Category: KFZ-Versicherung Forum

  • Short-term registration mark only available at the place of purchase for Tüv-discontinued cars!

    By the way, yesterday I was at the registration office, wanted to get short-term registration marks and was rejected at my registration office, with the following reason: One would have to apply for the short-term registration mark where the car would stand, i.e. at the place of purchase. In the past I could get this at any registration office, without much conjuring up. The registered, Tüv- due car can only be driven in the registration district of the place of purchase to the next Tüv and should it not get a Tüv, it is allowed only in the next workshop, also only in the place, otherwise in the vicinity of the place where you have bought cars to drive, for repair and then again to the Tüv, should the insurance period until successful repair not have expired again? Also I should not drive the car simply, despite not passing Tüv, for 5 days around! If during the Tüv examination serious relevant, traffic-insecure, threatening defects have been diagnosed, the Tüv examiner must immediately inform the registration office and he must not let the car drive away from the premises, one must then either let it tow away, or spend with car transport trailer to the next workshop. So one must not simply drive the car with the short-term registration mark, without Tüv validity further away home and drive in his workshop at his choice in Heimatgefilde, should it lie outside the registration district.

  • Insurance has been canceled, and now?

    Hello, My friend and I bought us a pass on 29.03.2018 and were still admitted on the same day. My friend, vehicle owner, of course, had the EVB number given to us via an online insurance (via Check24). On 10.04. we received the documents. On 19.04. the insurance sum of 152.46 € was collected… On the same day we were deducted 1.50€ for a supposedly justified rejection… On the same day the amount was written back to us. communication only possible via e-mail… How should/can we proceed? Search for new insurance – clear, but then? Do we have to go to the registration office or can we do it automatically?

  • Turn left, turn left, turn left, turn left, turn left, turn left, turn left.

    Hello guys, I know this topic has already been mentioned here but I have a complicated special case. Had recently had a car accident after turning left in two bend lanes. Now a few details about the accident: I was in the right and the causer in the left turn lane to the left. We left in two parallel marked stripes and arrived at the road with four marked tracks. I was at turn before the causer ( 3-4 meters) and then (because I used a right turn lane) arrived at the second lane of the four-lane road. Now it crashed at my rear bumper from the left. On getting out the causer said that he was right to pick a track between the first two lanes on the four-lane road and I should actually arrive after turning at the third of the four-lane road. Since we are both currently in a lawsuit and the court stermi n in just a year, I wanted to hear your opinion on this case before. I would like to have a few StVO laws of you if any of you ever exist on this case. I also invite some photos to the accident site. Thank you for the help..

  • guarantee-direkt.de experiences

    Hello together, as Turifahrer kindly advised me, VW offers lifetime insurance for cross-starters. As I have already read here the friendly ones should not beat each other. So I would like to look at other possibilities for comparison and as an alternative. Since I have seen guantie-direkt.de. Is there jmd insured, how are the experiences, is there everything paid, so also wear parts, or how is that. Have looked at what everything from the Ve I’m not a mechanic, which assemblies are not included?

  • Insured yes, but from when?

    Hello together, I would like to have your opinion on the following subject. The Old Car Vers. terminated in time for 31.03.2018 and received confirmation. The New Vers. completed on 27.03.2018 (for reasons of illness of the Vers. representative it was not sooner), beginning 01.04.2018. Since I still did not receive any Vers. documents until 20.04.2018, I called the insurance directly and had to find out that I was still unknown there. I then called my Vers. Representative to find out why they don’t know anything about me and where the documents remain, he said he’d take care of it. On Monday, April 23, 2018, he called me and said that the contract was in the waiting loop because somewhere there was a tick missing, but everything is fine and I don’t have to worry about it. On Friday, May 4, 2018, I finally got the documents about the car verse. and I didn’t trust my eyes. Insurance start: April 23, 2018 Expiration 01.04.2019 My real question! B in me now from 01.04.2018 to 22.04.2018 without car Vers. although on 25.03.2018 the contract was concluded? Did my speci, I just call it that, that a little misplaced? Before I now cause unnecessary stress, I would rather ask you how you see it. Greeting Norbert

  • Rear window convertible vandalism TK?

    Hello together, I’m new here and have a question (who would have thought it ) In my convertible the rear window was damaged by vandalism it was simply thrown in by a rather thick stone or that was apparently tried. It is torn. I am insured with the DA Direct and this now wants to withdraw from the payment, since vandalism is only covered by a comprehensive one, which I do not have. However, I find in the AKB’s no indication that only in case of storm etc d The current ABB’s can be found here:https://www.google.com/url?… In the net I find different statements. Here it is said that the glass break is always covered by the TK, no matter how it was created. The problem is: in my convertible the rear window is part of the complete cover. A damaged rear window therefore inevitably leads to the replacement of the complete cover. I suspect that this will cause me to have ‘counterwind’. Expertise might be looking at the AKB’s and tell me if I’m wrong? Thank you very much!

  • Car with low insurance costs

    Tomorrow, your loved ones, way forward: Yes, I know there are dozens of such threads, where beginners were asked which models/brands have the least insurance costs, but unfortunately I could not find an answer which answers exactly my question. So, I am 18, have my driver’s license for about 7 months and want to buy me a slightly larger auro in the coming years (in addition to training etc.). Since I have still time until then, but have never insured a vehicle on my name, wi I’m very happy to optimize this so that I have to pay less in the future. The budget is first relative, kilometers that I put with it in the year under 1000. If I look at some older (2004) Corsa models, I pay at Diesel already 1200 a year. I find a lot of you can recommend to me a model, whose loss is very small in time, and the insurance mau? Is it only in the backyard to park and leave it standing. Bzw. you know other tricks, how to use the verse Is it possible to reduce the amount/level of insurance? Thank you! Greetings

  • Have your own insurance deal unindebted damage or use services?

    Hello, someone in the parking garage drove to my CLA45 (damage after estimate about 1500€) and I have an accident report from the police, in which the guilt was clearly assigned to the opponent. (Car was parked ) Now the question is how I should proceed best. According to the police / some websites you should inform your own insurance and let it handle the case, but according to other sources you should rather take the whole thing into your own hands (e.g. expert/anwalt beau (It would be important to me that the damage is repaired properly and that the whole thing runs smoothly; have neither time nor pleasure with anything to do with it) MfG, damaged CLA45

  • Change or stay? DA Direct vs Huk24

    Hello together, I’ve been with the HUK24 for some time and was actually pretty sure that I had the cheapest provider. Now I get 20% with the DA-Direkt through a company discount. Now there is a difference with identical services of almost 800€ between both. Of course I looked at the ABBs of both and read some through. However, I would also like to ask for current experiences with the DA-Direkt. Specifically, this is about a comprehensive with independent workshop and personal protection in the SF class 3 (2021). Since I had no damage to date, I can’t compare my experience here. However, according to research, the Huk24 seems to me to be the safe insurer. Would you like to change?

  • Insurance Europago – accident without fault,

    Hello, I have already read some articles here. My question is about the Europago insurance. Those who had an accident, which is unin fault and the accident opponent is insured with the Europago. The following situation: I had a traffic accident and my accident opponent is with the Europago insurance. The police were on site, found that he is to blame. From my side an expert report was prepared, my car dealer even lawyers to the side I once again described the accident with the police, my lawyers, and the opponent insurance in a questionnaire. Such a one after inspection came already, which the opponents ordered insurance. There I also described the case again. My accident opponent has not reported to anywhere to this day. The accident is seven weeks ago. I reported the damage to his insurance, and was again with the police to make a statement. So guilt question is clear. Now this has been going on for a while and I have read in other articles that there were similar cases. But no one has written as it went out. Did you have such a case or the same case as me? Against the thing good for you or did you have to complain? For all the answers I am very grateful, that we make such a head. My car is also still on financing and is simply a total harm. Thanks in advance