Category: KFZ-Versicherung Forum

Hello … I have to have my new car (as usual 2 years new car warranty) Kaskoversafen and there the insurance offers to have the car repaired in case of damage in a Wekstatt selected by her, if you want this (of course you get also for this percentage on the cash insurance). 1.) Is it useful to do this (from the money of course first of all yes) but what could result for disadvantages (e.g. in case of damage warranty loss, if the car not in d he has been repaired) o.Ä…. Greetings Paco.R.

Hello everyone, is there the possibility to preserve or even improve an SF discount for a car (car) insurance via the registration of a tariff-very cheap two-wheeler (e.g. 125er) until it is needed again for a car? Concrete case: A familiar of me loses in unfortunately very foreseeable time his mother, to which still a car is registered and insured. Since then the vehicle is no longer needed, there is the intention to use this policy (SF25) to In addition to the mobility by the scooter, the main effect is to use the SF discount for later (in 5-10 years) use by existing children. Does this work or are car insurance contracts not continuously transferable via the vehicle types two-wheel/four-wheeler?. I am interested in this because the same constellation will not immediately but foreseeable also with me. bye

Hello together, I’m new here. I wanted to ask if there are automobile clubs that offer discounts when refueling. I’m currently at ADAC, but I’m looking for an alternative. Thank you in advance. Greetings

Hello, I just took out my first KfZ liability insurance. Now I also think about taking out a traffic law protection insurance – 2-3 points I would like to put for discussion, maybe there are already experiences about it. 1. It could theoretically happen already on the first ride an accident etc. and it has been easier, with support in the back – but I have heard that these legal protection insurances often wait for several months i n include contracts, is that right? – are there any companies that offer contracts without waiting time? 2. I mean somewhere to have read that one should take out the traffic protection insurance with another insurance company, than the car liability insurance, because under certain circumstances my traffic protection insurance also has to deal with my own car liability insurance? and there you have better cards when they compete against each other What do you think about this? 3. What else do you consider in the traffic law protection policy? Oh, and what does the abbreviation “TE” mean ? I meet here again and again in the texts …

Servus, a little misadventure happened to me a few weeks ago. I left a few minor scratches in the bumper to the opponent of the accident. Smartrepair is not possible due to the matte paint. So I asked the paintr and he would take it for less than 300€. PS: Accident opponent offered clarification without insurance. I accepted. Now he came up with the idea for the 3-4 days, which the vehicle is supposed to stand at the paintr to get a rental car. The following basic data (without personal publication) – accident opponents live in a big city and can use Öffis. Vehicle belongs to his partner, who probably uses the car to work. Work path is less than 20km a day. Now the questions: Can he get a rental car in the same vehicle class? Could he or the driver drive a taxi every day at my expense? Ultimately he wanted to settle this without insurance and I read some court judgments in de the victims remained on the cost, because e.g. very low travel distance (under 20km) and due to a good public infrastructure. I ask you for feedback. Best regards

Good day to the community, I’m new here, my name is Markus, I’m currently 21 years old. Driver’s license acquired on 13.02.2018 (there I was 20). Now to the problem: I own a Corsa B 1.2 Ltr, BJ 95, 45 HP and am insured with the DEVK. In April 2018 I completed a car insurance (liability and partial cascade) on this vehicle. In order to make my contribution a favorable one, there was the JUNGE LEUTE TARIF. I should sign further contracts, like PRIVAT HAFTPFLICHT, Verkehrs legal protection, accident insurance & a contract with the ACV Automobilclub. Now to the contributions: I immediately entered the SF class 2 after signing the contracts. Monthly > 49 € Motor insurance Monthly > 18 € for private liability, traffic law protection, accident insurance So I have until January this year total monthly: 67 € paid ACV one-time annual contribution was also paid in April in the amount of 35€ (included among other things free of charge, which I actually 1 times Now I have been in the SF class 3 since February and pay only 46 € monthly for the car insurance. So now it is only 64 € total per month … My mother, however, is insured with the provicinal > glass break, household furniture, accident, private liability, accident insurance and has been there for 20 years, but has no driver’s license and no car. My mother told me that it was stupid of me, she told me I had an offer from the provincial a I’m sorry, I didn’t make it because I wanted to register the car quickly and wanted to drive On the Internet, amounts of about 55 € are listed on Verivox and Co., also in the SF class 3. Is my post ok, but rather overpriced? I have to wait another year to cancel the contract anyway, because it’s too late. I ask you for advice, you realize it so slowly on the wallet, I’m only Azu bi mit 600 € nett mntl. Würd mich über helpfule Antworten und Feedback freunden, vielen lieben Dank an Alle.

Hello I had an accident on Sunday where a parking vehicle hit me on the back right, so clearly the fault of the other. The accident report was also filled out so that the fault is clearly with the other. The accident opponent has an insurance in Austria very well known and reproved (Euroherc, various procedures at the insurance association) Yesterday I then made a report with the Euroherc, because the accident opponent which should actually do this should not He told me he would send me the repair order with which I could then go to a workshop. Now to the actual problem. I have called now at 7 workshops and no one wants to repair my car in combination with the Euroherc, because the quote workshop “are cheaters and who pay the money only after months and dozens of complaints”. rkstätten demand all that I sign an explanation where I agree to pay the money full of myself if the insurance resists. Is there any way to do something? Has someone experienced something similar. I ask for tips

Hello, on Thursday someone in the parking lot drove backwards to my car. It was only the license plate bent. One day later the generator and the power steering failed and the battery was no longer charged. 2 hours later nothing went on the car. The opposing insurance company called me tow the car and delivered me a rental car. Now just the call from the workshop came that the failure had nothing to do with the accident. A vital part has failed and that’s why I stayed down. He doesn’t know more exactly. The master is here tomorrow and calls me. What do I have to do now? Do I have to pay for the rental car and tow it? A rental car like this certainly costs a lot? Should I hand it over as soon as possible? Never had such problems. Hope for your help Many greetings

Moin moin, I’m not quite sure yet (I’m only going to be after the spring car wash) but I probably have a small crater in the driver’s field, about 1mm diameter, 0.5mm depth, that’s how it feels anyway. Could also be stubborn dirt… But I have no idea where it’s coming from. Suppose somewhere on the highway, like the last one… In my conditions, only “The insurance cover extends … also to damage to the glazing .. .” – so would the rock strike be covered? After all, the disc is “opened”… However, I was asked at the last time quite exactly when and where this happened. Would the insurance accept this if I simply stated “unknown”? (fact-based speculations, own experiences welcome here) MfG, HeRo

Car was parked in the parking lot, but a door was (accidentally) slightly opened, I was shopping. Other vtn parked next to me and rammed the open door. Damage clearance was found 50/50.. I was therefore responsible for 50%.. Unfortunately I had no legal protection therefore I had to accept the decision so. My partial cascade therefore pays 50% of the other vtn and ranks me high. 60 eur more per month. For the next years I have to pay almost 2900 eur more premium.. the compensation that the insurance has paid back (1300 eur). 50% of my own damage I had to pay (completely new door) now still the 1300 on it. All a little money for that I was not even close to my car.. My consideration: cancel insurance, open new to my wife.. must I rewrite the car on my wife for this or can I make a new one on her name even though the car is registered to me? Edit: details. n only one car, so my classification doesn’t matter if it’s on woman. – Woman starts from zero. The insurance for her would be 80 eur a month.. my (with the increased premium) would be 150…