months absolve + 10,000 closing rate. I would have the means to pay the purchase sum of 50,000 directly, but then I would have to attack ETFs and depots, which I do not want to dissolve. In order to remain liquid I therefore want to finance half, or the final rate results from the sale of my current car (1 BMW), private I would 12-14k at the moment, so probably around 10k at the dealer. My idea: to have 25,000 invested, with an expected return of 10% p.a. (ETFs). Then yields a return of 8275€ after 3 years, which is definitely higher than the interest rates to be paid. But the big question now is how the interest rates at BMW are currently shaped? Generally, 6.5% are estimated, which I already feel is very high. However, I am working in the ÖD (unscheduled) and have a very good SCHUFA score, which i.d. R has better conditions, but the question is whether BMW is interested in this and could be “acted” here. As I know BMW car dealerships, I guess the chance is rather bad. Does anyone have current experiences about this? Actually, I wanted to ask this question on relevant financial forums, but there is the common opinion that cars are only going “from A to B”, and actually every Renault Clio should drive for the maximum saving rate. A financing, however, in which one should the but I don’t think it’s a bad idea.

Hello, I’m thinking about buying a car from a well-known German manufacturer. I checked with us in the company that 20% + 1250€ net, as well as no transfer costs are caused there on my desired vehicle. I’m thinking about taking this vehicle to me of course. The question is, how exactly does the monetary advantage have an influence on it. I have to tax it. I’ve seen an example calculation: Quote: Example: An employee of an automobile manufacturer he The car has a list price of 40.000 € (total price at the place of delivery) – discount of 4 % 1,600 € = correct tax price 38,400 € – price paid by the AN 32,000 € (total discount 20% of 40.000 €) = monetary advantage 6,400 € ./. Discount exemption 1,080 € = taxable wage 5,320 € With this purchase the annual allowance of the employee would be consumed. If another car purchase in the same year would be equal I hope you can help me! Thank you very much. Thank you very much for your help and thank you so much for your help. I would like to thank you very much for your help and thank you very much for your help. I would like to thank you very much for your help. I would like to thank you very much.

We ordered two identical vehicles as a special model and also financed them. Since the model was already there I took the vehicle which was on the yard. My daughter wanted one in silver so she ordered it. After only 3weeks came hers and we quickly realized that it is a little different. Now she has allowed it and we had to find out that hers is already the Euro 5 version and a new model 2011. The manufacturer himself, however, still advertises with the old version. i asked the manufacturer, he told me that the engine variant I did not build any more!! Can I order a new one??? Here’s the information I found. I signed a purchase contract for a new car (contract) on 7.7 and registered on 22.7…. What do you mean??? Are special models equal to run-out models??? No new car as a material defect Due to the new car order, the seller owes a new vehicle. A new vehicle is available if it is up to According to the case law, the term “new vehicle” usually also includes the nature of the “factory novelty”. According to the most recent case law of the BGH (judgment of 15.10.2003, Az. VIII ZR 227/02, DAR 2004, 23, ADAJUR Doc. No. 56418), an unused vehicle is still “new to the factory, if and as long as the model of this vehicle is continued unchanged (no change of model), it is not a man due to longer service life. In the case of the change of model, it is necessary to focus on the unchanged production of the vehicle model (BGH judgment of 22.03.2000, Az. VIII ZR325/98, DAR 2000, 301 f, ADAJUR Doc. No. 38920, BGH judgment of 16.07.2003, Az. VIII ZR 243/02, DAR 2003, 510, ADAJUR Doc. No. 55129); the cessation of production of the previous mod ells is decisive as an objectively recognisable time point and not – as the court of first instance had decided – the delivery of the new model to the trade (BGH judgement of 16.07.2003,DAR 2000, 301). No new vehicle is a pre-model if an immobiliser and ABS are installed in a running model series and the pre-model does not yet have this equipment (OLG Zweibrücken NJW 981211).

Quotation: The first rate is due only after 89 days. They are of age. They are employees, working for at least 6 months with your current employer and not self-employed. They do not have a Citibank credit yet. They do not have a negative SCHUFA entry. Credit check reserved. Additional questions: A) Schufa self-certification costs unfortunately what – curiously however, I am already. I already get an entry, if a transfer has been placed (since the account was at the limit) ? B) Which brands/models are currently still “scattered” with good leasing prices? Thanks already for constructive contributions

Hello … I would be very interested in how long it takes for us reserviers to get the money! Here my data : Ordered : 05.02.09 Reserved : 30.03.09 at 16:02 with the number 10036xx New car picked up : 01.04.09 Old car to be used and closed : 09.04.09 Grant notice ( after several emails with media and Fr. Fuckerer ) received : 2.05.09 and everything on the same day by registered mail / return receipt to BAFA ( of course with everything else missing ) BAFA came and signed on 27.05.09 and return receipt came back to me on 29.09.09 so to book a loss of 3 months until now … Many of my acquaintances did not have to wait 3 months after the old procedure or just 3 months .. By the reservation I wait already over 3 months and therefore would really interest me whether someone has already received money transfer or log in users who then finally got it , me of course ingr Ifen ! LG Marina

Hello first of all, I am new here and my name is martin….since I am currently making my driving licence has drawn me the driving addiction in the bann! But since I personally do not understand so much of cars I have now registered here. My driver’s license I will probably have finished in dezember when ales should go smoothly and I don’t race through the exams…after that I want to have a car, of course, so I’m looking around a little at the moment! Currently I work as a Help as I get my training only next year and have an income of 400€ per month. My saved money now goes on for the driver’s license that means that mi for my first car is not quite much money available! I thought of a car from 0 to 1500€ and think that you can get a relatively good car with it. Since I can not expect you to do all the work I have of course already asked myself many days and I had to unfortunately from my dream car (Golf 3) differ….because this one costs a lot of money (consumption & insurance). Well, the grief lasted until I came across the Seat Ibiza. A really nice car which I like very much optically and in terms of consumption was mentioned only good! Insurance also doesn’t seem to be too expensive! Next I brought the vw polo 6n into my narrow selection because I also like this one very much from the optical point of view….now you probably say at the first car is di I have a problem these mentioned cars have mostly all euro 2 or even 1 and since in the next year it has to be converted to euro 4 (costs then again between 600-800€) I am quite unsure because I have found very few vehicles with euro 4! Now again a small summary: Dream car: 1. Seat Ibiza 2. vw Polo 6n 3. Golf 3 1.I would like to know which car of the mentioned 3 for me at the be 2.I would like to know if a used car in the range from 0-150€ is to be used at all or when driving after a week collapses like a house of cards… -What special things should I pay attention to? -What kind of year should the vehicle have? -How many kilometers should it have covered at least? 3.How does it work with euro 4? thank you for coming answer! Mfg Martin

Hello Motor Talk Friends, I am currently a trainee in the retail trade, 3 years contract available. I am just about to get my driver’s license and want to get a motorcycle (GSX-R 600/750 K6/K7). For some people this may sound ridiculous, but for me it’s just something I’ve been waiting for for 2 years, I’d like to fulfill this dream. Now what many people have now, money isn’t always so liquid right away with me. Is it somewhere, somehow, possibilities to get a credit of plus minus 4500 euros for a trainee? That would be for 3 (36 months) years contract term around the 130 Euro, which I could afford myself in case of emergency, would always have 2 to 3 months buffer and thus a security. Since I am not worthy of credit as an apprentice due to the low remuneration, Postbank, German bank and Co. falls away. Kg.By a corresponding comprehensive loan, there is basically no greater risk for the lender, even in case of damage.The Schwackewert will not fall within the credit amount within the credit term.In addition, in case of emergency the motorcycle could still be pffted.The motorcycle will of course be fully covered, which would result in an amount of 450 euros in case of a throttling to 34 HP. I could also spare myself with fuel costs, taxes in addition to a financing plus d. It’s always a buffer of minimum 2 to 4 monthly rates. It’s just very important to me that I can fulfill this dream, of course I could save 2 years. However, it’s more than a demotivating 2 years to save every cent, you don’t have anything in time, you can’t move freely, etc. etc. and everything around 2 years to stick with the illusion then, the average cost of living. I understand that a credit on good terms would not be possible, would be quite willing to pay up to 10 % of interest rates (450 euros and if necessary more). As mentioned above, it is more than important to me that I fulfill this dream. Hope you can give me some good information, tips or something like that. Would you be very grateful.