Category: KFZ-Versicherung Forum

  • Accident responder has suddenly “found” greater damage to the car

    Hello all, my friend had a small crash yesterday (she slipped someone at a lower speed). Right after the accident, the accident opponent did not ask my girlfriend to get the police (I know it was a mistake), with the reason: “That only makes more circumstances and with my car (Opel Corsa B) you can see nothing anyway…” Today the man of the accident opponent ran then, the car is a total damage, because the tailgate is pressed in, the shock tan and the frame is warped… (can’t say anything about this man’s expertise…) How should I proceed now, since we have the assumption that someone here has damaged the car afterwards in order to cash as much money as possible? Who determines in such a case actually the expert? Am happy about every tip how to behave in such a situation.

  • Car registration due to reperatur abroad, kilometers ??

    Hello together, have you asked a question, how is it with the insurance (Allianz) when I register my car for 2-3 weeks?? Speak the kilometers, because I will certainly drive over 6000km (red plates), and that would be a juicy extra payment I think if I did not unsubscribe. Would be really grateful for a few answers because I drive next. MfG Zib

  • Keys in the car – ADAC doesn’t pay?

    Hello, last Friday I managed to leave the key in a car (not my car, I was a passenger, not a driver in the ADAC), which was closed after that. Since there was no spare key, I had to call the ADAC (member since 2010). However, I was informed by the partner that the costs will not be covered. The call today at the ADAC showed, however, that the costs for this service will be taken over if within ten days the ADAC member position:holder of the vehicle: non-ADACcauser: ADAC member, passenger I am aware that no legal advice can be given here, but I would be pleased about the experience of the users. Thank you in advance.

  • Accident with scooter driver

    Investigation proceedings against them due to negligent assault Very geerter Herr xxxx, in the above-mentioned proceedings I took the following decision by order of 11.01.2011. The investigation proceedings are terminated according to §170 Abs.2 StPO. The case is submitted to the administrative authority for prosecution of the irregularities, §43 OWiG. With kind regards my question I am 18 and still in the trial period. ” The investigation proceedings are measured according to §170 Abs.2 StPO t. ” ” The case is handed over to the managing authority to prosecute the irregularities, §43 OWiG. ” what do the two mean exactly?

  • Scratches in the car

    Hello guys, I noticed today after the work that I had a slight scratch on the rear bumper. I know that he was not there yesterday because I washed my car and he was not there yet. At work that didn’t happen. I had a suspicion of staring at this morning had put a car behind me after work looking at the car and the car also had a scratch at the place where it might have driven me in. Have the Dam but where else could it not have happened. What would you do in my place? Is not so bad the scratch but already very annoying because I know that he was not there before and I actually wanted to sell the car. So some can think that it is an accident car. Ask for your help.

  • Auto -> Registration office (devalued registration number)

    Hello. I have the following question. I will sell my 2 golf in the next weeks and then buy something new within 2 weeks (will be a Golf 1 convertible, which I don’t know yet). I wanted to reserve the old license plates and keep them and then put them on the cab. My supervisor at the insurance now said that I can log off my current car quite normally. As soon as I bought the cab or before he gives me the insurance number, which to register at the registration office is needed and then I drive with my old license plates from my 2 golf to the registration office the direct way. Is that possible? The purchase place will be at most 100km from the next registration office in my district. The car will have Tüv etc. I will have papers with me. I would be pleased about an answer. Mfg

  • Car sales problems.

    I didn’t know exactly where to push it in… Hello people, and I have a big problem with a car dealer from Kassel, from which I bought an Audi 80 (B3) 1.8S with approx. 229,000Km on the clock. The salesman assured me that I would only need to drive with the vehicle for TÜV. I did this one day later and I got this list of defects: Headlight setting links too low, right too high. Load-dependent brake force regulator leak, braking performance of the Hinterac Hse not guaranteed. Cross handlebars knocked out on both sides. Exhaust end pan broken. Track rod heads knocked out. Cold running controller without function (not connected). Various cables in the engine compartment not connected. brake effect rear axle Poor braking effect front axle Poor. throttle flaps potentiometer defective. I want to point out that I drove the vehicle test, because you only heard that the cross handlebars had one away, more wa r not recognizable. I have now given the seller three ways to deal with me: Possibility 1: refund of 100€ for the TÜV fee. Possibility 2: repair of the defects until 25.3.11 Possibility 3: refund of the purchase price. Am I right or am I completely wrong there, because all these defects were not known to me although I looked at the vehicle and am test driving. How does this look purely legal? The seller gave in the purchase dealer Don’t worry about any flaws either. I thank you in advance.

  • To what extent does the scope of the EU extend?

    Hello, I have a detailed question about my car insurance. It is about insurance cover abroad of my motor vehicle liability and insurance in cash. In the AVB is the following:”You have insurance cover in the motor vehicle liability insurance within the geographical borders of Europe as well as the non-European territories which belong to the scope of the European Union. Your insurance cover depends on the insurance sum prescribed in the country of visit. “You have insurance cover in Kasko in the geographical borders of Europe and in the non-European territories which are part of the scope of the European Union.” What is meant by the phrase “area of application of the EU”. Is there a binding definition for this. Yesterday’s phone call to the customer hotline was not informative and I unfortunately could not find anything on the net. Thank you for your help. Re trouble, Metehan

  • Liability of causers of accidents vs own Kasko insurance

    Hello dear car friends, I had a serious accident with my Golf VI on Feb 12 in Berlin (2 years old), at a big crossing the causer took me at the left turn from escaped direction the driveway, I could not avoid and we had a crash at about 50km/h. The good thing is neither to him nor to me what happened, but the cars looked bad. The car was then directly next Monday by an expert in my workshop in sight In addition, I have reported the damage of the insurance company (Alliance) of the accident seller. The repair costs will amount to approx. 13,300 EUR, impairment is 1,300 EUR. The vehicle is not ready for driving at the moment. My problem is that the cause of the accident has reported to the insurance company that I was driving too fast, so the insurance company does not issue a repair release and waits for the police report, nobody knows how long it will take. I get a rental car. only replaced for the duration of the reperture (is indicated with 6-7 days in the report), i.e. I am currently standing without a car since My lawyer said that there is no possibility to speed up the matter, I could of course take advantage of my comprehensive in the case and assign the damage, I would then, as a sidekick, claim the costs (share ownership and the upgrade of the SFK) with the opposing insurance. That is of course also negative for me because the damage-free My question is now whether someone still knows how to put pressure on the opposing insurance company. I honestly can’t understand why there is no rental car claim for the entire time until the car is repaired, as I am not responsible for the accident. Thank you for your help.

  • From HUK24 to Zurich – discount rescuer puff!

    Hello! Who has the same / similar problem with the HUK24: In Dec 09 I had a comprehensive damage, currently handled via the HUK24, by “Discount Tretter” there was no increase of the damage freedom classes. In Nov 10 I got the notification / invoice for 2011 incl. designation of the damage freedom classes. For various reasons I wanted to change the insurer, and am now, from 01.01.2011, at the Zurich! Among other things I was happy about about about about 80 € cheaper tariffs – but push cake – after the Zurich received the freedom of damage classes from the HUK24 again 100 € were placed on top and the freedom of damage classes increased. Reason of the HUK: “Dear Mr xxx thank you for your e-mail. You had entered into a contract with us with our discount protection. Through this discount protection you have freed one damage per year and there was no downgrading. However, we have pointed out that this discount protection applies only to us and with For this reason, taking into account the liability and comprehensive damage of 01.12.2009, we were able to confirm only the damage-free class (SF) 6 in the liability and SF 8 in the comprehensive. Unfortunately, another confirmation to your after-insurance is not possible. Sincerely, your HUK24 The online insurance” Does someone like said have similar problems and know advice? I keep the conduct of the HUK24 f No doubt about it!