Category: KFZ-Versicherung Forum

Hello together, I bought a new car and I am facing the situation of insuring both vehicles on me My old car should still be insured. This is necessary so that test drives are possible during the sale. I know the following possibilities: a) Use the 2 car fare of current insurance to transfer the existing SF-Class to the new vehicle (otherwise I have to start with the new vehicle from the beginning). b) 2 insurances for 2 vehicles. Hie r to have the following questions: – Which SF class do I have with the new vehicle? Can I take the SF class from my old car? – After my old vehicle is sold, can I order the insurance without notice and get the insurance costs back? What would you do? Thank you!

Hello, I have insured with my BMW 325d Touring ,EZ 05/2008 140000 km Top condition VK, a hail damage. I was called by my insurance a varnish and carroserie center where I should have a KVA made. The KVA amounted to 2627.71 euros. I decided for a fictitious billing. I have now received the following compensation. You will receive a compensation by bank transfer of 1,784.43 EUR. The amount is calculated as follows: Repair costs according to Estimate 2.208,16 EUR according to condition “new for old” for painting (25 %) 273,73 EUR abzgl. Excess 150,00 EUR Total amount 1.784,43 EUR Now my question: Is a “new for old deduction” for fictitious billing right ?? Please for information. Thank you in advance !

Hello all, I have a short question, but am not sure if this is the right sub-forum. I had an unindebted wild accident in January with my leased mini. The damage i.H.v. 2,800 EUR has been remedied via the TK. Now I have received mail from the leasing agent Sixt, which charges a depreciation of 10% of the damage amount. After questioning this refers to the AGB’s, where in case of “self-indebted” damages the customer Sixt a mercantile who http://auto.sixt.de/fileadmin/sys/pdf/AGB_Sixt_Leasing.pdf § 111.8 Sentence 2 From my point of view, this is only a wild accident, which I did not owe myself, because the deer ran in front of my car, not the other way around. How does that happen for you, do I have to pay? Thank you in advance.

Hello MT- municipality, which has accumulated the requests regarding the loss of use compensation here lately, it will probably time to open a Fred for this…… If you want to know which loss of use you can claim after an accident damage, or into which car hire group your car falls, the following information is needed: – Vehicle manufacturer -Type designation (e.g. Golf “Tour Edition” -KBA key numbers from the car license or registration agreement for 2 e.g. 0603 for VW to 3 e.g. AKF for the model You will then get here the desired information transmitted as soon as possible. But please do not complain if not answered within 5 minutes.

Good evening, a few days ago I received mail from Admiraldirekt, where I am now insured for 2 years and 10 months of liability. My annual insurance costs were increased by about 15%. In advance: I was 2 years and 8 months with my old car with the Admiral. In September I bought a new car and booked the vehicle change online via the Admiral website. I am pretty sure that it was also declared as a vehicle change. I had all In the past year (after 1 year and 5 months) I had a self-inflicted accident with my old car for which the admiral jumped in for the time being. However, I had quickly settled the damage myself, so that there was no upgrading. In addition, I could not see the reason for the cost increase on the basis of the letter so that I had called the hotline and asked for information. The lady at the other end wanted to know This is not true because I have never been fully insured before. I have clicked through everything again and even if I enter the damage in the liability field, I am entitled to my actual insurance contribution and not to the currently increased one. That is, since I had an accident, even if I paid the damage, I was punished. I could not believe this so that I could make sure that I had the damage. In addition, I find nothing in relation to the “criminal fee” amount. In the ABB, various factors are listed: The contribution for motor vehicle liability and insurance is based on the following tariff characteristics: … B.11 Car damage (also unindebted) in which the policyholder was involved as a driver (from three years before the start of the contract) … That’s not true or does a vehicle change count as a new contract? Furthermore, I find nothing in relation to the “criminal fee” amount. but not in how far they affect the costs. Do you have experience in this and can you give me advice? Switching is not an option despite the increase because the Admiral is by far the favorable provider due to my circumstances. LG B5Limo

Hello everyone read here for a long time with me, but I have registered now because a few questions (general and special) open up to me. I have never had a partial cascade damage (or something at all in the way). Now it was time and I have some questions (especially to the specialists here), which I hope to get answered. Important: it is still a bit open and desh. I do not want to (yet) reveal everything here. Hope that is ok and stands for an answer of the For the time being, I have understood what “WBW” and “RW” means. Damage event: TK/real total damage, is 3 weeks back, insurance provides evaluators. While I initially assumed that all costs for this (expert) will be covered by the insurance, I now had to learn that I have to cover both towing costs (in a workshop with lifting platform) and storage costs. Is that correct, yes? Furthermore: The workshopi nhaber told me, “From the day of the review by the expert, I have to pay the stand costs. Is that so? Since the report is not yet available to me (can only guess why it lasts so long), I still do not know any data relevant to me, except the residual value. This is very low. Here is the next question(s): Basically it says, low residual value is good and I mean, in view of the damage, but also realistic, it is also (vehicle is destroyed – unrenewable Since I now have to pay stand costs every day, I consider the fast sale (data residual value exchange is available to me), but am still uncertain whether I can act in such a way with a TK damage!? Data comes from the expert, think so!? Or? Furthermore, I read here always from, “your property”, “must not sell”, etc., but then the next comes around the corner and weathers „enrichment fraud”. But with the small residual value come completely automatically But on the other hand, there is no risk of wanting to enrich me (as well as this nonsense, in case of loss), but also not to get a higher RW presented by the insurance company in two weeks! Is this a 50:50 decision on my part? Otherwise, I would have had the thought to keep it myself. Is this a 50:50 decision on my part? Otherwise, I would have had the thought to keep it myself. The RW to keep a few parts and then scrap the rest afterwards!? Which then also went quite smoothly over the stage (I think). But is that possible at all? Or is this excluded because of total damage/TK damage? In this context, I would like to insert 1-2 quotations here, which I have found here in the last days: „These – by the way known – 30 or 60 Euro residual values are only given, so that the adjustment amount of 20.82 is triggered “The cars are then with collecttr “In time there are, of course, stand money costs, which have to be paid at the time of collection. The pick-up person does not pay them and then drives on. “Here I tend already to leave my fingers off it. However, since in the case of another interested party (then through the insurance), anyway, I am well (better) advised to leave him at the same time. buy – right!? If stress, then the one with lower RW. Or just let it be scrapped after all? Continued: I asked the insurance company and the expert to want to be part of the review, that was agreed, but was then ignored. This is for me in particular not at all, since I wanted to go into the state of preservation before the damage (invoices, checkbook, equipment, fines etc.), but this could not now. Vehicle is older, but rather popular, f A lot of new parts have just been installed and new Tüv! The expert now knows nothing about all this (except Tüv). Now it is for example also the case that the air conditioning does not appear in the VIN query, why, however, the car has one from the factory. To what extent are already “problems” in the evaluation/assessment preprogrammed here? Should there be “burdens” at the WWW (e.g. air conditioning), to what extent can the already sold (then) at the (then) already sold On request, the expert did not call me a WWW. Is that because he was commissioned by the insurance company? Is this related to the low RW? Many questions, many thoughts, hope someone will enlighten me here. Thank you for your efforts.

Hello together, I get my new car at the end of April and wanted to give my car to my grandmother next week because I get a rental car. The problem… my mother has my desired license number on your car. On mine is my mother’s. Previously: Auto 1 Kia (Oma) Auto 2 Golf (My) Auto 3 Audi (Mother) I wanted to make an appointment at the road office and arrange everything in a visit. Is that possible at all? My idea is that my grandmother will then have your license number on My mother has your license plate on the Audi and I reserve my license plate for my new car which is coming soon. In addition, the Kia has to be logged out. When booking an appointment I don’t know what to click on, on such a case. If someone could bring me light into the dark, I would be very grateful. Greetings

Hello guys, my first car sale is on and I would have another question. And how do I do it best with the cancellation? I had thought that I would drive to the registration office on the day of the sale and register the car, but that won’t work, because I won’t get away from there. And on the other hand, the buyer would have to have registered the car when he comes already, but that doesn’t work because he doesn’t have the ticket because I need this one to log out. s do I have now for possibilities? Selling the registered car and then having it re-registered by the buyer? That seems to be the easiest option. But probably also dangerous. I would then contractually keep a re-registration period of 5 days. The buyer also seems to be very trustworthy. And how is that, if the car is logged off, is the insurance automatically terminated or?

The reason for the question is an accident at the rear, which may have led to an economic total damage, as the frame may have changed. The problem I may have now is that there has been an accident at the rear of the car before and now the replacement value indicated in the report at the time has been too low. In any case, I don’t find a single comparable car for the price (with mobile/autoscout only looking for vehicle location 100 km from the place of residence, car type, car age, car Km, gasoline and automatic transmission, so no special/exotic equipment, colors etc.). In the last accident (also uninflicted) I was not interested in the replacement value stated in the report, since the damage was completely repaired. If it is now due to the new I might have the problem that I can’t find a car for the money at all. That can’t be something like that, can it? I’d like to know 1. how the replacement value is usually determined. 2. Whether the insurance must “show” a comparable car to the calculated replacement value if you doubt the replacement value, since you can’t find a comparable car for this price. 3. what the insurances/courts understand by comparable car. Incidentally, the evaluator is an independent one from me and none from the insurance. So it can actually not be assumed that this deliberately “small calculates” or similar. However, I would still like to know if it is possible to successfully doubt the replacement value determined by the “own” evaluator before the opposing insurance, if you can’t find a car. it here is not a starting point for achieving profit, but only because – if it is a total damage – I actually get a comparable car for the payment of the insurance. Sorry, I am Laie in the field. Help would be nice!

Hey dears, first of all a healthy new year. Even if the topic I think is slowly annoying, but I need – again – your help support or hints. A friend of mine has managed to admit – 6 vehicles to change this so that every 2 months is a due date to the tax. Without that he has registered the KfZ accordingly always so. I have now done this with regard to my request for oldtimer tax also and the lady said – no chance – it counts the ve Lt Internet can also confirm this but how can one change this without logging on and off yet and wait for the authority this out of the cross. 3x rounded up 250 euros in one month would hurt for the duration in December or November. Maybe you have the one or the other tip … I want with the customs and not against Him – at present one looks also actively where possible which error was and has suspended the taxation until the correction etc. Best thanks and all all a healthy new year and stay healthy at this fucking time