Category: KFZ-Versicherung Forum

Hello, after telephone consultation of my car insurance I worry something if 4,500 € annual comprehensive insurance costs (SF 55%) upon registration of a new MV Agusta F3 800 (new value approx. 17,000 €). Is there a fully comprehensive insurance company specializing in motorcycles? Thank you very much!

Hi together, sorry for the maybe stupid question. I was just on the highway with my family when in a turn at more than 140 things a car rushed into the side. We were lucky, nobody was injured but my car is completely over to the right and on the left I am also in the limit. We have now changed the data and we could drive home. Now quite stupid: How is it going on? Do I claim to rent a car while my r is in the workshop? Is it best to go to the VW workshop or to my screwdriver? I don’t have any experience with this. Thank you!

Hello, when I went to my car today I could see that someone drove me into my parking car. Damage is front left of the fender incl. paint splinter and I had a note hanging with: ” Tel. XXXXXXX damage on the fender ” just tried to reach the other side, unfortunately without success. About the back search in the phone book I find a name + address. My friend was with us and we discovered the damage together (wanted just shopping How am I going to do this? Report my insurance now directly? Drive by the police? Try to reach the other side again? The car was there since last Thursday and today is already Monday. Thank you for your advice.

Hello! About three weeks ago, an elderly lady drove me back into my parked vehicle, and just got off the ground. However, a damage was done! I couldn’t observe this myself, but I have two witnesses who told me that too. Since she was working at my school, I was able to get her phone number and get her back on site. She came back and denied everything completely! She wouldn’t have touched my car, etc. Then she would have We called the police, who then told us that we should clarify the civil law! She did not want to get out of the insurance number or her insurance in general. Nothing! So I went to the lawyer and told him the whole thing. He sent out her a letter. Today I got a letter from your lawyer, where it says she never touched my car and the damage would have been before, etc. Where does it all go? I find it extremely unfair of the he lady! It may be that she may not have noticed the impact, but you can admit it if even other people have seen it! Simply incredible! What happens now?!

Hello everybody, I did the vehicle of a young lady about a month ago. It is in any case a minor damage The insurance company has upgraded me since the report already for the next year, but I have not received a new contribution invoice in itself, just as there are no repair costs in the meantime. I want to pay the damage myself in each case, in order to be classified again into my “old” SF. Now my question: How long has the injured time to receive the benefit from my insurance company?…so that I can then pay to be downgraded again. MfG turborinni

Hello together, I learned today that I have been driving without insurance since the 21st of this month, as mine has quit me through their stupidity. Tomorrow I have an appointment to conclude a new one. What does it look like? It is punishable without insurance to drive, what do I have to expect? Sure, we assume that no accident will happen or anyone will be harmed. Have heard from fine to prison sentence, what can I mean by it? How high is the fine? e & must I fear a prison sentence ? I am just something by the wind & hope for very quick answer please..

Hello dear user .. Weswas I had in December 13 a traffic accident. I drove quite normally with about 50 kmh on my track suddenly another vehicle has changed dan into my lane and with her rear right side wall jerked me at the front left (cot wing bumper) The accident was taken up police the opposite side also did not discount large and I did not see him the police gave me also right finally I can not there r. Unfortunately, my vehicle was no longer ready to drive and was towed the day after that I hired an expert who visited my car with me. The whole ran dan over a lawyer, who gave all this to the insurance company, the insurance company again commissioned an expert who looked at the scene of the accident and my car.. Today after about 5 months write a letter that I slow down the accident by lightly could have prevented .. and the one partial debt of 50%, quite honestly what’s that crap! What can I do for it if I drive on my track and someone suddenly changes into my track … Unfortunately my lawyer is on vacation and I don’t know how to help myself … The against insurance is the AXA I would be happy for any helpful answer. LG

Servus, some time ago a passer-by thought he had to stumble into my CLK and with his wristwatch 2 beautiful dents hit in. After all, he reported all this to his insurance company etc…. I went to the Mercedes workshop and got me an estimate about 1150€. I then sent it together with pictures of the damage in copy to the insurance company (AXA). After a few weeks a reviewer of the insurance company came and examined the damage. tzt is recently a report fluttered into the house, which does not even come near the Mercedes-cost estimate…about 670€ for everything. Now the question is how do I proceed? What would you do? Thank you already for helpful answers

Dear members, after an accident, an expert report estimated the damage at EUR 2,012.92 net, which I should have in my own pocket. The expert report cost € 461.54. From the insurance I received a cost invoice that looks like this: repair costs according to the expert report: € 2,012.92 deductions according to the test report: € 181.06 Subtotal: € 1,831.86 Additional costs: € 25 Costs of the car expert: € 387.85 Compensation amount: € 2.244.71 @ I received thus 2 .244,71 €, of which I had to cover the expert costs of 461,54 € myself. So in the end only 1783,17 EUR remained in the bag and I miss it still 229,75 €. So did the insurance make a mistake? For your answers I would be very grateful. Greetings

Hello, I had an old-timer insurance (for my old-timer) as well as a car insurance (everyday car) which I terminated with the cancellation/decommissioning of both vehicles on 10.02.2014. I personally handed over the cancellation letter including the withdrawal of the entry authorization for both insurances to my local insurance office on 13.02.2014 retroactively to 10.02.2014. On 17.02.2014 then write to the insurance that they retroactively for the old-timer insurance to the V I replied in a letter that I did not accept this. In the following weeks I was reimbursed the remaining amount of my also cancelled insurance for my everyday vehicle. On 25.03. I received a confirmation letter about the cancellation of the insurance of my everyday vehicle. Since 20.02.2014 there was no answer to my oldtimer insurance to my letters or information. . Today I can see on my account that the insurance has debited the collected amount ~700€ from my account. Here are my questions: 1- can the insurance increase the contributions retroactively after cancellation of an insurance and demand the additional payment? (the insurance amounts were ALWAYS paid in due time) 2- Can the insurance debit the required amount despite cancellation and withdrawal of the collection authorization? An information that the cancellation has not been received is not possible, since i I hope you can help me and confirm your statements if necessary. am grateful for all the information Thank you already