Category: KFZ-Versicherung Forum

….I became today. When I came to my car after work, I found a note at the windscreen wiper that I should report to the company’s pawn tomorrow morning to record an accident damage. At first I thought that someone had bumped into my car. However, the doorman told me that the other accused me of having hit his car frontally (snout to muzzle). When parking it did not happen 100%, I am sure. The only possible explanation is that I was from V The following questions arise for me: – has the allegedly damaged not actually committed a driver’s flight, since he has gone away as an “accident participant”? – how can I react?, the other can now present to me, one day later any possible damage…. definitely call police?? THANK YOU for your experiences and tips! MondeoK

Hi, a few days ago my partner drove by car into the garage gate of my landlord. Car is ok, only the gate has to be replaced completely. After a cost statement of the company, the car insurance of my girlfriend wants to deduct about 30 percent because the complete garage is over 15 years old. Now my landlord wants to have the remaining amount from me or from my girlfriend, since he does not want to remain at any cost, are after all about 400 Euro – k I understand. Can the insurance simply reduce the costs to be reimbursed for such damage? After all, the gate is only part of the garage and the total value of the garage is much higher than the repair costs for the gate, the garage and the gate (before the accident) have been in a very well maintained condition. Thank you…

Hello, my 3.5-month-old Clio was “initiated” yesterday by the storm. ;-(( passenger opens the door, a booze captures the door and rips it out of her hand. Door pops into the driver’s door of a vehicle standing next to her. Result for my door: see appendix. After a little back and forth and quotes from these and those general insurance services, my KfZ liability is now of the opinion that she probably does not have to pay (I had to clear this to my insurance company). The private liability of my passenger will probably come in (and soon also report to me, so that I also do not have to use my comprehensive . What do I have to expect ? Reviewer ? Will an exchange of the door be paid with such a new car? Have no experience at all about this .. :/ In the door of the other car is probably even a hole in it … There live the storm gusts …! Greeting Storki

Hello, I did not find a suitable forum, hope this is also ok here. For the current occasion: From when is a defect actually a defect? And from when can one speak of an accident? A colleague has driven so violently over a curb that the wheel suspension (and various parts) were changed. He did not communicate this to the private buyer of his used car. However, the buyer has become aware of this. Now the question arises: was this a defect that the buyer would have Bzw. was that a lack at all, because it was eliminated. Could one speak here of an “accident”? So should the car not have been sold as accident-free? Thank you already

Hello, I’m just a little unsure, so I’m here to post the problem: I was driven in sideways. So from the evaluator and a few days later I get a copy of. Net 450€. + Impairment 500€ I have informed the insurance that I want to (fectively) settle and get a payment of 2995,- + a check in amount of the impairment one week later. Also a wipe by post where the (the one I commissioned) report is reduced. the same time called me with the request to make the payment according to the opinion that I have made. Answer: “We will not make any further payment.” Point out. Can they do that? Did all this also send by post to the with the deadline of 14 days… otherwise lawyer. And another question, can I sell the car?

Hello. I need help once. It’s about my current car which needs to be registered to my company. I am a holder (24years old) My mother policyholder. Now I would like to assign the percentages to the company the car drive also only I no one else! (my mother signs this naturally and it’s no problem) It’s the SF 14 full and partial cascade. But to you company there is only one year. Is it possible to transfer the now full SF years o that are only “counted” as long as the company exists? (so probably Sf1) Have searched the Internet but I find this only for private individuals and this is then calculated partially… Thank you

Yesterday in the city of Celle a car drove against a house wall. So far so good. However, the car drove because of a police persecution with 120 kmh in a residential area. The reason for the persecution was the fact that this car with different plates front and rear had noticed. No one knows more exactly, but what if this car was stolen and the thieves are destitute? Who comes for the considerable damage to the house and the car parked next to it by the house owners I do not ask for legal advice (doesn’t concern me personally), but rather for an assessment from an insurer’s perspective. Provided, for example, there is a liability insurance of the stolen vehicle owner. If the car was of course not insured at all, it is clear that the homeowners will probably remain at their expense.

Moin people, as the title suggests, happened to me on the weekend something rather funny. And indeed, “I” was hit by a driver (taken first). I didn’t have any injuries as far as (significant) but the bike (racing wheel) or my clothes got something off of course. Scratches on the gear shift, partially bent flippers, pedals in the bucket etc… Rain jacket ripped open, backpack, pants etc… The causer was completely cooperative and did his school d immediately admitted, all safe. My question is now whether someone has already experienced such an incident? In how far does the insurance pay for the impairment or damage of my bicycle`s or my clothing?Because the attachments were already a bit older, but “newly” because I have always dealt very carefully with the bike. Is there a chance that I will get the new price of the parts back? Do I require an expert report/cost estimate from the bicycle for the time being? Questions about questions Because the “besch**” in history is that I wanted to sell the bike on the weekend (without flax) and now stand in the conflict between “repair costs” and “value reduction from the buyer” … Thank you in advance for your efforts!! LG

Hello together and apologizes for my stupid question, but I’m kind of not quite sure and I’m afraid the worst. The following: Grandma drives on my road and “only” drives off my Beby (A5) the mirror (somehow the door must also be warped, because it whistles in the drive from all cracks), because I have still evaded on the green strip (at about 100 km/h). I directly turned around, afterwards. Police did not see the accident directly, but the woman directly h after 2 km she stops, of course, too. Alcohol test – more clearly over 1.5 on the box the good woman. Was also reported to the police by several other drivers before (road danger). So the good lady was clearly alcoholic.Now the question: Does her liability pay in this case? From whom do I get the money again? Who do I have to turn to now? Thank you for the help in advance. Greet Martin

Hello, on the company parking lot last time someone rammed my car. The accident was recorded by the security. A classic accident sheet and sketch was completed. When I was informed the accident opponent was already gone. However, she signed to be the causer. Today I was at the reviewer to estimate the damage. Total damage! The reviewer gave me a “declaration of resignation” which I should sign. He said that I did not have his performance per He would then get the cost of the expert’s report directly from the opposing insurance company. What is the cost of the expert’s report? He didn’t lose a word about it… Since I didn’t have the data from the creator, I didn’t sign anything for the time being and should bring the data by soon. Is the usual practice or is there a horse foot attached to it? The text is strange… You could think it with a lot around the corner also so interpret that I would have to pay the if the amount of damage is to be paid to the assessor, if he deducts his costs from it and gives me the rest… Say: I give him my car Can you please tell me if that is right? I am grateful for every advice