Hello together, I would have a few general questions about the procedure, because it is my first accident and I could not find any or repeatable answers to my questions so far. The following is passed: I stopped before a roundabout, in front of me still three to four vehicles, the backman braked too late and drove me up. The fault is therefore clearly with the accident opponent. Since his vehicle is a company car, the whole was also put up by the police More information on how to get here and pictures can already be found here: http://www.motor-talk.de/…/…-accident-collectread-t4692510.html?… So and now you can read all over the net what you are entitled to as a injured person: free choice of expert, lawyer, etc. Also I have read that as a injured person you do not have to go into advance and attorney and expert directly calculate this with the insurance. But what does not stand anywhere, what do I need to do with it? now wait until the gengerische Versicherung registers with me? Should I report the Sachden itself there? For this you will find repeated statements. Can I go to an expert now or do I have to wait until I have heard something about the opposing insurance?
Category: KFZ-Versicherung Forum
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Parking door was open – others drives on door
Hello, my girlfriend has opened the door in the parking lot of a supermarket chain and at that moment a car has driven to the empty parking space next to it and of course rolled against the door. At the car of my girlfriend you can see nothing, and at the vehicle of the woman who drove into the parking space only a slight scratch (was or is an ancient BMW with 100 scratches and bumps) – my friend has said naturally in the excitement that it is her fault and thus the ladies have addresses a The lady also said that it’s not so wild – and she probably doesn’t want to do anything anyway. So after 4 weeks we get a letter from an insurance broker (take it to that is her husband or an acquaintance). With BMW reviews – 4 pages long – net 890 euros. We should please transfer the money to the account XXX. (where I ask myself if the old BMW is still 900 euros worth) Hmmm what do you do now? I find the debt question is not clearly clarified. – even if my girlfriend has to admit the guilt at the beginning. If I now report this to the insurance it may be that this increases the contributions etc. – Attorney because of this sum brings me also nothing. Maybe someone has a good suggestion – thank you
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Ineas insurance under supervision
Hello, I am insured with the Ineas and had a hail damage in May. Now I should get paid 1000 euros via the cash insurance. After no money came I asked once and learned that the Ineas is in trouble. Too hard winter, too many accidents, favorable contributions makes payment difficulties. Liability damages are probably covered by a guarantee fund of the victim’s assistance their claim in such a case almost never occurred. Ineas itself be paid, therefore on the website of Ineas it says that is not sure when and how much Ineas pays. Ineas has now ceased the Germany business, is placed under supervision and tries to take over by other insurance companies. Does anyone know what to do in this case from my side. Wait or legal advice. Do I have to fear that I will not get the money or take over a successor company? Was by the way with the Ineas ,o Although she is favorable, very satisfied and regrets very much that she is in a bad mood. Please look forward very much to your answers. Smillafee
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Registered car sold, does not report by …
have sold my car about 2 weeks ago, unfortunately he hasn’t re-registered it yet.Have you already Googled a little, but he didn’t find anything right.Assuming he doesn’t re-register it, insurance has a copy of the purchase contract, I’ll drive to the registration office tomorrow.Question what else comes up to me?Taxes/insurance continue paying until car finally unsubscribed?Have also read somewhere that the police are looking for the car and unscrews the Nmmersigns and this amtsprozess is supposed to cost something,s The car was a 500€ car so no scrap part.Had had a Trabbi years ago, also sold, also not really cared about it, he ran then still 2 months on mine, then he put the part off somewhere.Had then made a purchase contract then showed the then the registration, never arrived anything at me.
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Rising accident with a friend…what to do?
Hello, I’ve had an accident today. I stopped at the traffic lights so that my friend will not be lost, but he got completely into the slide during the wet weather, so that he drove in the back at about 40 km/h. With me it has become two bumps and thick scratches, with him the front pressed in and the bonnet went a little high. The damage is higher with him. He told me that we will call again later. How best to proceed ? What should be considered ?
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Car, dog, insurance
Since I often transport our dog in the car, the following questions have come up to me. Imagine, the dog is sitting in the trunk as is usual with many people. So now an accident happens. A subsequent vehicle drives on our “dogcomb”. The driveer is to blame.Of course, the car is damaged, the insurance is regulated. But now also our “Pfiffi” has been injured or even to death. How is our Piffi insurance treated ? Gib For example, there will be no WBW for dogs. If the price is refunded – after deduction “old” for “new”. “Was already a used dog”? Or is there nothing at all. If so, then a dog has to be transported in some special way, keyword separation grid, etc. Or what happens if the dog is stolen from the locked car, for example, when shopping. Keyword: household insurance or yet TK , or yet nothing ? Questions about questions… Gruss BM
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Damage-free discount disappeared
I registered an Audi in May last year after a break of several years. the handover took place at a mahag, where the insurance representative of the nürnberger found himself. then we handed over all necessary documents, among other things also the certificate of the freedom of harm discount (from europe) in the original (copyn neither we nor the insurance man made). I have class 7 after a stay (beginning september) comes a I would like to ask you, Mr President, if you would like to give me a copy of the report, and I would like to ask you, Mr President, if you would give me a copy of the report, if you would like to give me a copy of the report, if you would like to give me a copy of the report, if you would like to give me a copy of the report, if you would like to give me a copy of the report. I have only one car, so what should I do with several sf discounts? so, and now we are sitting in the patch! We know that we have handed out the proof, the insurance denies this. Does anyone have any idea how I can prove my SF discount? there must be any possibility? Is it possible for me to do so? Perhaps about the presentation of the last contribution account of Europe? Thank you for your expert help!
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Failure of use after accident
Hello together, what about the compensation for the loss of benefit after an accident? Vehicle is total damage and is no longer repaired. No new vehicle has been bought yet, supposedly I have up to 3 years to buy a new vehicle and get after vehicle purchase (but also really only after purchase?) the standard set of 14 days failure refunded? Sounds kind of weird for me! Especially since I am thinking about a new car a But if I didn’t do it, I can get the money through the rags? that can’t be right? I actually incurred costs in the fictitious 14 days after the accident, the vehicle remained registered, so it costs tax and insurance! Oh yes, of course a rental car was omitted! Look forward to your experiences, possibly even legal statements on the subject, because I’m not interested in the matter 😉 Sebastian
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Damage – evaluator himself choose or from the insurance
Good day, my wife had a car accident today. She drove on the road at about 50 km/h and a car parked and caught the car. The police estimated the damage at 800,– €. A friend of the motor vehicle machanist and the workshop say it could also be around 4,000 €. The opposing insurance is the Huk-Coborg ! (my colleague warned me of the insurance) Before I reported the damage there I wanted to ask myself if I should agree with whether from there e in expert or if I should not agree with it ? After this the expert simply says a bit of spatula and paint finished. And the workshop says here what of the body must be sown and rear door as well as bumper must be renewed. Above all I do not know what consequences this then possibly has. 1) Also have legal protection insurance. 2) Would like to have the damage completely repaired in my contract workshop. 3) The complete Serv I will of course not take ice from Huk in Ansprcuh. Thanks for a few tips and hints. I attached a picture of the damage. Greeting Datalife
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Termination of motor vehicle insurance
Hello, have my insurance once with VHV and once with DA-Direkt on 02.12.13 terminated Hereby we would like to cancel our existing insurance. With the VHV is the cancellation by, DA-Direkt means : We received none. Then I am on site to a DA-Direkt filiale and that meant : We do not accept the announcement so, there must be in it I make use of my “special notice right”. Question: Does this really have to be in it ? With the VHV it has also gone through. ens I have 2 fax confirmations the original of the writing, the DA-Direkt is virtually not available to me.