Category: KFZ-Versicherung Forum

Hello guys, I had a burglary damage in my Audi A4 convertible the other day. I was stolen the complete seats, Navi, Klimateil as well as Xenon headlights. My insurance company sent an expert of the Dekra and he determined that the replacement value is about 24,000 €. But the damage is about 12,500 € thus more than half of the gain value. The expert then told me that something would be deducted from the replacement value or something like that. I didn’t quite understand how you could explain this to me? Thank you very much!!

hello…. have already used the search but did not find exactly that… have a 3 golf with 66kw in which I have now installed a G60, has now 166 KW. the insurance wants now (is only 3 mon registered) instead of 220 euro, 450 euro contribution have … she told me she must now classify my golf as the golf4 R32.. but understand it not exactly that is a kpl. other car….? is there perhaps a insurance that does not see this so closely when you have more ps? the nu r go according to model? if there is no other possibility, well then I have to live with it. mfg alex

Hello all, I’m just todun happy. My 5 month old car was totally ravaged, the expert ordered by the insurance has found a damage of approx. 2900 Euro net / 3500 Euro gross. After long debates back and forth (and the finding of the workshop that for the estimated damage the car can probably not be repaired) I decided to exchange the vehicle, i.e.: old car in payment + insurance damage + still several Euro extr a, but then I at least have a reasonable vehicle again. The statement was, if VAT flows, can be billed with VAT. Now I exchange the vehicle, so VAT flows, and the insurance only wants to transfer to me the net damage! Is that right? I don’t know about the insurance issues, please for help!!! Merci & Greeting, Makena

Hello, I received a cover card for my car at the HUK24 in January and then also approved it. Unfortunately, I forgot to pay the amount, which was certainly not intended. Today I received a letter from the HUK24, in which I was informed that there has been no insurance cover since the end of January. I did not even get a payment reminder. You gave me the insurance, in addition I should pay 38€ fees. The registration office was also informed. Who has had similar experiences?. If I present a cover card to the registration office, the thing should be done, shouldn’t it?. I am Strocksauer about this behavior and will also terminate my wife your car and my 2motorcycles. Wish everyone a happy Easter

Hello dear forum, some time ago I had a non-indebted accident damage, which was settled via report basis. The insurance persistently refuses to replace the shipment costs according to the report and the UPE surcharges. The search function here unfortunately did not provide me with judgments / legal bases… Does anyone know a reliable legal basis, which I can quote? According to insurance a repair in my region would have been possible also in a workshop, where The same applies to the UPE surcharges. Furthermore, the insurance still expects proof of the failure of use. The vehicle has been repaired, an invoice is available to the insurance – but this obviously is not enough. How should I oppose the insurance? Thank you and greeting, Schutzschi

So since everyone seems to tell me something else and everyone thinks he is the smartest I want to try to clarify that somehow! To the topic: Cheaper post for 2L 16v only because Fahrz. used to be 1.4 ́er??? I read again and again that someone sells a car and then writes because it is a “reconstruction” e.g. from 75Ps to 150Ps/ 2L 16V you only have to pay the insurance contribution of the 75Ps vehicle! Self-understandable everything is registered etc… Since the latest I hear but this would have happened and you pay for what you have in it now! What’s right now??? And I’m just asking the users to know what they’re writing and not what they’ve heard from a friend, his sister, whose big Koseng… 😉 until then boehsen Greeting

My polo is insured by my dad, as a 2nd car, for 6 years. I am now 24 and drive the car for 6 years. Due to some problems with the insurance we wanted to cancel the insurance of the 2nd car. I wanted to take it now also, and wanted to take over the percentages of the 6 years. Now the insurance type said that it does not bring me anything, I would get in anyway at 100%. Why that now? Do I suddenly not take the percentages from my dad, or the 2nd car? Or is it only possible when I am 25? I don’t see anymore

Hello guys. I don’t know if it fits into the forum here, but maybe someone can help me. I brought my car to the dealer workshop to have glow candles changed.After that I got a call that a glow candle has broken off and the reperture becomes very expensive (about 3,000 euros).The mechanics or masters are not aware of any fault and think that I have to take over the resulting damage, since they allegedly did not make a mistake. no mistake made. (Who else should do this if not the dealer workshop ?) Do I have to pay 3000 Euro for the light candle change ?????? This can not be done ! How is the legal situation in this case ? What do I have to pay attention to and what legal steps can I take ? Ask for your help, it is very urgent. Thanks in advance. MfG egonik

Hello guys, yesterday I shot my dear mother-in-law’s car! I drove to your grandma’s house what she was doing, in front of the house of Grandma Lag on the right side of the road a lot of snow/iceberg. Unfortunately I didn’t think about this more than I wanted to go off again and drove on this one or before. Now the front front has burst in the eggy to high to the grill. Now my question my private liability does not pay or ? Does this ever pay the property insurance or what is the name of the grandma?? (you would have had to take it away is your property) ??? Otherwise, only the Volkasko insurance is left to my S. Mother did not want this anymore at the end of the year only liability, if she now has to take it further? And what increases then the liability also or only the Volkasko insurance % te is now with Huk24 with H 45%/V 50% attachment pictures of the beautiful car!! I would have stayed only in bed :-(((

Hello, I stayed slightly hegen on Friday while parking on a parked car. The damage amounts to a few surface scrapers nothing else. The owner of the car insists on having an expert report made, which is also fine. Now my question is how high you estimate the damage report. Stand now before choosing to report it to the insurance company (rather reluctantly) or to pay for the damage report from your own pocket. What is wiser? Grü0ß Mockikfreek