Category: KFZ-Versicherung Forum

My father’s parked car was damaged, the guilt question is clear. The left front fender, the bumper and the left outside mirror were damaged. Since the car has 16 years on the hump, I only wanted to replace the outside mirror and leave the rest as it is now. I drove to a workshop and had a cost estimate made. Damage about 960 euros incl. fairy tale tax. The insurance is charged. I also agreed to a visit for the sake of peace. The expert determined a damage amount of 1130 euros incl. VAT, but also only one value of the vehicle of 850 euros. As a residual value he stated 150 euros. Thus, a damage of 700 euros on a total damage basis. I was satisfied with this and wanted from the insurance now the 700 euros, the cost of the estimate in the amount of 10% of the repair costs, i.e. 96 euros, and a lump sum of 20 euros. Now the insurance refuses to pay the estimate because they had their own expert. Is that so right? I only fulfilled my obligation to reduce damage. I could have ordered a separate expert at once… What do you think about it? Many greetings Ralf

The car is just rolled. Nothing can be seen at first sight except slight scratches/craters where the opponent’s license plate has peeled off. I have the data of the “other”. It is a company car. My question is now: Can I go to Audi or whatever with this not-seeing damage and check if something has broken inside? Do I not have to pay the costs myself for it first? Or only the insurance company has to pay the costs. ng the opponent and then let him look? Thank you and greeting

Moin all, yesterday my girlfriend called me and said that a T5 from VW parked too close to my vehicle. He entered under an angle, so that a corner of his rear bumper had a distance of about 10cm (the picture of the distance was taken from the distance of about 5 meters). I asked you to go out and see if my vehicle was already touched while parking. But she looked at only one side, which did not indicate the vehicle position as first touched side. When I came home late in the evening from work, I took a look at the whole front bumper and see there next to the license plate was a abrasion of about 10-20cm. When I parked out, my girlfriend watched the equipment and saw that there was no distance between the vehicles, so you can go out that this was the culprit. But here you have to say that when I touched my vehicle (the only half of the T was the car). 5 VW’s , if not weighs 1/3) did not move/sweep. The abrasion is not wild, but it is there. You can probably polish idese away for the most part, but you can’t get it away 100%. That’s why I reported this case to the police. Now my real question is how to behave now. I haven’t yet managed to secure legal protection through my insurance. How does the police proceed now? Fanden Die first after this vehicle? You also have Photos taken where you can see the distance from the floor to the scratches. The other vehicle was a vehicle of a company, but according to the police it is registered to a private person. I approached the guy on his mailbox, which he called me today and rejected everything, although he also mentioned the model of my vehicle (did he probably notice something? ). He was really excited and didn’t even want to listen to me ( w ar a not a native, rather one from the eastern countries). So how is this actually, the police now drives to him and also measures the height of his bumper or looks for the Krazer on his rear bumper? How long do I have to wait until I get to know if it has turned out? Can one, after the police have taken the photos of the scratches on my bumper, try to polish away the scratches? These are taken and registered. Thanks ahead Viky

Hello, I had a big win last week. I drove over something at about 180 km/h on the highway and after initial assumption only on the front left is the rim and the tires broken, turned out now that all four tires, rims and shock absorbers are no longer to be used. I have a full insurance and now my question: Does a VK pay such damages. The estimate amounts to approx. 2000€ Greeting and thanks SL

The repair was carried out normally in a Renault contract workshop. Repair amount approx. 1000 € + VAT. In addition, the rental car for 3 days. This is all quite normal between workshop and insurance. The opposing insurance refunded me only 20 € cost fee and 100 € value loss. My car: Renault Megane Grandtour 1.5dci Luxe Dynamique EZ 02/2005 Km-Stand at the time of the accident in September 2006 approx. 43000km. surer pay probably 25 or 30 € cost flat rate, can any insurance refund at your own discretion? But that’s just penny search, which annoys me is the loss of value. I can’t imagine if I would sell the car now that a buyer would accept only 100 € discount against a vehicle without accident damage in the event of an obvious damage. What amount is appropriate? The insurer is still convinced after e-mail and telephone call That he has regulated enough. I imagine a total of about 500 €. Am I so wrong? Do you always have to clarify this about the legal path? I don’t really feel like it. It would be nice if someone could help me.

Hello together,I decided to buy a 50cc Trike as a city flicker. (Yamaha Neo) I used to surf on the websites of the usual suspects in search of a comprehensive insurance. I had to find out this at the HUK;DEVK;HDI and HM 50ccm two-wheelers did not take place at all.I only found out about the big blues.But there is only TK and no VK. At the TK I then have 2 variants. 1.) 300 Eus SB and 2.) 50 Eus SB. In the case of the Diebstal, however, basically 300 Eus SB. Is there no UK for 50cc two-wheelers??

Hello forum, I had yesterday one of with unindebted accident. A car driver missed me on the motorcycle and then I fell on brakes. The opposing insurance was reported the damage. Now the injured person would like to refund me the repair costs by the insurance. Should I get involved? However, I would not want to do without compensation for the loss of use. How high is this usually, if one the The insurance also reimburses me the costs actually incurred if I can prove them. mfg, Stefan.

a colleague of mine went into a ditch a few days ago because he wanted to overtake and suddenly came to traffic from the curve and someone stopped and photographed him like his car was in the ditch and the guy also reported it to the police…. and now he has no more plan what he should do now, should he go to the police and turn himself in? from the police no letter has yet come or so and in the accident he also did not get any harm except his w Agen…. can anything great happen from the police?

Workshops under pressure from the insurers Criticism about the partner contracts of the car insurance companies is now loud in the car trade. The insurance companies bind their customers by contract to certain car companies and reduce in compensation the amount of the monthly premiums. At the same time, the car repair shops can also profit from this regulation by good utilization. However, the price pressure from the side of the insurance grows, according to the magazine “Autohaus”. The insurers demand about additional free services v The spectrum ranges from extended warranty to pick-up and bring-service to interior cleaning.

Hello, we had in the Rhine-Main area on June 21 a violent storm with up to 60 l per square meter of rain! Not only the rain was running through the garage gate, it also ran through the leaky concrete ceiling and destroyed various objects among others furniture and a PC! Reason for the storage was that because of apartment renovation no space was to store the furniture elsewhere. Now the household furniture only took over the damage where the water ran through the gate. But the damage you If the rainwater has arisen from the ceiling, they do not want to take over! What now? Who pays for the damage? The garage is rented and belongs to a property association! Who can help or possibly even know court judgments or file number? Greetings