Category: KFZ-Versicherung Forum

Moin! At the moment I have the following situation: We have a car, which is admitted to my wife as a holder, however, insured in my name. Now I want to get a vehicle with truck approval soon. VW Caddy, Seat Inca, Fiat Scudo or something like that in the direction. This vehicle must then also be insured as a truck or van. Incidentally, the vehicle is not used commercially, but exclusively private. Now to my question. And now it’s complicated. At least for me.. I found an insurance that insurances vans at a good price. Can I change the insurance now so easily, because the current ones do not insurance my vehicle or how does it work? I wanted to take the car with me to the new insurance and run as a second car. By the way, the car on my wife falls flat. Too expensive because SF-Class M I hope you can follow me.

Hello, after just a little bit more than a year I already got another one on it. The following situation: I drive on the road and want to turn left. Before I see that also one wants to turn left. So I stop because the curve is mostly parked and also just one from the other road wants to turn right into the road. Then she hits in front of me the return walk and sets back without looking. Crack… She then called her father because she did not give me a car. When he arrived he then gave me the insurance, the insurance number and his data. How do I now best proceed again? Tomorrow morning immediately to the expert and after expert reports had repaired? In hindsight also stupid that I did not call the police, not that he still remembered that I drove on it. Please briefly for tips. Thank you very much Thomas

Hi, I got one to the car, paint damage with Delle. Now I was in a workshop and had an estimate made and sent to the opposing insurance company, had then received a letter that the amount is accepted so, you would need now still photos and the original invoice. Now to the problem….I am back to the workshop and have presented this so, answer: We can not make pictures and also not send them, we also always have bad experience mi t Insurances were made. I was serviced there of course! Then I went to another workshop and with them all would fit so far but that their estimate is 200-300€ more expensive! My question is I can call at the insurance to which the situation signs and the more expensive estimate submit? Or do they now cross the border and I am the stupid one?

Hello, car had an accident. fenders in front, mirrors and fenders in the rear have to be replaced. Door has to be co-painted because you would otherwise see it according to the workshop. Mustang V6, US model one year old has cost new 38,000 euros and has run 5,200 kilometers. Get for the repair a certificate and 5 years warranty on the repair. Damage approx. 5,000 euros. No carrying parts were hit on the body. How high would the possible loss of value thereby be? I have z was Googled afterwards I understood the explanation but somehow did not. For your answers I thank you in advance. Greeting Blade

Here is the right forum. What else is currently being discussed about this. According to my knowledge, the extinction of ABE leads to the extinction of insurance cover. Does a car still pay liability for all damages suffered by the opponent of the accident?

I had an accident a few days ago on an Aldiparkplatz. I parked backwards from shearing to the right at once a car came from the left. She had a paint damage at the right door in front of the front left of the bumper so I was almost out of the gap. It was 19.50h the lady had it very quick to shop still fast when the accident occurred. I mean she drove on account of the haste carelessly. I brought the police this means because I had the greater duty to shoulder bl The driver also had a witness to take her exam so I assumed that I had no chance anyway so I accepted the warning .which is probably also a recognition of guilt. I feel however unfairly treated because I mean that she is also responsible. So now I have the insurance documents there must fill out questionnaires. Maybe someone knows and can advise me something? Not to forget I accepted the warning. I also have no desire for a I should like to ask the President-in-Office of the Council whether he is prepared to take part in this debate.

Hello, our car is currently registered to my wife as a holder but I am a policyholder. Now we want to do it so that you remain a holder and also become a policyholder (with another insurance policy). Can I just unsubscribe and register it again?

After an accident (the other side admitted guilt) my report was shortened by 1200€ by the opposing insurance company with the reference that my car was not completely serviced by the BMW dealer. The fact is that after the purchase of the car all repairs (the last one was only a month ago) were made by me at BMW, only the small inspection was done once at a free workshop, two months after the Tüv over BMW. In this small inspection nothing was repaired. Lawyer thinks that the courts (BGH judgement) only ask the liability insurance companies to pay the full sum of a brand workshop in the case of fictitious billing if they keep a checkbook. By the way, the first owner didn’t always wait for the car at BMW, but that can’t be accused of it, can it? Do I really have such bad cards? What do you think?

Hello together, I hope I’m right here in the section, otherwise please move! have a vehicle with Audi used car warranty Plus. To do this you have to have service/inspection (repair also?) done in a VW workshop so that the warranty remains. I soon have a service check at such a workshop again and already know that the brakes (dishes and receipts) have to be made new. So if they carry out the check and say that the brakes are new chambered I have to do this with you (or a VW partner workshop) or can I change it myself without losing my used car warranty plus. Or would it be advisable to change the brakes before the inspection so that the topic does not occur at all. Hope you know what I mean! Make your own brakes = guarantee away? Let the brakes be made at VW workshop = guarantee remains? Thank you for your help!

Hello, I had already written in the Punto Forum, one of us drove on our parked car and has caused a “eigtl.” Total damage, the liability is clear, according to HDI KV from the Fiat AH I submitted, but they want an expert report, the expert I ordered and he was there this morning, the values I get tomorrow or Wednesday. Now I have read much neg. about the HDI, now totally shot that they pull everything into the length. How are your experiences? Or should I immediately a I’ve heard that they always make a counter-assessment? LG Curly