Category: KFZ-Versicherung Forum

  • Parking accident! Question of guilt ?

    Hello people ! Got a huge problem … Had a parking accident last week ! I turned into a road with a lot of traffic and ordered me from the beginning into the right lane and flashed also to the right to signal that I was looking for a parking lot … accordingly I also adapted my km/h ! Suddenly an older gentleman came backwards with his BMW from an exit / parking bay and still steered on the strip to the right, while he caught my a4 1.8 T hi. Right with his vo. L i. side ! So he came with his front side crooked on the road and walked me where I passed by ! A dodging was not possible, since it hit the rear part of my car. Police came and could not blame anyone ! The opponent pushes the guilt into my shoes ! Refuses the damage regulation ! The opponent was alone and I with my girlfriend in the car The opponent says from I have irritated in with my blinker ! My questions now ! Who meets the guilt ?

  • Bikers without light brought to the salto

    I parked my car and opened the driver’s door after a look in the mirror, then it crashed and I saw who was flying over my door. Result bike scrapped car door scraped bike rider has (allegedly) everywhere pain, you notice him only nothing of it. Since he started from pain etc. and because he has no light on the bike I insisted on police and also called them. Now comes the hammer: That he did not have any light didn’t care about them and I have an ad for dangerous body injury. What do you think about it? isn’t he at least partly responsible if he doesn’t have light? what does the regulation of bicycles generally look like??? Thank you!

  • Parkrempler

    Hello I went to work today a workmate driving backwards in my a7… I have to appreciate the damage to the expert… Would you like to calculate the fictitious… my question knows how high the damage is? If I only get 1000€ for this, then I would rather have it repaired at audio! Maybe someone here has an approximate estimate for me!? Fenders are slightly pressed in at the edge…

  • Casco damage (self-caused)

    Moin Has had a small “accident”. Conclusion: The door at the front left was damaged, the door at the back left was damaged. It handles a long-drawn bump that you do not see without paying attention to it. I was at the insurance to the reviewer, conclusion: Both doors new –> approx. 1500€ Reperatur costs incl. 300€ SB at the “accident opponent” the bumper has to be new, costs approx. 700€ The dent doctor said he probably gets the bump out again, should cost approx. 600€. 1. Let me have damage like this and pay the 700€ 2. Let both damages be paid by the insurance company (reperature) + increase in the % 3. Let me pay the 1500€ – 19% taxes (is this at all ??) and let damage be paid to the opponent of the accident + increase in the % 4. Take money and have it done at the Beulendoc 5. ??? What makes the most sense ? Don’t have to sell before the pass so fast and the bump doesn’t bother me. Thank you

  • Question on insurance (starters)

    Hi people, I am 18 years old and have had my driver’s license since September 2009, had still B17) Got a VW Polo Style, 45 HP, BJ 94 and am currently insured with the VVD. Now it’s the case that I am there at a special classification, since my father is insured with the same insurance with the car. At the moment I am SF 1 with 100%. That’s not bad in itself, but the prices are outrageous. I pay 300€ for the car every 3 months for a 45ps cart where just rolls. should change !! Have heard from buddies that you have the car insured through the parents and then pay only 30-40€ a month. Jetz I wonder, can this really be ? If I would do so, I could later take over the percentages in about 3-4 years or start there at 0 ? hope you can help me how I get the cheapest away. 100€ is just too much for me a month. MFg

  • Uprising accident: how much does the verse pay?

    So first of all sorry if the topic was dealt with here schin. Question: Is the insurance entitled to create its own test report on its own and then calculate it? Case: I stand at a crossroads, the other drives on it at the back. So far, so good, he is guilty. KVA let, invoice/AH says sum “X” (under 2,000 teuros). Sent to the opposing verse. That attracts besides the sales stencil (that you may also, if the proof of a actually arrived reperature is missing. ) also a further sum “Y”. Reason: If I had had the repetition done in a workshop you selected, a lower amount > sum = X – Y would have come out. So they simply deduct the difference as “punishment”. And now the experts among you: Can I file a protest against it or the like and get the full sum refunded? thx already now for your answers!

  • Wanted from Huk General to Huk 24 because I drove more than calculated

    the thing is: am at the moment at the huk general, they are already very cheap and would not change either but I have driven a lot more (7000 km!) than I calculated. Therefore I would like to change. But what if I just go to the huk 24, if I now specify my current different km-stand, do I have to expect that these to pass on to the huk general or something?

  • Vehicle purchased, lost papers by mail – how to register without papers?

    Hello, I bought a car from a dealer a few days ago – a used car (import from Spain). At the time of purchase the letter was still on the way from Spain to the dealer. The dealer assured me that the letter was there after 2-3 days at the latest, and he sent it back (“this happens already, don’t worry”. So long (until today) I was able to drive with a short-term license plate. Unfortunately, today it turned out that the papers are undetectable! What can I do? How can I register the car without papers? What do I need to do? Ask for help, I’m helpless.

  • Connection guarantee invalid because inspection is missing?

    Hello, I have a nearly 3 years old Mitsubishi Colt. With this I was last week for inspection/inspection. I thought that this is due only of all 15 tkm, but was taught a better thing: all 15 tkm or once a year, depending on what is more true. Now you can argue whether and how useful this is, fact is that this means that the 3 years new car warranty from Mitsubishi and the connection guarantee also completed during the purchase (insured by the CG Car guarantee) I have become invalid, at least from the point of view of the dealer. While I can still understand the former to some extent, the second thing is somewhat implausible to me, also and especially after the study of this BVerfG judgment: http://www.it-recht-kanzlei.de/…e-kraftfahrzeug-gewahrleistung.html Now my question – has the connection guarantee really become invalid? If so – can I still terminate this, since it is not actually running (only from the end of the three years of Neuwag ‘)? Greetings, tm297

  • Car accident=Insurance makes problems help!!!

    so first of all hello people…. So had had a traffic accident on 12.12.07, wanted to turn left, waited blinked the traffic allowed the drive and then came the bang from behind, a sprinter is completely ravaged to me… the result an economic total damage. So the next day came then already the expert who has the pay : residual value 3500 Euro replacement value 11,300 Euro. So the whole documents went then to the lawyer and the there was the opposing verse , which then strangely prepared me against expert opinions where they gave the figures: residual value 5500 Euro replacement value: 13500 Euro. So the opposing insurance had the documents on 20.12.2007. On 1.2.08 my lawyer gave the opposing insurance a period of 3 days to transfer the money, followed then a letter of insurance where they had a few questions to me and still wanted to have the old purchase contract. What does he say about the purchase contract that the opposing insurance company will research if the car has had an accident or even a total damage before… IS THE NORMAL??? Does JEMAND DAMIT KNOW? WHAT WILL PASSE? WILL I ALWAYS BE DEAD?? To date I haven’t seen a cent… I just sold the car at its residual value. My lawyer said that it could take up to 3 months… is this true or longer??? Please thank you guys… LG