Category: KFZ-Versicherung Forum

Hello together, if the topic has occurred many times at the moment pretty much the Ar… over since my blood pressure is just at 210! In the last 2 days some dipster has driven into my door. I have no idea WHO it was, but have a white Ford Fiesta in suspicion because the height fits so reasonably. Because the Fiesta also has a scratch on the bumper. Problem: I only saw it where different when screwing. The car is now on the other side of the road. Because where it passi I can’t park because there’s another car there. If the causer is not detectable, the insurance pays? Have liability and partial cascade. What if I call the police now, because I noticed it too late and the car no longer where it happened. But have a proof photo that he was standing there for the last 2 days.

Hello people have volgendes problem have broken into my car on Sunday on Monday now I wanted to ask if my insurance has been destroyed it volgendes Stolen Alpine Cva 1000 R Alpine Cha S 604 In addition, my windshield has been smashed out my speedometer my seats have been cut down my sky also cut down what paid for my insurance have partial cascade 150 euro excess music over 3000 euros insured

Since my standard of living has been minimized to a Bafög earnings, I am looking for a new insurance every year. Last year I was at AXA, this year I changed to http://www.deutscheinternetversicherung.de, because I was able to include less a TK for the same premium or 50€ p.a. My tip: From October on, inform yourself in the i-net and make an online insurance comparison… Gives in masses An example: http://www.autoversicherung-online.info/ Basically ma I’m going to get my contracts via i-net with direct insurance: 1. no troublesome representative visit 2. you don’t have to find any excuses for insurance, which you get in addition to the desired contract. 3. the cost savings of the insurance, due to saved funds for wages of the representatives and administrative costs in general, is transferred to the tariffs and so they can then offer these hardly impactable Dumbing-premies, which no insurance representative can get – at least h And the excuses – but in case of a damage case I have no contact person. Wrong – well no contact person to touch, but to call. Most have 24-hour hotlines. I have enough damage (there I can tell stories – later) – problems with damage regulation actually only years ago with my representative. Direct insurers have sent VR checks without mucking within 1-2 weeks. If interested – only request! LG Katjuscha

Hi, today I received a letter from the insurance company, which said that my insurance contract became conspicuous because I was smaller than SF3, and had two or more damages in the last 24 months (a self-inflicted accident in 2003, theft of the turn signals in 2004 and an attempted theft of the car in 2004 – i.e., I can only do one thing for it). It was an extrapolation that I paid about 3000€ in 3 years but had to be paid for 500€ damage. Therefore the insurance now wants to increase the partial cascade to 1000€ SB or terminate the contract. Since the contract runs on my mother because she gets it on better terms than me (open service), the question now arises whether it would be useful to terminate the insurance and to conclude a contract on my name with another insurer – with the ulterior motive that the pre-damage then almost disappears. I would start again at 140%, but that’s for me After all, rather than taking the risk that the contract will be terminated next time, and my mother will have problems with car insurance in the future. Here, however, the question now arises whether this also works as I thought it would, or whether the insurance companies will ask themselves beforehand whether the car is “pre-loaded” with other insurance companies. Does anyone know something specific? Greetings, Slaine

hello, my TK hurt was calculated and now I have no questions. the insurance pays the amount of the credit less the SB or is there still the 16% VAT deducted?? believe from August 2002 the regulation was introduced, but my car has been registered with the insurance since 01/2003, so it applies to me anyway. it was a theft damage where some things were stolen and some in connection destroyed. gruss murat

Hello all, I had already insured 2 times a car over my mother as second car with the Huk Coburg. But until now it was always too short so that the % did not go down yet. So is still on 140% since I now get a Golf IV TDI 90ps bj 99 welhcer properly what costs in the insurance I want to ask you how I can insure this as cheaply and cleverly as possible. What can you recommend to me? I call you again a few things about me My mother has insured her car with the Huk all-inclusive (Golf 4 bj 2003) on 45%. I am independent if I should specify this however with the insurance I do not know.. or if it plays a role at all. I live by the way in Hamburg. I would be really interested now if something can be done so that I can insure the car as cheaply as possible or maybe get my percentages off Many thanks already Edit: I am 20 years old, my driver’s license was almost 2 years old. My mother was working as an official at the Postbank but went into early retirement.

Dear all – Another story from the offices of the Spanish Traffic Authorities ;-/ When importing a car from Germany into Spain, this was the scenario: Leasing company A buys the car new A leases the car out to the consulting company B The vehicle letter is issued in the name of B When the lease is completed, B returns the car to A A sells the car to a private person C C sells the car to me So, along to the traffic authorities in Munich… I do “all the right things” as usual, and get my execute characterise valid for 4 months, pay my german fees and taxes, and the car is de-listed from the german vehicle register. Off we go to Spain. In Spain, when asking for the registration of the car on Spanish plates, the Spanish Traffic Authorites gets their big hang-up: The name in the vehicle letter is B, and not C – and takes the car into their deposit. I can provide the initial purchase receipt when A bought the car, and the sales contract when A sold the car to C, but as long as B is listed in the Fahrzeugbrief, the Spanish Traffic Authorites could’nt care less … I have been in contact with the leasing company A and the consultant company B, but due to “company regulations and restriction” they would not release any certified copy of the leasing contract that exists between A and B (a frame agreement covering a lot more than just “my car”. So what could be done … ? Any suggestions ? I come to think of the possibility to re-enter the car into the German vehicle register (re-impor t) as the only way to have a new vehicle letter issued? And then with this new vehicle letter (with the correct name of Mr C this time) try again to take the car to Spain… But my problem is, then I cannot present the car for the German Authorities (just can get current pictures and a confirmation I guess from the Spanish Traffic Authorites that the car is “safley stored” in their deposit. Any help or advice that leads to the “recovery” of this car, would be rewarded!

Hello, my car no longer makes the Tüv (or it is no longer worth it). The badge has expired last month. I would like to continue driving the car until about the end of the year and look for a successor in peace. According to the fine catalog, obviously not much can happen to me. It will only be really expensive from 8 months (+ points). What about the insurance in case of a case ? Thank you for your answers. (PS: the car is not a moving pile of junk, by the way, I I’m not tired of life, but because of the age 15, it’s just not worth anything anymore and it rusts strongly)

Hello to each other! What would interest me, how bad it would be if I had a small typing error when entering from the first year of registration (such a year or two). I ask because some insurance companies no longer offer cash insurance for my car. That in case of an accident (as the error could suddenly be noticed and voluntarily reported to the insurance) would of course only be paid the actual vehicle value, does not bother me, but het Could insurance cover even be denied? Thank you for your answers in advance! Greeting Golf3AAZ

My dad moved about to America 2 years ago and now I wonder what happened to the percentages?! He had no more car before emigrating, but then stay the percentages at the last insurance he was registered with or how can I imagine that?! Because if there is still her and he couldn’t take her with him, can I take her as a daughter? Does anyone have any experience with this?