Category: KFZ-Versicherung Forum

Howdy. My car was lowered. When I drove away from the workshop (workshop in a hunting district) 200m later a piece of deer ran in front of my car. Deer dead, car chewed. Because of the lowering my car actually has no insurance, because I could not yet to the TÜV to enter it. Does anyone like it in such cases around the insurance??? Thank you very much in advance for your answers.

Hello! I wanted to ask how many % or which SF-Class has a third car. I am a driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver’s driver. And how much if they would register me with me? If I were on my father it would be SF 1/2, i.e. 140%, to me would be 240%…. On the Internet and here in the forum I found no clear answers! MfG NeoAnderson

First of all, hello all together. I’m new here and first of all looking for an insurance tip. The situation is as follows. My father registered a Mitsubishi Carisma GDI as a first car and all family members are allowed to use it. The car runs on full and partial cassock, as well as liability at the Kravag. I myself will be in the summer 22, have meanwhile to the 50000km accident-free (Sani-Job) and would now like to buy me my own car to study from the B odensee to travel to Stuttgart. If I wanted to use my father’s SF, I would have to join my car as a second car in SF2, i.e. at about 110-150%. My question now is: Would it be possible to enter my car as my mother’s first car (with me as another driver) in order to handle the second car regulation? My parents are married, so I’m not quite sure. Would that be legal at all? he has been driving accident-free for over 30 years, but had never registered his own car. She has so far used the Mitsubishi and the previous cars with my father. (The whole technical expression-cluster also confuses me at the SuFu…) Would it be possible to get the insurance contracts of father and mother to the extent independent that the second car regulation falls away and my mother gets a good SF or is it then considered as a new applicant and gets back in at 100%? Vie Thanks for your answers edit: since I have had the driving licence since 2001: could I possibly get a little better than 0 if I just assure the car of myself with HPV?

Hello, there is almost every city a free area and usually a Turk, who actually sells quite cheap cars. Since the cars are partly offered for 300 €, I wonder if the as dealer actually also have to give a year warranty on the used ones? Does someone know about it? Are you looking for a cheap winter car!

good day, I have to buy a cheap used car and then sell it again with a little profit. Now my questions: 1.Where do I get red number plates and what does that cost? 2.When and how long can I drive around with it? 3. I buy the car from private. at this time it is still registered. can the car then simply be deregistered and can I drive it with the red number marks when I try out? 4. how is the car insured if you have a good day, I have to buy a cheap used car and then sell it again with a little profit. the test drive something happens or if I have to move the vehicle otherwise. 5. which costs arise if I have such a vehicle? maintenance? all infos will help me. thank you!

Hello, the following problem! I had had a self-inflicted accident! I slipped on a wet road! So it’s my fault! I got the police and got everything straight! I noticed his defective back light! She had a hole in the glass! The hole could not come from the accident! He also meant that I was not! The accident opponent called me after 2 days, that he was the damage about 500 EUR! Don’t know the exact price any more! says that I want to run it over the insurance and want to pay it back later! Because of the downgrading in the SFR! I learned after a few weeks from the insurance, that the accident opponent got refunded 1100 EUR! —> where the 600EUR difference? I was suspicious and had the damage report sent to me! There is actually a back light with on it!!! And then something was painted on the tailgate, although I did not even touch it! I am only slightly to the Bumper slipped! If I could now prove that I am not responsible for the damaged rear light (or tailgate), what happens there? Is actually insurance fraud! Ohso! I don’t have it in writing from him that the rear light was damaged before! But you can see this in the photos, or at the positions of the vehicles in the accident, which I should not have caused such damage to the rear light! Glass shards were also not found! So what Could happen now! I first informed my legal insurance today that I need a lawyer!

Hi, so situation is following. On Monday I had an accident with my car. After the police hearing I bear the full blame. In addition, there is an Anzige due to negligent assault *I fell out of all clouds!!!* Accident opponent is a two-wheeler. We both stood in a queue, wanted to overtake the right turning cars. he was 3 cars behind me has accelerated. I have sprained out and -> Accident I am accused of lack of care, and according to police Is the damage to my car too far towards the front that the motorcyclist could get a partial debt. I am 20 years old and some at the moment still an education. Did not let me get anything to debt. My mother has a legal protection insurance, but I myself do not! Can I use this since I am still in training? Thank you for all helpful answers!!!

Hello guys,….sorry wanted to open up in the area of security and not insurance,.. have an ad for coercion on the neck..!!! Following situation, I drove the days in the evening home from a long tour and next to me in the car a few girls. I of course out of fun overtaked this and then drove after it. Since it was dark you could hardly recognize who is sitting in it. Have overtaken the few times to see who these girls are. The whole went then so about 70km, until this then close Today I get mail, police, complaint for coercion 240StGB and road traffic regulations 49StVO. Well gone stupid, now I’m standing stupid there although I had no bad intention. The woman at the wheel felt scared and could not overtake, of course, overplayed everything. Someone has an idea what to do now. Would be grateful for every tip. What should I do… mfg……….uzi72

Hi people you can tell me if my insurance becomes more expensive. I built an accident (wet track was too fast and turned 360° and against bordstone with the front wheel, achschel kaput+reifen and rim) and always if you don’t need the bulls they also come. I got 100€ bus money for too fast driving and I was still attached that I had made a race but that has taken care of me think and also got next to the 100€ 3 points. report the accident to my insurance company and will my percentages be charged or will it be more expensive with the insurance? When will the points go away? am 19 and have my driver’s license since 27.11.2003. The accident happened in May. Thanks in advance DJ Nox

Moin together, I would need your expert advice. I will soon have my car driver’s license ready and now I am faced with some decisions that I could use your help with. On the one hand, there is the problem that neither my mother nor my father have a driver’s license. This is not exactly an advantage from the point of view of insurance technology. Since I am still a student and will only have the school finished in 1 1/2 years, this could be a disaster for me. Now my questions: 1 . Which car should I choose if I want to keep my insurance contribution as low as possible? 2. Where do I get, for example, the type number of a car if I don’t own the vehicle license? So that I can go through some calculations on the internet without already owning the car. In addition, I made the driver’s license M almost 2 years ago and have driven the 2 years already a few kilometers… Can I take advantage of this with the insurance? And then In theory, the instructor mentioned that driving newcomers can almost halve the insurance percentage if they participate in an ADAC safety training. Is that still current? And how much euro insurance fee per month do I have to expect? I would like to thank you for your help.