Category: KFZ-Versicherung Forum

The following case: Car was bought as “accident-free” (from the dealer). Due to other questions, contact was now made with the former owner who then told that the rear bumper (and only this) was replaced because another in a parking lot has rolled on it quite easily. The former owner also had the photos on which actually only a tiny crack and a scratch can be seen. He also confirmed that the workshop expressly said that nothing else was broken. . (Stands or something). I’m a little confused now. Is this still an accident car or has the car increased in value by the new bumper ? And: The workshop has worked really well to see no color differences. Thanks and greeting Zelirodu

The car is in the Markenwerstatt because of inspection, where it was said that they are also patching the stone. Now, when filling the disk and the SB of the TK is falling on for the new disk. I had such a feeling that this is not necessarily customer risk and have called at the annoying advertisement, which said, in such a case, that is with those their risk. White there jmd. more accurate what is usual before I knock on the finger, unfortunately is not my car, but I want g rad those who have just told me the case help me and can therefore not look into the papers, what is in the small print and he is also on the way…

Heyho, on the way home at night my car was damaged by the debris of a car that had just been crashed (I drove on the torn-off exhaust which was lying in the middle of the road —> Tires torn, rim over, lane adjusted ) … the accident car itself was not to be seen because on the one hand he was lying on the left in the ditch without light and on the other hand an ADAC truck (which I did not recognize as such in the darkness ) was standing right in front of me. tell me at the scene of the accident that my chances of getting the damage compensated are equal to zero. Since this was my first accident I am now quite at a loss and would like to listen to your opinion on chances and procedure Greetings Elarun

Hello all, I had a road accident 3 months ago. We called the police and they took the case. The opponent admitted his full guilt and paid the 35€. Afterwards I was with an expert of my choice and with the specialist lawyer for traffic law. The total damage amounts to about 11.000 € excl. VAT. It is far from economic total damage. The lawyer wrote on the insurance and demanded the money. t. The answer was that the situation was still being investigated. 3 more letters within 2 months remained unanswered. To the last letter where was announced to file a lawsuit then came back in response that probably did not yet have all the information from the UN (so my accident opponent). The lawyer tells me that they are not allowed to do so and the deadlines are long over. He advises me to sue. The problem is that my car is registered on my father and he is not a traffic agent. My questions: 1. Should I complain or wait? 2. Does my RSV pay even if my car, with which I had an accident, is registered for my father? 3. Should I also complain without RSV, since the situation is completely clear and clear (would I incur costs)? 4. What exactly would be the right way at the moment?

Hello together, I like to read the forum with you, but this time I have a question myself and therefore registered myself. I describe the best way forward: On 23.3. I searched online at Check 24 and found an insurance for my new motorcycle (liability, TK and VK 1000 SB). I also got an eVB immediately by e-mail incl. the repetition that I have liability, TK and VK, the required price and where it should be debited. On 26.3. I have with the eVB the new driving And on 27.3. I get a letter from the letter box, that insurers UK etc. refuses and only assumes liability with minimum coverage. Doof! What now? I know that I am still registered in the Schufa, because a few years ago my life is a bit confused, the circumstances do nothing to the matter here. Two insurance companies had rejected me online (because Schufa vmtl.) but this company did not and got the eVB. In addition, I have to say that I also have to e years before VK was insured, in November the “old” moped was sold and now was looking for new insurers. And since the chosen company is a lot cheaper than my previous one I decided to do so. But for me it is absolutely necessary to have VK/TK, that motorcycle I bought brand new from the dealer and paid cash for 18000 euros and I did not borrow, steal or anything else…but saved in 2 years. chufa are obstructive, that I know…the time and I work hard to make it all right. What do you think I should do now because of the insurance? Do I have a special notice right, or do I have to (since I had already registered a vehicle with the conditions) insure to fulfill the contract as booked at Check24? Before I do now what I would like to ask you for advice. Thank you very much.

Hi together, two days ago someone drove into my parked car and the rear apron (plastic) is totally scratched. Likewise, the lady will certainly have touched my exhaust if I look at the damage like this. The car itself is only 2 1/2 years old. Since the opposing insurance has registered in record time and also wants to do without a KVA, because it is unseen only scratches which can be painted, I became suspicious. then run over a lawyer, because I don’t know what it looks like behind the panel and the attachment as well as the exhaust, which in my opinion is also too far ahead in contrast, to the other side. However, I can’t assess at all whether the damage is above the bagatella limit and I don’t get stuck at the expense. Vlt. can someone from experience make an assessment. LG NiBi85

Absolutely not recommended! I was with another insurer 8 months in 2018 and then changed to Bavaria. Then for 4 months registered with Bavaria in 2018. Bavaria did not suit my accident-free 8 months from the pre-insurer, but will only recognize the SF at Bavaria at the end of 12 months of continuous insurance. Thus I have to drive 20 months accident-free to come from SF 30 in SF 31. This is so hostile to customers, which I have not yet received from anyone. I will also report it to the supervisory office. And what I have read now about Bavaria Direkt – GRAUENVOLL – Fingers off, there are enough good competitors who are not zockers!!

Hello, I will be on 4.6 20 years old and have my driver’s license only for 3-4 days. I would like to buy or finance an Audi S8+. The financing of the vehicle is not a problem so far, however I would like to ask if the insurance is 3 times the monthly rate or similar ?? I don’t know much about insurance, only knows that my father pays for his GLE quarterly ~600€. He thinks if I would also get insurance on his car, w Is this true or is that just half-know what your father says there? If someone is well versed in insurance, I would be happy if he could help me so far. TL;DR Audi S8+ as a novice driver – what about the insurance? As a novice driver on a GLE 350d with insure – really 2000-300€ more expensive ?

Hello together… The following case: My current car insurance runs until 23.01.2020 and I have already terminated it. I already took out a new car insurance (A) in May which should run on 23.01.2020. However, I have today by fax revocations (is also in order since no contract has been handed over and thus the cancellation period does not yet run). Also today I have taken out a new insurance(B) which now really run from 23.01.2020 sol l. Question: When do the new insurance companies report the EVB to the registration office? Not that now Insurance A has already registered a number that is valid from 23.01.2020 and it now also does insurance B and then problems arise? Or do the insurers only report the number shortly before the start of the insurance and I don’t have to worry about it? Can you ask the registration office for such a thing by phone or do you have to come by personally?

Hello people, I hope you can explain me here. Somehow I don’t look through with the comprehensive statement of my insurance. Due to an accident I have taken my comprehensive insurance. Now that the expert has taken the damage, I have now also some numbers. So: damage of the car are 6635,57 € with VAT, without VAT 5576,11 replacement value has been estimated at 11000€. Rest value of the car are estimated at 5622€. Well, as I according to report The insurance company would have to transfer to me the difference of replacement value (11000€) and residual value (5622€). However, this one calculates with the replacement value 9243,70€. Why do they not expect with the specified 11000€? I hope you can explain this to me here… ??