Category: KFZ-Versicherung Forum

Hello together, after the oil pressure and cooling water indicators jumped at the same time, when looking under the bonnet, I had to find out that a marten was at work. 3 cables (one goes to the alternator, one to the cooling water tank and one to the engine) were bitten through and coolant, maybe even oil has leaked out. My insurance company (Huk-Coburg) referred me to a seat contract workshop, which meant the transport (20km) would have to be carried at its own expense. My questions to you: 1. Since I’m a member of Adac Plus, the question is who I should ask for towing now. My last car had a few breakdowns and I’m a bit worried that it could become too much for the Adac. 2. The contract workshop itself meant if I’d rather go to a car repair shop near me, because 20km are not very little. It’s a new (1 year) car, so I don’t want to go to a car repair shop near me. oral important that good work is done. Are there seat dealers better or are they more specialized in selling? Greetings

Hello to the forum, I would like to take up here a topic that is interesting for all, who were before the question, whether the way or the change to a mostly (clearly) cheaper direct insurance is worthwhile…or whether it is recommended! In many forums and also with reviews in the comparison portals you can read Lobhudeleien, which however mostly have the content, how easily and quickly the change and the application processing went… Yes clear, each insurance takes with kiss hand everyone up and is lightning fast with the recording… they would be pretty stupid if they didn’t do THAT is not a measure of kindness… It’s only interesting when a damage has occurred and is to be settled! How does it react then? How difficult is the contact? How fast is the regulation? And above all, how easily ? Did you have on the contrary stress with a damage or even refusals ? What about culant ? These questions are interesting and say something about the kindness a So, I’m curious… what are your experiences? Greetings tom.58

Hello, unfortunately, it has now also caught me or my vehicle and yesterday it was so coldly deformed that it is now completely over. I am not an expert, but the damage picture does not indicate that this vehicle will be repaired or can be repaired. I would have a question about the usage failure: suppose I now decide not to buy an available vehicle, but I order a new vehicle, delivery time eight months ate. How is such a thing billed? What do I have to do? I am in a happy position to continue to be mobile through other vehicles in the family circle. What if it wasn’t like this and I didn’t have access to another car? Greeting Tecci

Servus men and women, had a liability damage last week. The accident opponent has hit up. No police turned on fortunately he answered the guilt question truthfully with his insurance. Apart from that, I would have two questions for you. Would you always have to log in every accident in the presence of the police? Second, if you had a damage to this picture (cot wing holder cracks as well as scratches on the bumper and bumpers on the right of the holder out or rather order an expert report? BMW E60 550i Year of construction 03/2008 Greeting

Hello dear community I have to register for a new job with my car. Among them also with my current insurance certificate. The problem is that my current insurance certificate issued by Huk24 from 22.12.2020 (issued) from 01.01.2021 – 01.01.2022 runs. On request to Huk24 if you can issue me a current one for this year negated and said that “a new insurance certificate is not created – without a change of contract”. I asked you again for a more precise explanation, you said, “The insurance certificate has not expired. Because without notice the contract will automatically be extended by another year. If necessary, you can submit your contribution invoice from August 2022 as proof.” After correspondence I sent my new office directly any documents, insurance certificate, contribution invoices and even the correspondence with the Huk24. They nevertheless rejected everything, because the insurance certificate has expired. If someone can help me, someone has had the same situation or knows someone who knows himself in the area. Somehow I can’t get out of this situation. Some people don’t want to send a new insurance certificate because it’s actually up to date and the others reject it because it’s actually expired on paper. I hope you could follow me and recognize my current problem. I wish you a nice Sonnta g and love greetings Sascha

Hello, The vehicle (EZ 1975, rare, but with normal license plates) is registered on my son. I (the father) am the policyholder. The driver group is unrestricted (“all over 21 years old”, if this should play a role. For the vehicle less than 12 months ago a VK was completed with 300€ SB. Purchase price / market value was at 600€. The vehicle stood on a private property (association) on Saturday, which was rented for the weekend for a party (da On the following day (Sunday) a dent was discovered in the tailgate, probably one of the party-ar…cher kicked with the foot against it (Vandalism). What would you do in my place: 1. Report against “unknown” without hoping to find the offender? Will the tenant possibly be held responsible for the damage (from private HV)? The rental deposit has been retained, does not cover potential repair. 2. Repair (lack fortunately not damaged, the sheet not cracked heavily) doc The VK premium is low (premimum protection, incl. vandalism), around 140€/year (SF5, however with special classification, as a second vehicle). In case of total damage (?) the insurance refund the purchase price for 12 months by the way. I can not find a spare flap, and certainly not in this paint paint. Tomorrow I will talk with the insurance or with my workshop, just wanted to prepare for it. For hints I would be grateful! Greeting Kappa13

Hello dear community, I am 22 years old and would like to buy and insure myself the first car but the insurances are very expensive although I have been driving cars from my father every day since I am 18 (Audi A4 2.0 tdi 2011,2015 C class 200d, 2019 200d).I have been working in the automotive industry for two years and drive several KMs every day with different cars, from the Ford Fiesta to the x7 M50, M8 etc. I’ve never had an accident or the like and it would really interest me if that plays a role in car insurance? I have been driving accident-free for 4 years and have already driven cars that cost over 100 000€. This is the first time that I post on the forum and hope that I have given you enough infos. I would be happy about any feedback and if you have still asked just shoot off! MfG

https://www.t-online.de/…/…-hack-wann-pays-die-versicherung-.html In the negotiated case, valuables had been stolen from the parked vehicle. Because there were no burglary traces, the owner assumed a so-called “relay attack” in which criminals disrupt the signal of the radio key when closing or intercepting it and use it to open the vehicle. The court found another argument: for the different treatment of “relay attacks”, their difficult verifiability is also spoken of. Unlike the violent break-up, they do not cause any traces. The demarcation to a simple forgetting of the conclusion is much more uncertain and hardly comprehensible for the insurance company. (Acts: 274 C 7752/19)

I was a novice driver and up to now 2 years with the Württembergian with a telematics tariff and am now at the SF 2. Now I had sold my car and now I want to lay me a new one. The question is now: Which insurance is the best/cheapest? Which are you and why? Does someone have experience with the HUK and the telematics tariff? (I am a bit skeptical because the HUK builds a sensor in my car and at the Württembergian I had only one app on my mobile phone) Knock it off!

Hello, can an accident analysis report based on photos of the damage points to the car (light tracks) and the accident site (counter traffic at construction site) make a statement, who had driven at the moment of contact of the two vehicles and who stood? Both grinding tracks have on the mirrors and at the rear side. I see there no difference or how one can detect movement and standstill. Because of the high evaluation costs and the risk, the E Rfahrung von anderen. Hergang: In the encounter traffic on my lane there was contact with the accident opponent. The opponent drove on my track because of about 30 m long construction site on his side, although I had already left 24 meters of the area behind me and he could have waited without further delay. I braked, he too. He gave me to understand that I should avoid on the sidewalk (high curb edge). After I stopped, he tried to get past me. e he me. Now he turns the thing around and claims (like his two passengers in the car) that I had driven and had striped him.