Category: KFZ-Versicherung Forum

Hello Motor Talk Forum, so far the forum has always provided me with good information, but find nothing really to the following case: New car has been insured with the R+V Teilkasko since the end of November 2010 (at 70%). Cost me almost 140€ a year, a lot of money for my circumstances. (…which I admittedly noticed a little late) Now my older sister (she is 34, at HUK 50%) tells me that she has not allowed a second car anymore and I practically now her “second car” slot her The expected contribution per year would be about +/-500€ with the car. She lives in another city (but shouldn’t make a problem). Now the question is, is it possible to cancel the insurance with the R+V or to put it on ice. Deregistrate the car (in Frankfurt) – and admit it to you in the other city? Would then drive with a different license plate (from their place of residence, I have no problem with) and less numbers. I’m just not sure if that after so short he gives insurance time difficulties or other problems… Maybe someone else has a tip on the procedure. Hope you can help me, reason is as said the money. If questions or if information is missing I can give them gladly still greetings AceArcadia

Hello, I describe here an incident of my couseng since we are not quite agreeing who is right. The following problem arose, he borrowed his mother’s car and took a passenger with him. He in turn hit the door unintentionally when the passenger door in a parking lot against a broken stone. The result is a damage of approx. 150€ for a new Mercedes door :/ Well the question: he says it has to come up with the car Vk for what would result the car The passenger has no PHpV! My couseng however has a PHp boxplus from axa, in which it is called extra of course he was not the one who opened the door, but another sentence says that the driver is responsible for the safety etc. and now I would point out this sentence of the insurance “They cause damage to rented, borrowed or leased things. BOXplus offers insurance coverage here, while conventional private liability insurance does not pay in such cases. What do you think about this? Thank you already in advance for your Help

Hello! I have been asked by an acquaintance to help him with the replacement for a total damage, but we do not find a vehicle. (he drives/drives the same exotic as me). The accident opponent is to blame (no discussion about this!) and the insurance also wants to pay, but the rental car of course only until the next (possibly after next) week. If you enter the body variant (combi) with the manufacturer/vehicle type, with the machine and a factory snavi (all other para He doesn’t care what I think is very flexible!) … … he gets out exactly one vehicle at mobile/autoscout and that seems to be a real scrap (engine damage, only sales to dealers) – must one accept a limusine if one had a station wagon? – one has to settle for a smaller machine (less cylinders, less cylinder capacity and less horsepower) – one has to be satisfied with sticking a navigator to the disc if one had a factory car before? – one has to oneself maybe even be satisfied with a completely different brand (which is only available with smaller machines, or much more expensive ones anyway)? …what is opportun and what is not? My friend doesn’t want to make a profit …he just wants to get back about as a car as he had it! Greeting! PS: can you get the opposing insurance to look for a car?

Hello, what is one of you? I slept at the end of the year and did not cancel my PW insurance, although another insurance is about 220 euros a year cheaper. Well, I was told, because it is a season mark, I can cancel the insurance even later, which is probably wrong I was told to cancel my car and register with the new insurance. Is this possible? What disadvantages arise? Does the letter or bill have to be changed, i.e. another owner? Which costs are incurred by registration and registration? A thousand thanks

I recently had a self-inflicted accident. The vehicle is fully covered. The “love” insurance sent an expert and as it is almost usual nowadays with old vehicles an economic total damage was made out of it. In figures the whole thing : Repair costs : 3800 incl. VAT. Replacement value : 3100 € residual value according to stock exchange : 2400 € figures want the thus only 400 € (da 300 € SB) I then presented the car today at my paint shop, who has After evaluating the vehicle / damage, he made me a binding offer of max. 2500-2700 € for the professional repair with invoice. The vehicle has been in my possession for 8 years and the replacement value is a joke. For 3100 € I get on the market a vehicle of the same year of construction and motorization but a vehicle with the full equipment and in the condition of maintenance was already very difficult at that time. Furthermore, in the last years Xenon headlights for over 1400 € incl. autom. light-width regulation (there was not so ex factory), a complete sports package (original manufacturer) for approx. 2000 € incl. painting, Winteralus 17″ approx. 1500 €, sport suspension 1500 € and sport exhaust 800 € retrofitted…. The expert did not care at all. In the opinion the vehicle is listed only with the “ex factory” delivered extras. What to do? – I read up to the replacement value the insurance must pay if proof of a professional repair ? Is that true ? – Think without RA nothing there or ?

Hello, my father passed away in December and left me his car (but without a will). Now I went to his insurance company and they told me no problem it will be my name in the insurance policy and the damage allowance is mine. Only my mother would have to sell the car to me (obligatory for 1€) so that I can rewrite the letter. Since my mother is not the holder, I must have any proof (death certificate, double card) for the Zula Do I need the double card of the insurance company first? What is the order, first insurance and then registration office, right? Unfortunately, I did not reach anyone at the registration office by phone today. Who can help me?

Hello 🙂 on 28.10. I drove after the office close towards the inner city. suddenly I saw a car in front of me and then it banged already, time great to brake had I no more. a left turner had taken me the advance. I came from below and she from above and wanted to bend in front of me left, thought probably, she still managed it or completely overlooked me. the ampeln turn green in both directions at the same time, only that the left turners then naturally have to pay attention to the opposite traffic . police and ambulances were notified. both they and I were injured. actually a clear thing, if you think and the police also clearly said that they caused the accident. first she apologized, she would have thought it still fits. afterwards, when the first shock was over, she suddenly began to have had the impression that I had been too fast. which absolutely does not correspond to the truth. I was only just a short time before I was on this str ate was, from another street inflected and up to the scene of the accident it is only 100 m about now, I then commissioned an expert. repair of my car is no longer worthwhile, another car I got today, as long as I had a car hire. lawyer I also switched on because of the pain money. now I got an e-mail yesterday from my insurance that the accident opponent claims against me asserts. I first thought I had lost myself but a call with my insurance brought clarity. the lady has turned on a lawyer and probably now represents the view that I have to blame. how does that work??? I don’t think so. I still don’t want to report against her, because such an accident can happen to everyone and now something like that? I can’t imagine that she can get away with it or something? my lawyer takes care of it, of course, but I would still like to know from you what you say about it. ach j a, there’s even an independent witness, an older man who was walking on that day watching the whole thing. and he also said quite clearly that she took the lead.

I had my first accident today When I parked I took another car with me. I had just finished and wanted to go home when the accident happened to me. Both cars suffered a bigger damage, fortunately no personal damage. Now I wanted to report everything to my insurance, since the accident opponent pointed out to me the “way accident”. I could not imagine so much of it, so I looked for it on the Internet. But I am just smart However, the opponent was not sure if all employees have this insurance. Unfortunately, I only get the responsible contact person in my company on the telephone on Monday. What can you tell me about the road accident, are the damages paid to both vehicles?

Tomorrow people, my sister was driven in the front on Sunday. Police was there, she is right. The problem is that her Renault mode was bought on installments and the financing is running at Renault Bank. Now Renault would have said that the car can only be repaired at Renault. Is that really so? She has to be an expert now and could repair her car where she wants to? Or am I wrong?

I recently got a “nice” scratch in the back door of my golf…about 10cm long, quite short under the window. KVA from VW says about 500€. They build up a part of the door and check the new…the clerk said, after he asked me if there is an “opponent” that you can’t do that with smart repair…(type that he wanted to know whether it should be cheap or I don’t care and when I told him that there is an opponent…) My thinking is now, that the The opponent’s insurance company has now written to me that it agrees with the KVA and that I should send the invoice after completion of the work… How can I get a fictitious bill? Then any things other than VAT will fall away?