Category: KFZ-Versicherung Forum

Hello dear people… and indeed I have the following problem, my car runs through the insurance of the partner at the ADAC, so that I have it cheaper… BUT! I am the HOLDER THIS vehicle! Now my question is if it is possible to get out of there quickly if you want to separate or have separated? In April I came with him to his insurance.. Who has to settle this then, the partner who has the insurance there completely running ? (his and my) Or have also as a keeper the right to cancel the insurance? Because it is my car, it only runs the insurance about him! Would be great if you could help me there somehow or give me tips. I would be very grateful to you

I wanted to park with a car sharing car and after 2 meters there was an e-scooter under the right front wheel. I think someone placed the scooter under the car… I didn’t notice it or see it anywhere before. I only noticed that I can’t drive properly and blocked something. Then of course the e-scooter owner (also E Sharing) came from nowhere and said that he was charging the scooter now n wants DDDDD. To 4. the scooter was then removed from the car. Of course police called – they meant this that you have to make sure before starting the ride about whether the car can drive blabla – oral warning. This has done itself from our police side. After that immediately car sharing called and reported, after 4!!! hours wait in the cold then someone came nice and examined the car. There was a very small scratch on the wheel box inside. He has everything m My fear that maybe something is broken on the wheel inside he knocked out first and said that this is very stable everything is built. Let’s hope… The scooter was only slightly damaged on the handlebar, hardly visible. Excess participation is 300,00€ Takken in the car. What do you think is coming to me now and costs the police’s approach also money?

Hello together, I had with my A250sport a bigger, unindebted accident. (EZ 02/18, 20,000km) The repair costs are according to the expert gross 26,000,- (limit total damage) i.e. it would be possible to repair, or the refund by the insurance + VK price for the broken car(overall I would get pretty exactly my purchase price paid in 2018) I bought the car by company member business (with 8,000km and 6 months old) On the regular brew I will not find it at this price with the equipment and in the MB employee portal unfortunately no A250 sport are available at all. What would you do? Let it be repaired and take the “Makel” accident car, or look for something else? In the big repair it will probably be almost like new after that, but it is and remains for the market a total damage accident vehicle I assume. (do not have before it to sell, but you never know what is in 2 or 3 years)

Hello, Actually, for 12 Bzw 24 months a purchase price compensation of a CAP cover should not be inferior to anything, with private leasing or? Many insurers now offer a new price compensation in their tariffs. But if one wants to lease an annual car one does not have a new car also no new price. I do not get through here, and the leasing contract probably demands CAP cover, but bites with the new price / purchase price compensation in my eyes. What do you think? r you can certainly save one or the other euro! -> Overinsurance at least for the period of the purchase price compensation. Or does the lessor want to see a CAP of day1 because after 12/24 months one could forget the change of tariff or the attribution of the CAP after the end of the purchase price compensation?

Moin! I would like to share my current situation with you and hear your experience if someone had similar. My vehicle had a repaired damage to the passenger door, which according to the dealer was fixed for approx. 250€. In addition, a rear damage i.H.v. approx. 4000€ was also fixed without invoice. (In retrospect I am smarter and would only buy accident-free vehicles, whereby the purchase price was very good). To the problem: I am in parking condition (have on the other side of the car). n side parked) a van drove into the side and took the whole side with him, including damage on the axle. On the rear bumper is a approximately three hands wide scratch damage. The passenger door is also damaged. My expert doubts that the insurance regulates the damage so, because for the pre-damage there are no invoices. To the question, if one could not calculate the pre-damage, he could not answer me exactly. damage is very likely due to the axle. I would like to avoid long processes that allow the pre-damage to be calculated out. Is that possible and how would one calculate if the vehicle had a value of 20k (accident-free) 20k – pre-damage 1 (-250€) – pre-damage 2 (-4000€) replacement value at the time of damage 13500€? Thank you

Hello guys, I have a question for you. Is it true that you don’t get a wish mark with just one letter and only one number or two bay bars and one number? Did you hear that the story with only one letter only those can live in the city center…. is that true? Recently a friend of mine from my town was at the registration point and wanted to let his car and asked for a license plate with only one bay hub and only one number, he tells him even no matter the soft letter and the white number, the woman answered without too much rain “…no that’s not possible…” I have even looked around on pages where you can reserve wishken signs and where you can reserve them without any information from which city or place you come…., even there is not with a letter and no matter how many numbers. I tried everything possible and is possible only 2 letters and 3 to 4 numbers, so what everyone can do… :- ( I hope you can continue to help me and tell me what is possible what is not and what one should pay attention to ?!?? Because that really interests me…! Thank you

Hello, please help me to think if I should stay in the ADAC or not. I have always paid faithfully for years and mostly every year in a branch collected the so-called annual gift and in earlier years also have tours worked out. A B E R that is all the snow of yesterday. With the free maps I can do nothing and routes I create anyway for the car and motorcycle with Garmin. There still the help with breakdowns. But as far as I know, k If you call the ADAC as a non-member, then you only pay for it. I was annoyed at the ADAC almost 1 year ago that in the news it was reported that the ADAC would now also support a general speed limit of 100 kmh. I then wrote to the ADAC with the request for confirmation whether this message really came from the ADAC and if YES, please let me know the exact wording. After a long time (I didn’t believe in it anymore), answered the ADAC actually, only on my clear question the “scriber” misled itself more badly than quite by and instead described to me the general traffic situation in Germany (… so spongy as it is otherwise used only by politicians). At that time I decided out of the anger, on the next opportunity to quit and this opportunity is now. So what do you think, stay or go? Herbert

Hello and a happy new year. Since I run a car repair shop on my side, I think about offering my leased company cars to the customers if they need a rental car. I have read that these vehicles must be insured as self-rental vehicles, there is also an entry in the vehicle papers. This will certainly not be approved by the LG and would not be wanted by me, then the customers themselves have to provide for mobility. As I said, I will spend most of my time with d the vehicle and the award ceremony will certainly be manageable.

Does anyone here have any experience with or information about the expert firm CARexpert? Are anyone clear about the ownership relationships here? The Internet site www.carexpert.de reveals: Was founded in 1994 by insurance companies. As reference customers there are parts of the Allianz family (Ergo group and others), cooperatives (RV + Kravag) as well as various savings bank insurers listed. Are all these companies also partial owners? Does at any rate seem to be a quite obviously working for insurance companies and d amit not to be an independent expert GmbH. Useful information also via PN. I will then publish it anonymously.

Hi everybody, our father died 3 weeks ago, we only came to think about the car now. My brother would like to take over the car with the SFR, but he has never owned the driver’s license for more than 10 years (he lives in Berlin and therefore never needed one). Can he just take over the SFR like that?