Category: KFZ-Versicherung Forum

Hello, had created an accident without fault, reports and the following came out: replacement value : 5700 € repair costs: 6500 € incl. VAT residual value: 1800 € incl. VAT evaluation: Total damage So now my question: ( evaluator sick,which is why he could not answer) If I had the vehicle repaired privately, how much would I get back from the insurance? Are these the whole 6500 € (because of130 % regulation) ? If I show no invoice, I get only the VAT deducted n? Thank you very much

Hello! How would you actually insure such a car/partial cascade I have calculated the costs online with my insurance: Public AutoPlus (liability + protection letter) EUR 100 million flat rate (in case of personal damage, however, max. EUR 8 million per injured person) EUR 56.76 – Regional class C2 Type class 18 – Claim-free class SF1 – 100 % partial cascade with EUR 150 SB EUR 21,78 – Regional class C4 Type class 28Total monthly fee EUR 78,54 Public AutoPlus (liability) licht+Schutzbrief) EUR 100 million flat-rate (in the case of personal injury, however, max. EUR 8 million per injured person) EUR 54.50 – Regional class C2 Type class 18 – Claims-free class SF1 – 100 % All-inclusive 150/partial cascade 150 SB EUR 142.25 – Regional class C2 Type class 28 – Claims-free class SF1 – 100 % Total monthly contribution EUR 196.75 Public AutoPlus (liability + protection letter) EUR 100 million flat-rate (in the case of personal injury, however, max. EUR 8 million per injured person) EUR 54.50 – Regional class C2 type class 18 – damage-free class SF1 – 100 %all inclusive without SB/partial cascade without SB 219,48 EUR – regional class C2 type class 28 – damage-free class SF1 – 100 % total contribution monthly 273,98 EUR

Halllo together, I don’t know if this is correctly placed here, but I don’t think I’m quite right here. Vllt can still give me an assessment.The following has happened: I wanted to drive backwards to a tap column today.The view towards the gas stationArea said: free ride.Since I didn’t want to ram the tap column, I looked in the other direction to the tap column and sat back.And rumms I drove a lady into the side. mpolimit? She must have been on the road quite fast, otherwise I would have seen her come at the look shortly before.clear is,I drove backwards.a partial debt exists anyway.because the damage to my car (old and only stumped) is irrelevant, but the question is enormous on the opposing car (side) is now: there is a chance that there is actually only one partial debt for me.The lady has to see that I drive backwards,especially since I am already really close to how fast the lady really was will hopefully show the records of the surveillance cameras. The gas station is located directly in a bending forward road with speed limit 50. The pump lattice almost in straight out.Tempo would have been well possible. I am very grateful to you for your assessments, too experiences or professional tips,

We had a traffic accident two years ago, unfortunately no witnesses. The opponent drove over the traffic lights in red, but of course the opposite is true. Unfortunately, the accident expert could not prove our innocence either. We, because our traffic light had green, slowly hit and the other arrived at speed and moved over before a truck (so he could not The truck has unfortunately continued. Now my real question: Can’t an accident expert actually notice that if we had driven at speed, it would have a completely different impact on our car than if the opponent arrived at speed? Our car had axle fracture at the front left and…. Total damage! Unfortunately, we still don’t know what damage the opponent had. He could still drive, we couldn’t. Complicated or not. r? But maybe someone knows. Thanks already in advance Ulla

Hello, I will transfer a “second vehicle” with a short-term license plate this week. Since I will most probably not allow the car immediately (since there are still a few things to do if necessary) I wanted to transfer the car with a short-term license plate. However, my insurance requires 75€ if the contract is not concluded within 4 weeks, moreover the contract start is allegedly dated to the 1st day of the short-term license plate, which in the stupidest case 1/12 of the I’m thinking about taking out an independent short-term insurance for the transfer, there are enough online providers. (http://www.direkt-kurzzeitkennzeichen.de for 34€) I don’t get anything back (or count), but the 34€ are also less than 75€… 😉 Does anyone have experience with such online providers? Are they serious? Would be stupid if their eVB would not be accepted, or anything else would not be klap pt… THANKS for your info!

Hello After a liability damage, driven against my parking vehicle, I commissioned an expert to draw up an expert report. In the report a replacement value of 3800€ is given and the residual value of 1379€. Since an account should be made on an expert basis the invoice looks as follows: WWW – RW The payment amount is therefore 2421€ The insurance company informed me in the letter and specifies the replacement value with 3400€, i.e. 400€ difference. n personally to the insurance and see there, a typing error (who believes) But now it is in the letter of the insurance that the evaluator costs were taken over only partially. Asked about this and I was told that the HUK (the opposing insurance) will settle after the fee tableau 2012 or these costs are considered reasonable. The evaluator invoice amounts to 735€ The reperture costs amount to net 3174.43€ According to the table of HUK the invoice of the Gu tachters with 574,95€ appropriate. Difference: 160,04€ The insurance will not pay the expert, does this now come to me? Is the fee tableau of the Huk at all right? Damage amount is now actually what, the reperture costs net or the resuscitation value in a fictitious billing on an expert basis? Thank you very much……

Hello together, I got a problem today. when I was driving on a freshly graveled road, one came to meet me and suddenly I had a nice stone blow in the sight area of my disk. problem with the thing is that the disk is two months old and I just had it renewed on an insurance basis (was still heavily covered with stone blows and scratched by the previous owner). now the question is how to behave best. I’m already bothered by the thing, because unheimll I am distracted. but what does the insurance say if I need a new window again after two months? and above all what happens if one of them leaves the car in the year? refuse to pay under circumstances? can you also be upgraded or fly out at Teilkasko? please give me some advice on what to do. can also wait a few months and change next year, if I may also have a new insurance…

Good day, I am 17 years old and would like to buy my first car for my 18th birthday. My budget is approx. 3000€. Now ask me the following questions: 1. Which costs come directly after the purchase to me? 2. For beginners the insurance is approx. 200% of the normal price. Is this true? 3. Which car is suitable for me? ( Would like mainly in the city short distances, but also sometimes on vacation. (approx. 2 times a year)) The following cars have been noticed (use of the car) of course): Opel Vectra, Fiat Punto, Chrysler Stratus, BMW 3. Do you have any other tips? 4. How much € does the car tax amount to about? 5. Could spend about €220 a month. Is that enough? Thank you very much in advance. Lg Mo

Hi, have a short question. Had an accident damage by Parkrempler on my vehicle —> http://www.motor-talk.de/t1415871/f13/s/thread.html I got and filled out the questionnaire, just as apparently the accident causer. However, they indicated that they didn’t notice the Rempler. That’s what the VS wrote to me now. They have now requested the file from the police. It says that the damage was clearly caused by the accident opponent and this is beyond doubt. My question is now, how long can this all be delayed with the regulation of the damage and whether the VS can nevertheless cross the border. Expert reports were prepared and it should also be paid after expert reports (I have stated so). Finally, I am very glad that I called the police, otherwise I would probably have been stuck on the damage and should have gone into a lawsuit. Score12

Hello friends! I was unfortunately involved in an accident last night. I was on the highway when I was hit by debris flying around, which completely destroyed my side mirror and still caused many scratches on both sides of the vehicle. When the police arrived, it was published that there was a big chain accident in the opposite direction, from which the debris parts came. I already got a file number from the police and late At first the day after tomorrow I get the names and marks of the persons involved in the accident. Since I was hit by debris parts, and it will most probably be impossible to determine from which car these parts come, I am not at all sure if anyone would take over my damage costs. Of course I want to replace the side mirror as soon as possible. However, I can live with the paint damage for a while. Since I am now financially difficult If the insurance would not pay, then I would rather repair the mirror myself. But if it turns out later that they would pay, they would also refund the costs for a city repair, wouldn’t they? Besides, in such cases the costs are reimbursed from a cost estimate or only from invoices for repairs already carried out? Thank you for your help in advance!