Category: KFZ-Versicherung Forum

  • Warranty/guarantee for repairs

    General question because I did not find a special area for it: Customer had a fault on the vehicle which was repaired about 7 months ago (Zündtrafo was replaced), exactly the same error occurs now again .. Contract workshop repairs the error again free of charge wants to move out no documents e.g. order confirmation or invoice that the error occurred again and was fixed. Question: Does the workshop have to hand me something ?? workshop argues that e s now everything has been handled on guarantee of the old invoice and therefore I also get nothing. Because assumed this error occurs again and/or involves other consequential damages (event. even engine damage or Kat damage). Then I have nothing in my hand that this error occurred and was fixed twice.

  • Car borrowed, engine damage

    Hello, I have unfortunately committed a stupidity: I have often borrowed the rarely used second car from friends for longer distances. Yesterday the oil warning light lit again and again and at some point the engine started to clack. I then called the owner at home and he was then at the workshop, the diagnosis is engine damage by driving without oil, a repair of the older car is not worth it! The friends of me want now, since Do you think that’s correct, or do you think my friends are also to blame, because the car had too little oil before? And if, how should we evaluate the partial debt? It’s not about a legal but friendly right solution, I will of course settle my debt, even if it should be the sole debt, but I don’t like being treated unfairly either. Or that my friends think they have been treated unjustly. Thank you. for your help

  • Car rental?

    Hello dear community, 2 hours ago a nice gentleman with 1.7 promille drove up on my car – THANK YOU again. I don’t get such a Golf 3 in the form I have styled it up again. Now my question: Need the car urgently for work. The car is no longer ready to drive, as the doors no longer open and close. Total damage I would say, since the whole body has changed. I think I get a rental car from the insurance. In the last Report a month ago my car got a value of 2,800 euros. I say I would get something like that right? But now my question, how fast do I have to find a new car? I certainly can’t drive a rental car forever. Oh and what about all the fees for the registration and registration of my new vehicle? Is the insurance probably also refunded. Maybe someone can give me a general tip on how to behave now and what I do best… thank you and greetings, DocMAX

  • Problem with reports,insurance,bank (allegedly total damage)

    Hello I don’t know how to proceed! My wife had a self-inflicted accident in snow with a guardrail! The accident on a totally snow-covered highway was not so much as a driveway and it was not very fast! It is a comprehensive insured person Astra G The expert now says that the repair costs are higher than the replacement value of the car! That’s why my car has a residual value of 1010€ of the purchase value is according to the expert. I’m saying that I’m getting the car floated again for much less money than the amount the evaluator has estimated at over €4,000! What can I do? I want to keep the car, among other things, because the car is not yet financed! 1000€ are still open! Therefore, a sale for me is not really possible! So what can I do? How must the financing bank (GMAC Bank) behave in such cases? Can the residual financing amount of 1000€ be used? Can I just suggest to the insurance company that the difference between the remaining value of the car is 1010€ and the purchase value is 360€ , i.e. 2590€ , to have it paid out. So that I can repair the car from this money! Because I looked around! The parts I need cost a total of about 500€ paint and I can build most of it myself! On the coach there is also nothing wrong! So I hope you can help me! I hope that I have explained this to some extent well! Summary! I don’t want to sell a car but I want to repair it! But evaluator says it’s total damage, but it’s out of my sight, because only the outer covering is affected! And all other things are still top not spoiled and so on! GMAC Bank there is a possibility to press the 1000€ still or what do they even have to do? What can I offer the insurance?

  • Vehicle can’t stand in garage

    Hello forum, I have the following problem my jeep I currently can not drive into the garage, because the driveway is completely icy and I would only slide against a pillar. What about the insurance protection now because he is standing on the road / has to stand? Greeting Gyaco

  • 130% rule in case of accident

    Hello, has an accident and since then the first figures are available: Accident damage /Reperature) 4872 Euro inclusive taxes residual value 600 Euro replacement value 4000 Euro Can someone explain to me how the 130% regulation works based on the figures. According to the report it is an economic total damage but I should have it repaired since I hang on the vehicle Thanks for your help Norbert

  • Require impairment after accident?

    Assuming that a vehicle was initially paid and repaired by its own insurance company due to unclear legal situation, the damage report does not report any impairment. After clarification of the facts, the insurance of the accident opponent takes over the damage, but pays nothing of the impairment. Now, within the statutory limitation period due to the accident and expert reports, one could demand the mercantile impairment of the vehicle from the insurance company, whether or not l the vehicle has already been repaired?

  • Unattended accident abroad (vehicle not ready to drive) – Request for help !!!

    Hello dear helpers in need… 🙂 The following situation… Had an accident in Poland with my car on Saturday. The accident opponent or causer comes from England (in England registered vehicle). Unfortunately, my car is not ready to drive and I wanted to have it to be towed home to Hanover (I hate to let it go in Poland). If the Polish tow truck in advance kicks about 900 euros and then repeats the money from the opposing insurance company. n. The question now: Will the opposing insurance give me the towing costs? Do I have a right to do so? Thank you very much.

  • Expense compensation..?

    Hello, a question concerning the compensation for loss of use after an accident, or the daily allowance claim of the victim; the accident occurred in mid-December: the victim was taken by another car, which wanted to drive from a side street, the driveway – and there was a collision; according to an independent witness and (although also) the police a “clear thing” … the victim’s car came immediately afterwards to the workshop – the same day before (group D/38 EUR) and a few days later, the report is sent to the insurance companies; the passenger car of the injured person, which is not suitable for traffic due to the damage, is still in the workshop today (11.02.) – which is mainly due to the fact that the accident causer did not see a “necessity” to send an accident report to his insurance company about 6 weeks (from the date of the accident) – however, when he did it at the last possible date, his view of the Incident completely different, so now on the part of the legal department of the insurance the “debt question” is clarified … and there will probably be the OK for repair in 1 to 2 weeks on the part of the insurance company. the claim to a replacement vehicle for which has not been asserted; for which period is the entitlement to loss of use compensation? – from workshop? – exclusively for the (coming) repair period? Greetings, v33

  • What kind of sum do I have to count on?

    Huhu, I just registered here to ask you a question. Maybe you can answer it to me. In March I will be 18 and of course I’m looking for a car for me. Now I wanted to figure out how much I would have to pay for an insurance (with partial cascade). At the moment I have an Alfa Romeo 156 1.9 JTD in my eye (EZ: 07/2000). I think I will have my car insured for the first time with my mother (SF 30%) as a second car. comes from the end of July 2010. Are there any differences between petrol and diesel? So what do you think, how much do I have to pay? If you need more information, just let me know.