Category: KFZ-Versicherung Forum

Hello, is it right that the insurance after a motor conversion (performance increase) demands a higher amount of liability? The key number does not change after all… I talked to my insurance man about how this works without obligation in the course of the past year… He said that the HFP would be about 10% more expensive. The stupid thing is that my motor dispenser (Vectra) was travelling cheaper than my Astra with “small” engine… Or asked quite differently. .. Am I even obliged to notify the insurance company of the new engine? So let papers be corrected and good?!? I feel like they’re getting rich by force Thanks for the Enlightenment Bimmel

Moin, does anyone here have any idea of insurance law? I got mail today from the car liability. Background: April 2006 I have a self-inflicted accident, am in the guardrail of the A40. Everything reported, but never heard anything.The guardrail was replaced April 2007. Now comes a letter: reported damage, please pay for 2007 still the following amount. No offer to buy back, no reference which damage. Is it right for me already for 2007 retroactively higher zus Not only from damage regulation? Limitation would have been also at 3 years? MfG Joe

Hello, I don’t know if I’m right here, but I hope you can help me anyway. Well, I’ve become a car technician now and I’d like to work as a car expert at an insurance company. Only nobody can tell me how to do that, I hope one of you had the problem before and can continue to help me. I don’t want to be a test engineer, I would need to study for it. As much as I know you can also become an expert who In the HWK, we offered a course for car masters that would have cost about 5000-600€ and as has now turned out, this was the pure Verar….!! That’s why I’m asking myself which one can go away to become a car expert with an insurance company. Hope you can give me useful tips. Thanks already in the MFG Chris

Servus! Get me into the insurance forum today… 🙂 My summer car (Golf Convertible 7/97) is still registered until March, usually I am on my way in winter with the old convertible (5/94) of my mom. Since the car is making quite a bitch at the moment, my father has provided me with his Golf IV TDI. However, the TDI is so assured that only people over 25 years old are allowed to travel. Problem: I am 21 (and a half). What happens now in an accident? Am I still a versic Do you have to pay penalty? (Do you always hear about the difference of the annual fee or the fine of up to 5,000,- €) Is as I said only a transitional solution until the old car is reasonably ready to drive again. From March on I will be available my own car again, that is insured as well as it should be. Thank you for your help! Greeting Flo

Hello experts, after 7 years the car insurance changed to 1.1.2008, after I got an offer in November. At the beginning of December came a letter of the new insurance, if the preparation of the insurance certificate should be delayed, nevertheless there is insurance cover. Today the contribution invoice with Police entered. The invoice amount exceeds the offer sent to me by 45 %!!! The basic data (SF-Class, km-Fahrleistu) ng, engine power, user group, etc.) agree. However, an increase in the type classes was made and the type key was changed! (The offer was already created for contributions from 2008). The vehicle is chip-getuned. However, this was specified by me at the hotline(!) and accordingly a higher PS-performance for the offer. With SF 17 I also represent a reasonable risk for an insurance. Feel nevertheless cheated. What ka Ciao, fan.

Hello guys I’ve been rummöbert ne whole time here, even after my topic …want to describe my case briefly. maybe someone knows an answer ???? I has a RV driven up in the back. The case is also already with Dekraexpertise with the insurance of the accident opponent, which admits also his guilt. My expert report results following. Rep. costs gross. 4112,82 Euro replacement value : 5500 Euro residual value : 2000 Euro I want to break according to expert reports. , so fictitious . What can I now count from the insurance , apply the total scourge regulation and stand afterwards totally stupid …or what is there again … all the costs I have listed are gross , I know that they are obliged to settle according to expert opinion , and deduct the VAT , someone has idea what they now have to pay , even if the total damage regulation enters into force ..would class if Jemnad knows , thank you and Gruss jogyjogy

so dear people have a try with my insurance. due to 2 damages this year I have been regraded from sf class 8 to sf class s. short explanation: vehicle registered on my dad ( sf8 ) then a friend built an accident and I have to be liable for it or better said my dad da insurance company. well then we were in the sf 4. said car logged off because gear damage. percentage of my dad overwritten me (after that I think why we do this). t have however no matter ) so I ended up thanks to not so long duration of my license bestize in the sf 3 ok we did not read the small print in the contract and ran stupid. then I bought a new car and registered on me and insured. 1 week after the registration there was probs on the road and I unfortunately have a new bmw covered. after that I got from the insurance company write that I now fly to the sf1 because of the accident of the sf3. I got angry but passi ert. then I get today a letter that I still …eur may repay for 2008 because thanks to the 2 accidents of this year I fly into the sf s. still don’t understand why I have been upgraded for each damage. maybe as a penalty for 2 accidents in one year. so now to the actual question. since I could save myself with the increased sf class with other insurances I wanted to ask if the following would be possible. n (because otherwise you can’t get out of an ongoing insurance contract without cost [refund of your contribution]) car then put down a week. with another insurance a contract ( either with sf s or stop what they offer me) then re-register the same car from before times apart from the costs for the subscription and registration I would still be much better off than if I would stay with my current insurance. now my question goes the or is this even illegal (why) hope someone can help me.

Hi, my search has an end 😉 I bought this morning an A4 Avant year 2010. I have a question when choosing the insurance. Is it worth it such a discount protection in the liability and to include all-inclusive additionally? In my case this would cost 65 euros a year and I would have had to stay with the insurer an accident in the liability and completely free without being upgraded… Drive yourself 10 years accident-free and am skeptical if the 65 euros annually It’s worth it…

Hello, the following problem: On 07.01.11 one in the city intoxicated me pure, guilt question was clearly the cause also granted everything. My car was not ready to drive and had to be towed! The expert estimated the damage to 8400€, the car also had to be a straightening bench, which for me was also the reason for sale. So now the question is for me the profit loss of 79€/day (has the expert looked after)?? The insurance company has done nothing since the accident. I filled out the damage form immediately after receipt and sent it back, I received the report 12.01 (the insurance company claims they only received it on 21. 01). Well, as I see it, it takes forever, which is a torture for me, since I don’t have a car now and the money from the insurance company. I need to buy the new one! Therefore, the question arises for me how long do I get the benefit loss? Achja: What can I charge the insurance for everything? Deregistration costs of the old and/or registration number reservation? Registration costs of the new? Transfer costs (Benzin)? Travel costs to the new vehicle( 2 plane tickets Stuttgart-Düsseldorf)

Hello everyone, my question I have already asked in the 3 forum and there the tip get here once again to ask for. It is about an accident damage and its evaluation, or evaluation, in order to have a corresponding legal certainty, so that everything is handled to my satisfaction. Here is the situation: when I parked out, I was driven backwards in front of the left against the rim and the front apron. I was almost right next to it, but when I noticed it It was already too late to make it. At the front apron on the side below the headlight there are clear scratching and grinding tracks to recognize and on rim and tires are also imprints. I would estimate the driven speed at max. step speed, it was not easy to roll against. From the causer I have all personal and insurance technical data. Now to my actual question: the traces on the front apron are clear, what possibly with I can’t say that when driving, you don’t notice at least anything. What is enough for the insurance as a damage report and how do I best behave? Is a cost estimate from a workshop enough or does the insurance only count against an official report? It’s years since I somehow had to come to “my money” in the way, maybe someone can tell me how this is dealt with.