Category: Auto-Finanzierung Forum

Good day, I hope my question is right here. I became aware of an affordable A6 leasing deal during the Audi used car weeks. So dealers contacted, passed by, test drive made, application signed. This all happened on Saturday 07.10.. On the following Monday, 09.10., the bank approved the leasing…Wonderful! Seller then said he would send the registration documents to my registration office. (He doesn’t want to personalize you to me.) I don’t get any more information from the seller. Everything went very fast until the shelter, but since then it has been massive. I called him every day at times, wrote emails and asked for updates. This Tuesday (17.10.) he called me in the evening and said they only just had the papers from the bank he had to hand over, because I would be the owner of the letter). Furthermore, the TÜV had expired, which still needs to be made new. So far so good, now the question arises to me whether I should continue to check every day and questions like state of the art is, or whether this is usual, that this can take longer?? Delivery of the vehicle was actually planned for the 30.10., on the part of the car dealership, but it would have to be registered in a log-proof way… Is just my first leasing vehicle so far, maybe that’s why I am so “nervous” Thank you for Your tips!

Hey together, I need some advice from you. First of all some text: Currently I drive an A-Class which is leased over Mercedes 4 years and is due to be returned in January 2024. I am now an absolute fan of the MBUX system, which is why I want to stay with Mercedes after the leasing end. Since we still have a dog, the car should become a comi for the future, which is why I kept an eye on the C-Class (W206) as a T-model. Only the C-Class also has the MBUX. D As a car we would buy or completely finance ourselves without annoying closing rate. We have a monthly rate of up to 480 euros available for this. If I look at the used car market so there is currently the C-Class hardly under 40k as gasoline and automatic. I assume now naively that there will probably be more used C-Classes for 38-40k by the end of 2023 (I know only speculation and supply and demand are decisive). For this we would have a credit of 34,000 Taking up Euro with a maturity of 72 months + making a down payment of 6,000 euros. Thanks to the credit comparison I can definitely get away cheaper than that I finance directly at Mercedes Bank. Because when I enter the figures in the online finance computer of Mercedes I always get only 7,49% effective annual interest rate and a rate of over 500 euros at 6 years. What I find crazily when I find a credit for 440 euros per month via an online comparison. J My question is, does someone have other experiences that you get different conditions with Mercedes personally? Especially as an official? And would you consider a financing for 6 years as useful? What’s another point of dispute with my wife, she would rather be an older model. Only if I now buy a C-Class from 2018 for about 25-29k Euro with a mileage of probably 70-100k and which in January 2024 is then already 6 years old and is likely to be financed another 3 years I have to see rather a higher probability that there will be several repairs. Would I be happy about a few opinions and finally I might be thinking too soon Greetings Daniel

Hello, my old Skoda won’t do it for long (is my first car still and I’ve got that proud 8 years now, and he’ll be 14 soon ). Now I’m slowly looking around, but I don’t want to take so much money into my hands (from the point of view) once. I’ve always heard of 0% financing offers – is there something like that more often? If so, do you get out somewhere when this will be given to which manufacturer? I’m quite open about my new car. Generally it should drive – and I think I would like to have a new car/year registration (Astra GTC, Ibiza, so something in size just). Does anyone have an idea? Thanks and greetings, Frank

Hello, plan a new purchase at a car. The manufacturer offers a so-called 3-way financing. For example, I would like to buy an AUto for ~13000€. Now I want to finance it. For this I have an example calculation: 2000€ deposit 650€ residual value after 3 years and over 36 months per 125€ (accepted without interest) Then after 3 years I have the possibility, either I pay the 650€ then the car belongs to me. Or I give back the car without buying a new one from it, or I give it to me. Now that I’m not sure. How does it work when I return the car and don’t buy anything? Can I “just put the car in the yard, give it keys and get ready” or do I still have any payments to pay for it? Service was made regularly after the task. Car didn’t have an accident. Can someone tell me something closer about it? Wouldn’t like to experience a surprise in 3 years. Greetings

Moin people, I’m about to make a decision to lease a car. Actually, I was only fixated on the passat, but now I’ve also kept an eye on the Skoda Superb and let me get some offers from the area. And I wanted to get some opinions from professionals again if these numbers are okey. Because I like the Skoda at the moment better of the price-performance ratio. I now have an offer for a commercial leasing, therefore all numbers in net. Vehicle price: 36.00 0 15,000km 36 months Monthly rate: 311€ Maintenance and wear repairs EUR 15.50 TyresClever winter by quantity EUR 16.57 Winter with steel rims 16,57 Tyre storage EUR 6,00 Emergency management EUR 0,00 Damage service EUR 0,00 Case protection EUR 51,07 ————————– monthly leasing rate incl. services EUR 400,14

Moin, I have a little question about financing with VW with AutoCredit. This month I changed my job and sold my old car, 3 weeks without a car were already too much and I would like to have a car again. Of course I am now in the probation period, 6 months, so I still have to endure these 6 months and use them for saving. The following information: I am 22 years young, so I need something sporty now, there is enough time to spend. ahl Income: 220€ Net is fixed + variable share (bin software developer) which you can also let out here Expenditures: fixed expenditures of 212,80€ + 49,99€ + 200€ = 462,79€, live at home on my own floor and pay 200€ (rent, electricity, food) for it So stay good 170€ in the month, they are already well invested until then, currently it looks like to invest after 1350€ in the month (something I need for myself) plus my current savings, I would be on a I don’t drive much, because the 12,500 km a year would fit. Now the question: Would an amount of 40,000 € for an annual car be feasible with a deposit of 10,000 € and 170€ mtl. available? The question now does not refer to whether I can pay this but rather to whether those at VW would play there or who would say that my coal is not enough for it, doesn’t know how VW ticks greetings

Hello to everyone, first compliment for this extensive great forum, so the following decision is due for me on Monday. I ordered an Audi Sportback S3, leasing vehicle under the following conditions: Vehicle value net: 41210.08 € Duration: 48 months Driving performance: 12500 km/year Leasing rate net: 564,00 €/month Leasing factor: 1.37 car arrived this week, but would like to lease an RS3 now, would also be feasible, as the car dealership would put the S3 in stock. , with the RS3 I would of course do without a lot of equipment, so I come on the following LP net:43247,90 € So now assume that the leasing rate should be only slightly higher under the same conditions as with the S3, however the friendly already on the telephone, jaa, neee.., So with the S3 we have other conditions, because it is a run-out model, but that does not count with the RS3. Just wanted to tell me that I got a particularly good offer with the S3 ! Now the following question to you: Is the leasing offer for the S3 really so great, and up to what leasing factor would you accept an RS3 ?? Greeting

Hello, you have helped me many times, therefore I turn to you again with the following situation. The following facts. I was allowed to configure and order an Audi together (LP approx. 35.50€). However, my employer is the owner and lessee of the vehicle. All other costs I bear: leasing rate (320€), tax, petrol, insurance (car is insured on me). Now my question: counts this constellation as a monetary advantage? So basically my AG leases over I have found only the following: http://www.krudewig-steuermedien.de/…/…leasingvertrag-abschli.html I do not want the FA to be at the door at some point or I generally get in trouble with my AG. The lease agreement has now only been negotiated orally, why ever…

Hello everyone, I have read through the forum a little bit here, especially on the topic of financing and I have come across many helpful hints and contributions that have considered points that I myself did not have so much on the screen. Because I am also faced with the decision, in which mobile underlay I want to “invest” in shortly, I would be happy if one or the other also has tips for me. To my situation: I have a safe job of me etw a 2700 net. After deduction of fixed and own maintenance costs remain in about 1000 (paid are then in addition to insurance, also the purchase of food, petrol, “pocket money” for the daily small things, etc.). I saved about 15T and search with these key figures a car. To the requirements: Since the tastes are very different, I do not want to do here a model search in the narrow sense. I am looking for a car that is suitable for the future with regard to family planning, so that it may be a “little bit more” (size) for which the 15T should not be sufficient. Because I want to buy my first “real” car, I am already interested in new models and do not dislike financing. However, I lack any feeling about what size I can look around. What is reasonable? What is feasible? That you usually get great cars for more money is unfortunately a not to be denied context… Looking forward to your ideas, tips and experiences.

Hello, I get a company car more or less of my choice and the selection still depends a little on my personal costs, how much a more expensive model makes itself felt for me monthly. Is this invoice correct: Purchase price: 18.500 € 1% = 185,-€ 12km Work path x 0.03% = 66,6€ Power 251,60 € monthly to tax, at 35% Tax rate 88,06 €. A comparable annual car for 13.000 € costs me then with the same invoice 58,38€ or is out of the same new value n? Are these my costs per month? If I return other private trips with which I get paid the fuel that are also paid for with it, right? Thank you for your help. Greetings, Mirco